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RMCC

Active
Private limited companyfounded 20233 yrs activeNijvelse dreef 178, 1160 Oudergem, BelgiumKBO/BCE: BE 0803.385.375
Summary

The computed 12-month bankruptcy probability of RMCC is 2.6% (moderate). The 2025 annual accounts show equity of €5,556 and a net result of €19,042. Equity is shrinking by ~32.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 23% of 7071 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+29
Solvency41▼-40
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.4%
Return on assets
56.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7071 sector peers (2025).
NBB · sector comparison
Position among 7071 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
27 d late
2024
27 d late
2023
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 June 2023, RMCC was incorporated as a Private limited company.1 In 2026 the registered office moved to Bruxelles.2 Morgane PICARD has served as director of the company since 2025.2 Total assets went from EUR 25,973 in 2023 to EUR 33,918 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 20-08-2026
  3. 3National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€5,556▼ 66.4%
2024 · €16,515
Total assets
€33,918▲ 14.7%
2024 · €29,573
Net result
€19,042▲ 3,009%
2024 · €613
Working capital
€5,106▼ 67.3%
2024 · €15,616
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€18,535-€2,816▼ 84.8%€26,746▲ 850%
Net result€13,902-€613▼ 95.6%€19,042▲ 3,009%
Equity€15,902-€16,515▲ 3.9%€5,556▼ 66.4%
Total assets€25,973-€29,573▲ 13.9%€33,918▲ 14.7%
Debt€10,071-€13,059▲ 29.7%€28,361▲ 117%
Working capital€14,667-€15,616▲ 6.5%€5,106▼ 67.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2023: €18,535€18,535Net result 2023: €13,902€13,902Operating result 2024: €2,816€2,816Net result 2024: €613€613Operating result 2025: €26,746€26,746Net result 2025: €19,042€19,042202320242025€0€10,000€20,000€30,000Operating result 2023: €18,535€18,500Net result 2023: €13,902€13,900Operating result 2024: €2,816€2,820Net result 2024: €613€613Operating result 2025: €26,746€26,700Net result 2025: €19,042€19,000202320242025
The operating result recovers in 2025; 2025 is 850% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33,918
Fixed assets €450 ▼ 49.9%
Current assets €33,467 ▲ 16.7%
Equity and liabilities €33,918
Equity €5,556 ▼ 66.4%
Debt €28,361 ▲ 117%
Debt's share of the balance-sheet total rises from 44.2% to 83.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€27,194▲
2024 · €3,152
Cash flow
€19,490▲
2024 · €949
Current ratio
1.18▼
2024 · 2.20
Debt to equity
5.10▲
2024 · 0.79
ROE
342.7%▲
2024 · 3.7%
ROA
56.1%▲
2024 · 2.1%
Interest coverage
74.39▲
2024 · 16.15
Debt ≤ 1 year
€28,361▲
2024 · €13,059
Income taxes
€7,339▲
2024 · €2,008
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€29,573€33,918▲
Fixed assets21/28€899€450▼
Tangible fixed assets22/27€899€450▼
Furniture and vehicles24€899€450▼
Current assets29/58€28,675€33,467▲
Amounts receivable within one year40/41€21,384€15,505▼
Trade receivables40€13,252€15,505▲
Other amounts receivable41€8,132-
Cash at bank and in hand54/58€7,291€17,591▲
Deferred charges and accrued income490/1-€371
Equity and liabilities
Total equity and liabilities10/49€29,573€33,918▲
Equity10/15€16,515€5,556▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€14,515€3,556▼
Amounts payable17/49€13,059€28,361▲
Amounts payable within one year42/48€13,059€28,361▲
Trade debts44€2,144€4,523▲
Suppliers440/4€2,144€4,523▲
Taxes, remuneration and social security45€10,915€11,811▲
Taxes450/3€10,915€11,811▲
Other amounts payable47/48-€12,028
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€336€449▲
Other operating charges640/8€3,886€826▼
Gross operating margin9900€7,038€28,020▲
Operating profit (loss)9901€2,816€26,746▲
Financial charges65/66B€195€366▲
Recurring financial charges65€195€366▲
Profit (loss) for the period before taxes9903€2,621€26,380▲
Income taxes67/77€2,008€7,339▲
Profit (loss) for the period9904€613€19,042▲
Profit (loss) for the period to be appropriated9905€613€19,042▲
Appropriation of the result
Profit (loss) to be appropriated9906€14,515€33,556▲
Profit (loss) brought forward from the previous period14P€13,902€14,515▲
Profit to be distributed694/7-€30,000
Return on contributions (dividend)694-€30,000

