Skip to content

RMF PROJECTS

Active
Private limited company·Sport- en recreatieonderwijs· 4 yrs active
Onze-Lieve-Vrouwstraat 59 ·3020 Herent, Belgium
KBO/BCE: BE 0775.384.742
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RMF PROJECTS is 0.3% (very low). The 2025 annual accounts show equity of €5k and a net result of €8k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 29% of 237 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 31-01-2026 on the day 2026-00025966
30-06-2024 31-01-2025 16-10-2025 258 d late 2025-00543927
30-06-2023 31-01-2024 31-10-2024 274 d late 2024-00524385

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€8k
Working capital€4k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 31-01-2026 with the NBB · fiscal year 2025 · micro
€-10k€-5k€0€5k€10kOperating result 2023: €5k€5kNet result 2023: €5k€5kOperating result 2024: €-8k€-8kNet result 2024: €-9k€-9kOperating result 2025: €10k€10kNet result 2025: €8k€8k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Net result: growth of ~22%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-10k€0€10k2026: €10k (€10k - €11k)2027: €12k (€11k - €13k)2028: €14k (€13k - €15k)2023: €5k2024: €-9k2025: €8k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 85 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 17.2% 43.1%
better than 29% of 237 sector peers
Net result €8k €11k
better than 45% of 236 sector peers
Equity €5k €26k
better than 25% of 237 sector peers
Gross operating margin €15k €29k
better than 35% of 236 sector peers
Staff costs €2k €32k
higher than 15% of 47 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P29
2023: P46 · n=6522024: P14 · n=8022025: P29 · n=2372023 2025
Weakening position over 2023-2025 · n=237-802
Net result P45
2023: P50 · n=6482024: P12 · n=8002025: P45 · n=2362023 2025
Stable position over 2023-2025 · n=236-800
Equity P25
2023: P32 · n=6522024: P16 · n=8022025: P25 · n=2372023 2025
Stable position over 2023-2025 · n=237-802
Gross operating margin P35
2023: P45 · n=6482024: P9 · n=8012025: P35 · n=2362023 2025
Stable position over 2023-2025 · n=236-801
Describes the position versus peers, not a forecast.
EBITDA
€12k
- 23-25
Net profit
€8k
- 23-25
Cash flow
€11k
- 23-25
Total assets
€30k
+92.4% 23-25
Equity
€5k
- 23-25
Working capital
€4k
- 23-25
Staff costs
€2k
-9.6% 23-25
Income taxes
€1k
+131.5% 23-25
Debt
€24k
+30.9% 23-25
Debt ≤ 1y
€24k
+43.8% 23-25
Current ratio
1.16
+60.0% 23-25
Quick ratio
1.16
+60.0% 23-25
Solvency
17.2%
- 23-25
Debt / equity
4.81
- 23-25
ROE
165.5%
-35.8% 23-25
ROA
28.5%
- 23-25
Interest coverage
137.22
- 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€12k
Net profit€8k
Cash flow€11k
Staff costs€2k
Income taxes€1k
Dividends-
Total assets€30k
Equity€5k
Debt€24k
of which ≤ 1y€24k
of which > 1y-
Working capital€4k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.16
Quick ratio1.16
Working capital ratio13.5%
Solvency17.2%
Debt / equity4.81
Long-term debt ratio-
Interest coverage137.22
Gross margin-
Net margin-
ROA28.5%
ROE165.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€30k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€28k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€30k
Equity 10/15€5k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€82
Amounts payable 17/49€24k
Amounts payable within one year 42/48€24k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€15k
Operating result 9901€10k
Financial income 75€14
Financial charges 65€89
Result before taxes 9903€10k
Income taxes 67/77€1k
Net result for the period 9904€8k
Result to be appropriated 9905€8k
You are seeing the latest fiscal year only. 2 prior years (figures + ratios) are in a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
76 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
5 companies at this address See who is registered here

Establishment units

1 location
RMF PROJECTS
Onze-Lieve-Vrouwstraat 59, 3020 HerentSport- en recreatieonderwijs
since 20212.322.717.458
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area290 m²
Buildings1
Building footprint137 m²
Volume (LiDAR)1,069 m³
Tallest building11.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24423G0272/00N000 Flanders 290 m² 1 · 137 m² 11.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
05-02-2026
v3.2
All acts · 2 updated 6 months ago
2026
05-02-2026 Registered office moved within HERENT Registered-office change
  • Rijweg 2, 3020 Herent → Onze-Lieve-Vrouwstraat 59, 3020 HERENT
Summary: v3.2
2021
08-10-2021 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health76Profitability100Solvency26Growth58Stability94
71 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 76
Profitability 100
Solvency 26
Growth 58
Stability 94

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Sport- en recreatieonderwijs85510Sport- en recreatieonderwijs85510Detailhandel in overige sportartikelen47639Detailhandel in sport- en kampeerartikelen in gespecialiseerde winkels47640Detailhandel in damesbovenkleding in gespecialiseerde winkels47711Detailhandel in damesbovenkleding47711Webportalen63120Activiteiten van webportalen63910Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL RMF PROJECTS
Registered office
Onze-Lieve-Vrouwstraat 59 bus 101
3020 Herent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.