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RIZ-EXPRESS

Active
Private limited companyfounded 20206 years activeLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 0753.964.865
Summary

The computed 12-month bankruptcy probability of RIZ-EXPRESS is 9.8% (elevated). The 2024 annual accounts show equity of €33,511 and a net result of €5,573. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 26,061 sector peers (NACE 47, fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110General cleaning of buildings NACE 81210
1 site
Size
€620,289turnover 2024
Equity
€33,511
Profit
€5,573
Financial health
33 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
9.8%
Structure
Accounts 69 days overdue1 of 5 deeds read
Why 33- Figures for FY 2024 (filed 08-09-2025)- 1 change of registered office in 24 months- Size: turnover €620,289, total assets €70,071- 1 financial year not filed after the legal deadline; latest accounts 29 days late; 2 of the last 3 lateShow the evidence

Checked score

Score 2024
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 48% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Average
Solvency 73+29
equity 47.8% of total assets
Liquidity 32-26
short-term debt 52.2% · cash 6.6%
Profitability 57+16
return on assets 8.0%
Bankruptcy probability, 12 months
9.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 1.9%lowest value 12-2024: 1.9%● unchanged vs 11-2024lowest value 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 2.1%▲ +0.2 percentage points vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 2.0%▼ -0.1 percentage points vs 04-2025 06-2025: 2.1%▲ +0.1 percentage points vs 05-2025 07-2025: 2.1%● unchanged vs 06-2025 08-2025: 2.9%▲ +0.8 percentage points vs 07-2025 09-2025: 3.2%▲ +0.3 percentage points vs 08-2025 10-2025: 2.9%▼ -0.3 percentage points vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 3.0%▲ +0.1 percentage points vs 02-2026 04-2026: 3.0%● unchanged vs 03-2026 05-2026: 2.9%▼ -0.1 percentage points vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 6.0%▲ +3.1 percentage points vs 07-2026 09-2026: 6.7%▲ +0.7 percentage points vs 08-2026 10-2026: 9.8%▲ +3.1 percentage points vs 09-2026highest value
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.92 against 1.31 in 2023; short-term debt: 52.2% and cash: 6.6% of total assets), but 52.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 62% on solvency, 29% on liquidity, 41% on profitability and 62% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Figures for FY 2024 (filed 08-09-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Size: turnover €620,289, total assets €70,071
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 29 days late; 2 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
29 days late
2023
31 days late
2022
31 days late
2021
45 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 34 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Resignation: Delcour Katrin (director)Appointment: Salman Hassan (director) ·…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 69 days late View
  • Caution: Board changedlatest change 24-06-2026 · 1 in office 1 joined · 1 left View
  • Turnover 20244 fiscal years filed €620,289 View

By topic

Financials

Fiscal year
2024
Turnover
€620,289
Profit
€5,573
Solvency
47.8%
Turnover▲ 6.2%
Net result
20212024
Go to Financials

Timeline

Events
6
Since
2022
  1. 31-12-2023Weakest financial year
  2. 31-08-2023Annual accounts filed
  3. 14-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
11-09-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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