Age5 yrs
Real estate1 parcel · 147 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of RIZ-EXPRESS is 1.8% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 29-08-2025 | 29 d late | 2025-00486161 |
| 31-12-2023 | 31-07-2024 | 31-08-2024 | 31 d late | 2024-00457060 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00423002 |
| 31-12-2021 | 31-07-2022 | 14-09-2022 | 45 d late | 2022-20429868 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.8%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 4 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 29-08-2025 | 2025-00486161 |
| 31-12-2023 | micro | 31-08-2024 | 2024-00457060 |
| 31-12-2022 | micro | 31-08-2023 | 2023-00423002 |
| 31-12-2021 | micro | 14-09-2022 | 2022-20429868 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelEstablishment units
1 locationRIZ-EXPRESS
since 20202.308.262.379
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area147 m²
Buildings1
Building footprint144 m²
Volume (LiDAR)1,543 m³
Tallest building14.9 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Capital history · 2
20-08-2024
Capital change
17-01-2023
Capital change
All acts · 2
updated 1 year ago
2024
20-08-2024 Transaction in capital or shares
2023
17-01-2023 Transaction in capital or shares
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0450.951.317 · Wemmel
BE 0435.807.241 · Wemmel
BE 1005.637.404 · Wemmel
BE 0791.180.104 · Wemmel
BE 0800.494.676 · Wemmel
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,663 of the 10,422 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Algemene reiniging van gebouwen81210Algemene bouw van residentiële gebouwen41001Groothandel in overig textiel46419Detailhandel in overig textiel47519Overige detailhandel in nieuwe artikelen neg47789
Primary activity highlighted.
Names & trade names
| Legal nameNL | RIZ-EXPRESS |
Registered office
Lt. Graffplein 15
1780 Wemmel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.