RM QUALITY
ActiveSummary
RM QUALITY has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €234k and a net result of €31k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 2566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+7
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 7.68 against 3.49 in 2024; short-term debt: 5.7% and cash: 7.9% of total assets), and 5.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.3%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
56 d early
2023
33 d early
2022
32 d early
2021
44 d early
2020
40 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€234k▲ 15.3%
2024 · €203k
Total assets
€248k▲ 6.4%
2024 · €233k
Net result
€31k▲ 102%
2024 · €15k
Working capital
€95k▲ 77.0%
2024 · €53k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9k▼ 66.8%€26k▲ 174%€26k▲ 0.7%€22k▼ 13.2%€42k▲ 88.8%
Net result€8k▼ 57.4%€21k▲ 162%€18k▼ 13.5%€15k▼ 15.7%€31k▲ 102%
Equity€148k▲ 5.7%€169k▲ 14.2%€187k▲ 10.8%€203k▲ 8.2%€234k▲ 15.3%
Total assets€235k▲ 38.1%€240k▲ 2.2%€240k=€233k▼ 3.2%€248k▲ 6.4%
Debt€87k▲ 122%€71k▼ 18.2%€53k▼ 25.4%€30k▼ 43.2%€14k▼ 53.0%
Working capital€8k▲ 60.2%€17k▲ 96.8%€37k▲ 121%€53k▲ 45.0%€95k▲ 77.0%
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 89% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€139k ▼ 12.0%
Current assets
€109k ▲ 45.2%
Equity and liabilities €248k
Equity
€234k ▲ 15.3%
Debt
€14k ▼ 53.0%
Debt's share of the balance-sheet total falls from 13.0% to 5.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €42k
Cash flow
€50k▲
2024 · €35k
Current ratio
7.68▲
2024 · 3.49
Debt to equity
0.06▼
2024 · 0.15
ROE
13.3%▲
2024 · 7.6%
ROA
12.5%▲
2024 · 6.6%
Interest coverage
45.95▲
2024 · 24.85
Debt ≤ 1 year
€14k▼
2024 · €21k
Debt > 1 year
€0▼
2024 · €9k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €19k | €20k | €20k | €19k | ▼ 4.4% |
| Other operating charges640/8 | €2k | €1k | €1k | €1k | €1k | ▲ 7.4% |
| Non-recurring operating charges66A | €211 | €0 | - | - | - | - |
| Gross operating margin9900 | €29k | €46k | €47k | €43k | €62k | ▲ 43.9% |
| Operating profit (loss)9901 | €9k | €26k | €26k | €22k | €42k | ▲ 88.8% |
| Financial income75/76B | €42 | €0 | €0 | €0 | €580 | ▲ 5,802,100% |
| Recurring financial income75 | €42 | €0 | €0 | €0 | €580 | ▲ 5,802,100% |
| Financial charges65/66B | €1k | €2k | €1k | €2k | €1k | ▼ 21.6% |
| Recurring financial charges65 | €1k | €2k | €1k | €2k | €1k | ▼ 21.6% |
| Profit (loss) for the period before taxes9903 | €8k | €24k | €24k | €21k | €41k | ▲ 101% |
| Income taxes67/77 | - | €3k | €6k | €5k | €10k | ▲ 96.7% |
| Profit (loss) for the period9904 | €8k | €21k | €18k | €15k | €31k | ▲ 102% |
| Profit (loss) for the period to be appropriated9905 | €8k | €21k | €18k | €15k | €31k | ▲ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €235k | €240k | €240k | €233k | €248k | ▲ 6.4% |
| Fixed assets21/28 | €203k | €198k | €178k | €158k | €139k | ▼ 12.0% |
| Tangible fixed assets22/27 | €203k | €198k | €178k | €158k | €139k | ▼ 12.0% |
| Land and buildings22 | €188k | €175k | €161k | €147k | €133k | ▼ 9.4% |
| Plant, machinery and equipment23 | €15k | €23k | €17k | €11k | €6k | ▼ 46.4% |
| Current assets29/58 | €32k | €42k | €63k | €75k | €109k | ▲ 45.2% |
| Amounts receivable within one year40/41 | €18k | €31k | €36k | €46k | €89k | ▲ 91.0% |
| Trade receivables40 | €10k | €22k | €34k | €46k | €59k | ▲ 26.1% |
| Other amounts receivable41 | €8k | €9k | €1k | €0 | €30k | - |
| Cash at bank and in hand54/58 | €14k | €4k | €27k | €29k | €20k | ▼ 31.2% |
| Deferred charges and accrued income490/1 | €98 | €7k | €0 | - | €580 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €235k | €240k | €240k | €233k | €248k | ▲ 6.4% |
| Equity10/15 | €148k | €169k | €187k | €203k | €234k | ▲ 15.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €129k | €150k | €169k | €184k | €215k | ▲ 16.9% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €127k | €149k | €169k | €184k | €215k | ▲ 16.9% |
| Amounts payable17/49 | €87k | €71k | €53k | €30k | €14k | ▼ 53.0% |
| Amounts payable after more than one year17 | €64k | €46k | €27k | €9k | €0 | ▼ 100% |
| Financial debts170/4 | €64k | €46k | €27k | €9k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €23k | €26k | €26k | €21k | €14k | ▼ 34.0% |
| Current portion of amounts payable after more than one year42 | €21k | €18k | €18k | €19k | €9k | ▼ 53.0% |
| Financial debts43 | - | €3k | €2k | €0 | - | - |
| Credit institutions430/8 | - | €3k | €2k | €0 | - | - |
| Trade debts44 | €2k | €3k | €4k | €312 | €3k | ▲ 770% |
| Suppliers440/4 | €2k | €3k | €4k | €312 | €3k | ▲ 770% |
| Taxes, remuneration and social security45 | €378 | €2k | €927 | €3k | €3k | ▲ 4.5% |
| Taxes450/3 | €378 | €2k | €927 | €3k | €3k | ▲ 4.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €21k | €18k | €15k | €31k | ▲ 102% |
| + Depreciation and write-downs630 | €18k | €19k | €20k | €20k | €19k | ▼ 4.4% |
| Operating cash flow (approximation) | €26k | €40k | €39k | €35k | €50k | ▲ 42.1% |
| Investment in fixed assets (approximation) | - | €-14k | €0 | €0 | €0 | - |
| Change in cash | - | €-10k | €22k | €2k | €-9k | ▼ 629% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €31k ▲102%
Operating result €42k, net result €31k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.68
Current ratio from 3.49 to 7.68; short-term debt falls from €21k to €14k.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €203k ▲8.2%
7 profitable years in a row build equity to €203k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €169k ▲14.2%
5 profitable years in a row build equity to €169k.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €8k ▼57.4%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.30
Current ratio from 0.56 to 1.30; short-term debt falls from €40k to €18k.
Show earlier events
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2006
Ground area
4,690 m²
Building footprint
84 m²
Volume, LiDAR
283 m³
2 parcels, Flanders · tallest building 4.3 m, ±1 floor. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
RM QUALITY
since 20062.152.430.790
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0356/00C000 | Flanders | 3,670 m² | 1 · 84 m² | 4.3 m · 1 fl. |
| 36492A0285/00G000 | Flanders | 1,020 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,206 companies in sector 95316 we hold annual accounts for 751. 451 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
Scores and ratios are computed by Checked and are not a credit decision.