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111€336€449▲ 33.3%
Other operating charges640/8€626€3,886€826▼ 78.7%
Gross operating margin9900€19,271€7,038€28,020▲ 298%
Operating profit (loss)9901€18,535€2,816€26,746▲ 850%
Financial charges65/66B€1€195€366▲ 87.3%
Recurring financial charges65€1€195€366▲ 87.3%
Profit (loss) for the period before taxes9903€18,534€2,621€26,380▲ 907%
Income taxes67/77€4,632€2,008€7,339▲ 265%
Profit (loss) for the period9904€13,902€613€19,042▲ 3,009%
Profit (loss) for the period to be appropriated9905€13,902€613€19,042▲ 3,009%
Line202320242025Change
Assets
Total assets20/58€25,973€29,573€33,918▲ 14.7%
Fixed assets21/28€1,235€899€450▼ 49.9%
Tangible fixed assets22/27€1,235€899€450▼ 49.9%
Furniture and vehicles24€1,235€899€450▼ 49.9%
Current assets29/58€24,737€28,675€33,467▲ 16.7%
Amounts receivable within one year40/41€12,584€21,384€15,505▼ 27.5%
Trade receivables40€12,584€13,252€15,505▲ 17.0%
Other amounts receivable41-€8,132--
Cash at bank and in hand54/58€11,440€7,291€17,591▲ 141%
Deferred charges and accrued income490/1€713-€371-
Equity and liabilities
Total equity and liabilities10/49€25,973€29,573€33,918▲ 14.7%
Equity10/15€15,902€16,515€5,556▼ 66.4%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14€13,902€14,515€3,556▼ 75.5%
Amounts payable17/49€10,071€13,059€28,361▲ 117%
Amounts payable within one year42/48€10,071€13,059€28,361▲ 117%
Trade debts44€567€2,144€4,523▲ 111%
Suppliers440/4€567€2,144€4,523▲ 111%
Taxes, remuneration and social security45€7,437€10,915€11,811▲ 8.2%
Taxes450/3€7,437€10,915€11,811▲ 8.2%
Other amounts payable47/48€2,066-€12,028-
Line202320242025Change
Profit (loss) for the period9904€13,902€613€19,042▲ 3,009%
+ Depreciation and write-downs630€111€336€449▲ 33.3%
Operating cash flow (approximation)€14,013€949€19,490▲ 1,954%
Investment in fixed assets (approximation)-€0€0-
Change in cash--€4,149€10,300▲ 348%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
20-08
State Gazette act Appointment: PICARD Morgane (director)
Registered-office move3 facts ▸
  • General meeting, 10-07-2026
  • Director appointment, PICARD Morgane (director)
  • Registered-office move, Drève de Nivelles 178,1160 Bruxelles
2025
31-12
Financial Highest result since 2023net €19,042 ▲3,009%
Operating result €26,746, net result €19,042, both a record.
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial Weakest financial yearnet €613 ▼95.6%
Net result drops to €613, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2025
Morgane PICARD
Director · since 01-10-2025
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,318 m²
Building footprint
439 m²
Volume, LiDAR
11,166 m³
Parcel 21363B0334/00B003, Brussels · tallest building 32.2 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Majoor Pétillonstraat 4, 1040 Etterbeek
Activities of head offices; management consultancy activities
since 20232.347.860.452
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21363B0334/00B003 Brussels 1,317 m² 1 · 439 m² 32.2 m · 9 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Morgane PICARD
  • Director, from 01-10-2025 to date
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 2,736 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.