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RM CONSULTING

Active
Private limited companyfounded 20232 yrs activeSt-Lodewijkstraat 61, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 1001.790.363
Summary

RM CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,774 and a net result of €32,100. Its solvency ranks better than 89% of 7114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 9.21 against 3.79 in 2024; short-term debt: 9.1% and cash: 56% of total assets), and 9.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.9%
Return on assets
51.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
10 d early
2024
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 October 2023, RM CONSULTING was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€56,774▲ 130%
2024 · €24,674
Total assets
€62,469▲ 118%
2024 · €28,703
Net result
€32,100▲ 41.6%
2024 · €22,674
Working capital
€46,725▲ 316%
2024 · €11,224
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€31,912-€44,498▲ 39.4%
Net result€22,674within the sector's middle half-€32,100within the sector's middle half▲ 41.6%
Equity€24,674within the sector's middle half-€56,774within the sector's middle half▲ 130%
Total assets€28,703below the sector's middle half-€62,469within the sector's middle half▲ 118%
Debt€4,029-€5,694▲ 41.4%
Working capital€11,224within the sector's middle half-€46,725within the sector's middle half▲ 316%
Solvency86.0%above the sector's middle half-90.9%above the sector's middle half▲ 4.9pp
Current ratio3.79within the sector's middle half-9.21above the sector's middle half▲ 5.42
Return on assets (ROA)79.0%above the sector's middle half-51.4%above the sector's middle half▼ 27.6pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2024: €31,912€31,912Net result 2024: €22,674€22,674Operating result 2025: €44,498€44,498Net result 2025: €32,100€32,10020242025€0€20,000€40,000Operating result 2024: €31,912€31,900Net result 2024: €22,674€22,700Operating result 2025: €44,498€44,500Net result 2025: €32,100€32,10020242025
The operating result rises in 2025; 2025 is 39% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62,469
Fixed assets €10,050 ▼ 25.3%
Current assets €52,419 ▲ 244%
Equity and liabilities €62,469
Equity €56,774 ▲ 130%
Debt €5,694 ▲ 41.4%
Debt's share of the balance-sheet total falls from 14.0% to 9.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€47,899▲
2024 · €34,676
Cash flow
€35,501▲
2024 · €25,439
Debt to equity
0.10▼
2024 · 0.16
ROE
56.5%▼
2024 · 91.9%
Interest coverage
548.04▲
2024 · 420.47
Debt ≤ 1 year
€5,694▲
2024 · €4,029
Income taxes
€12,486▲
2024 · €9,459
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€28,703€62,469▲
Fixed assets21/28€13,451€10,050▼
Tangible fixed assets22/27€13,451€10,050▼
Furniture and vehicles24€13,451€10,050▼
Current assets29/58€15,252€52,419▲
Amounts receivable within one year40/41€10,357€17,103▲
Trade receivables40€3,774€16,588▲
Other amounts receivable41€6,583€515▼
Cash at bank and in hand54/58€4,853€34,980▲
Deferred charges and accrued income490/1€41€336▲
Equity and liabilities
Total equity and liabilities10/49€28,703€62,469▲
Equity10/15€24,674€56,774▲
Contributions10/11€2,000€2,000=
Reserves13€22,674€54,774▲
Distributable reserves133€22,674€54,774▲
Amounts payable17/49€4,029€5,694▲
Amounts payable within one year42/48€4,029€5,694▲
Trade debts44€902€161▼
Suppliers440/4€902€161▼
Taxes, remuneration and social security45€3,127€3,358▲
Taxes450/3€3,127€3,358▲
Other amounts payable47/48-€2,176
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,765€3,401▲
Other operating charges640/8€1,133€862▼
Gross operating margin9900€35,809€48,761▲
Operating profit (loss)9901€31,912€44,498▲
Financial income75/76B€304€175▼
Recurring financial income75€304€175▼
Financial charges65/66B€82€87▲
Recurring financial charges65€82€87▲
Profit (loss) for the period before taxes9903€32,133€44,585▲
Income taxes67/77€9,459€12,486▲
Profit (loss) for the period9904€22,674€32,100▲
Profit (loss) for the period to be appropriated9905€22,674€32,100▲
Appropriation of the result
Profit (loss) to be appropriated9906€22,674€32,100▲
Transfer to equity691/2€22,674€32,100▲
To other reserves6921€22,674€32,100▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,765€3,401▲ 23.0%
Other operating charges640/8€1,133€862▼ 23.9%
Gross operating margin9900€35,809€48,761▲ 36.2%
Operating profit (loss)9901€31,912€44,498▲ 39.4%
Financial income75/76B€304€175▼ 42.5%
Recurring financial income75€304€175▼ 42.5%
Financial charges65/66B€82€87▲ 6.0%
Recurring financial charges65€82€87▲ 6.0%
Profit (loss) for the period before taxes9903€32,133€44,585▲ 38.8%
Income taxes67/77€9,459€12,486▲ 32.0%
Profit (loss) for the period9904€22,674€32,100▲ 41.6%
Profit (loss) for the period to be appropriated9905€22,674€32,100▲ 41.6%
Line20242025Change
Assets
Total assets20/58€28,703€62,469▲ 118%
Fixed assets21/28€13,451€10,050▼ 25.3%
Tangible fixed assets22/27€13,451€10,050▼ 25.3%
Furniture and vehicles24€13,451€10,050▼ 25.3%
Current assets29/58€15,252€52,419▲ 244%
Amounts receivable within one year40/41€10,357€17,103▲ 65.1%
Trade receivables40€3,774€16,588▲ 340%
Other amounts receivable41€6,583€515▼ 92.2%
Cash at bank and in hand54/58€4,853€34,980▲ 621%
Deferred charges and accrued income490/1€41€336▲ 711%
Equity and liabilities
Total equity and liabilities10/49€28,703€62,469▲ 118%
Equity10/15€24,674€56,774▲ 130%
Contributions10/11€2,000€2,000=
Reserves13€22,674€54,774▲ 142%
Distributable reserves133€22,674€54,774▲ 142%
Amounts payable17/49€4,029€5,694▲ 41.4%
Amounts payable within one year42/48€4,029€5,694▲ 41.4%
Trade debts44€902€161▼ 82.2%
Suppliers440/4€902€161▼ 82.2%
Taxes, remuneration and social security45€3,127€3,358▲ 7.4%
Taxes450/3€3,127€3,358▲ 7.4%
Other amounts payable47/48-€2,176-
Line20242025Change
Profit (loss) for the period9904€22,674€32,100▲ 41.6%
+ Depreciation and write-downs630€2,765€3,401▲ 23.0%
Operating cash flow (approximation)€25,439€35,501▲ 39.6%
Investment in fixed assets (approximation)-€0-
Change in cash-€30,126-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity doublescurrent ratio 9.21
Current ratio from 3.79 to 9.21.
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
586 m²
Building footprint
136 m²
Volume, LiDAR
4 m³
Parcel 73005C0869/00M002, Flanders · tallest building 3.8 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
RM CONSULTING
St-Lodewijkstraat 61, 3740 Bilzen-HoeseltActivities of head offices; management consultancy activities
since 20232.351.571.196
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73005C0869/00M002 Flanders 586 m² 1 · 136 m² 3.8 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,907. 5,537 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
43211General electrical installation work
46431Wholesale of electrical household appliances and audio-video equipment
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001790363
Also 9925:BE1001790363
Registered 30-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.