PATRICK VAN BOGAERT
ActivePATRICK VAN BOGAERT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €614k and a net result of €56k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-1
Solvency83▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 3.43 in 2024; short-term debt: 30.4% and cash: 12% of total assets), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.2%
Return on assets
5.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
21 d early
2023
5 d early
2022
19 d early
2021
23 d early
2020
22 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€614k▲ 10.1%
2024 · €558k
2018: €251k
2019: €274k
2020: €351k
2021: €359k
2022: €423k
2023: €502k
2024: €558k
2018 → 2025
Total assets
€1.06M▲ 13.7%
2024 · €928k
2018: €1.09M
2019: €1.17M
2020: €743k
2021: €961k
2022: €972k
2023: €724k
2024: €928k
2018 → 2025
Net result
€56k▲ 1.1%
2024 · €55k
2018: €107k
2019: €23k
2020: €77k
2021: €8k
2022: €64k
2023: €79k
2024: €55k
2018 → 2025
Working capital
€702k▲ 12.0%
2024 · €627k
2018: €413k
2019: €656k
2020: €508k
2021: €609k
2022: €612k
2023: €555k
2024: €627k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€359k-€423k▲ 17.9%€502k▲ 18.7%€558k▲ 11.0%€614k▲ 10.1%
Operating result€18k-€94k▲ 421%€117k▲ 24.2%€84k▼ 27.8%€96k▲ 13.4%
Net result€8k-€64k▲ 680%€79k▲ 23.1%€55k▼ 29.7%€56k▲ 1.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€32k▼ 24.6%
Current assets
€1.02M▲ 15.6%
Equity and liabilities €1.06M
Equity
€614k▲ 10.1%
Debt
€441k▲ 19.3%
The debt ratio rises from 39.9% to 41.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€110k▲
2024 · €100k
Cash flow
€71k▼
2024 · €71k
Solvency
58.2%▼
2024 · 60.1%
Current ratio
3.19▼
2024 · 3.43
Quick ratio
1.01▼
2024 · 1.32
Debt / equity
0.72▲
2024 · 0.66
ROE
9.1%▼
2024 · 9.9%
ROA
5.3%▼
2024 · 6.0%
Interest coverage
6.74▼
2024 · 10.76
Debt
€441k▲
2024 · €370k
Debt ≤ 1 year
€321k▲
2024 · €258k
Debt > 1 year
€120k▲
2024 · €112k
Income taxes
€23k▲
2024 · €20k
Staff costs
€176k▲
2024 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€928k€1.06M▲
Fixed assets21/28€43k€32k▼
Tangible fixed assets22/27€43k€32k▼
Land and buildings22€23k€17k▼
Plant, machinery and equipment23€3k€644▼
Furniture and vehicles24€17k€10k▼
Other tangible fixed assets26-€5k
Financial fixed assets28€50€50=
Current assets29/58€885k€1.02M▲
Stocks and contracts in progress3€543k€699k▲
Stocks30/36€543k€699k▲
Contracts in progress37€0-
Amounts receivable within one year40/41€188k€111k▼
Trade receivables40€154k€104k▼
Other amounts receivable41€34k€7k▼
Cash at bank and in hand54/58€86k€126k▲
Deferred charges and accrued income490/1€67k€87k▲
Equity and liabilities
Total equity and liabilities10/49€928k€1.06M▲
Equity10/15€558k€614k▲
Contributions10/11€119k€119k=
Reserves13€439k€495k▲
Distributable reserves133€439k€495k▲
Amounts payable17/49€370k€441k▲
Amounts payable after more than one year17€112k€120k▲
Financial debts170/4€5k€0▼
Other amounts payable178/9€107k€120k▲
Amounts payable within one year42/48€258k€321k▲
Current portion of amounts payable after more than one year42€8k€5k▼
Financial debts43€112k€285k▲
Credit institutions430/8€112k€285k▲
Trade debts44€125k€18k▼
Suppliers440/4€125k€18k▼
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€4k€6k▲
Remuneration and social security454/9€11k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€148k€176k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€251k€288k▲
Operating profit (loss)9901€84k€96k▲
Financial income75/76B€511€60▼
Recurring financial income75€511€60▼
Financial charges65/66B€9k€16k▲
Recurring financial charges65€9k€16k▲
Profit (loss) for the period before taxes9903€76k€79k▲
Income taxes67/77€20k€23k▲
Profit (loss) for the period9904€55k€56k▲
Profit (loss) for the period to be appropriated9905€55k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€56k▲
Transfer to equity691/2€55k€56k▲
To other reserves6921€55k€56k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €502k ▲18.7%
6 profitable years in a row build equity to €502k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €8k ▼89.4%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pareinpark(BEV) 259120 Beveren-Kruibeke-ZwijndrechtGround area
262 m²
Parcel 46003B0705/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
Parein
since 20012.116.574.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46003B0705/00M000 | Flanders | 262 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 874 EUR awarded · 874 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 59 EUR | 59 EUR |
| 2024 | 1 | 188 EUR | 188 EUR |
| 2023 | 1 | 435 EUR | 435 EUR |
| 2022 | 1 | 192 EUR | 192 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
7 categoriesPATRICK VAN BOGAERT BV32562
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 8,408 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2001
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
68121Development of residential building projects
45212
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.