DiveSafe-JVH
ActiveDiveSafe-JVH has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-166) and a net result of €590. Equity is shrinking by ~78.5% per year across the filed fiscal years. Its solvency ranks better than 16% of 2034 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+74
Solvency21▲+14
Growth32=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 2034 sector peers (2025).
NBB · sector comparisonPosition among 2034 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-02-2026, 79 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
79 d early
2024
84 d early
2023
49 d early
2022
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-166▲ 78.1%
2024 · €-756
2022: €6k
2023: €5k
2024: €-756
2022 → 2025
Total assets
€4k▼ 4.8%
2024 · €4k
2022: €11k
2023: €8k
2024: €4k
2022 → 2025
Net result
€590
2024 · €-6k
2022: €2k
2023: €-633
2024: €-6k
2022 → 2025
Working capital
€-166▲ 73.0%
2024 · €-613
2022: €6k
2023: €5k
2024: €-613
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€6k-€5k▼ 11.1%€-756€-166▲ 78.1%
Operating result€3k-€-523€-6k▼ 995%€781
Net result€2k-€-633€-6k▼ 823%€590
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €781 after a loss of €6k in 2024.
Key figures and ratios
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €5k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€4k▼
Current assets29/58€4k€4k▼
Amounts receivable within one year40/41€1k-
Trade receivables40€1k-
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€300€2k▲
Equity and liabilities
Total equity and liabilities10/49€4k€4k▼
Equity10/15€-756€-166▲
Contributions10/11€4k€4k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-6k€-6k▲
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€4k▼
Trade debts44-€82
Suppliers440/4-€82
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€756▼
Remuneration and social security454/9€500€500=
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€143-
Income statement
Code20242025
Other operating charges640/8€764€1k▲
Gross operating margin9900€-5k€2k▲
Operating profit (loss)9901€-6k€781▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€121€193▲
Recurring financial charges65€121€193▲
Profit (loss) for the period before taxes9903€-6k€590▲
Profit (loss) for the period9904€-6k€590▲
Profit (loss) for the period to be appropriated9905€-6k€590▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-6k▲
Profit (loss) brought forward from the previous period14P€-408€-6k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €590
Net result €590 after 2 loss-making years.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 482490 BalenGround area
1,913 m²
Building footprint
81 m²
Volume, LiDAR
510 m³
Parcel 13342B1318/00P006, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DiveSafe-JVH
since 20212.323.375.870
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13342B1318/00P006 | Flanders | 1,913 m² | 1 · 81 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RMF PROJECTS
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Of 13,489 companies in sector 85510 we hold annual accounts for 718. 449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2021
Fiscal year end30-09
Activities, NACEBEL
85510Sports and recreation education
33150Repair, maintenance and installation of machinery and equipment
43990Other specialised construction activities
43999Specialised construction activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.