93
ActiveSummary
93 has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,390) and a net result of -€461. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▲+36
Solvency23▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.92 against 0.87 in 2024; short-term debt: 102.1% and cash: 5.9% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.3%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€9,390
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
32 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
93 d late
2019
192 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 63 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€461▲ 99.5%
2024 · -€94,004
Working capital
-€33,415▲ 24.1%
2024 · -€44,043
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€51,940▼ 12.7%€26,836▼ 48.3%-€19,360-€88,274▼ 356%€1,565
Net result€34,936▲ 53.1%€10,821▼ 69.0%-€31,178-€94,004▼ 202%-€461▲ 99.5%
Equity€105,432▲ 49.6%€116,253▲ 10.3%€85,075▼ 26.8%-€8,928-€9,390▼ 5.2%
Total assets€617,436▲ 40.1%€339,658▼ 45.0%€336,290▼ 1.0%€335,287▼ 0.3%€402,353▲ 20.0%
Debt€512,004▲ 38.3%€223,405▼ 56.4%€251,215▲ 12.4%€344,215▲ 37.0%€411,743▲ 19.6%
Working capital€46,685▲ 512%€50,588▲ 8.4%€40,138▼ 20.7%-€44,043-€33,415▲ 24.1%
Staff (FTE)4.7▲ 51.6%4.2▼ 10.6%3.5▼ 16.7%4.4▲ 25.7%3.7▼ 15.9%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1,565 after a loss of €88,274 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402,353
Fixed assets
€25,156 ▼ 28.6%
Current assets
€377,198 ▲ 25.7%
Key figures and ratios
EBITDA
€11,623▲
2024 · -€67,956
Cash flow
€9,597▲
2024 · -€73,685
Solvency
-2.3%▲
2024 · -2.7%
Current ratio
0.92▲
2024 · 0.87
Quick ratio
0.67▼
2024 · 0.72
Debt to equity
-43.85▼
2024 · -38.55
ROA
-0.1%▲
2024 · -28.0%
Interest coverage
2.14▲
2024 · -8.29
Debt ≤ 1 year
€410,612▲
2024 · €344,116
Income taxes
€1▲
2024 · €0
Staff costs
€102,023▼
2024 · €125,643
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,798 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
6.0%
stopped otherwise
90%
still going
A further 2.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €130,210 | €151,414 | €124,862 | €125,643 | €102,023 | ▼ 18.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,097 | €25,608 | €24,149 | €20,318 | €10,058 | ▼ 50.5% |
| Other operating charges640/8 | €21,660 | €8,439 | €6,458 | €4,025 | €7,394 | ▲ 83.7% |
| Gross operating margin9900 | €228,907 | €212,297 | €136,109 | €61,712 | €121,040 | ▲ 96.1% |
| Operating profit (loss)9901 | €51,940 | €26,836 | -€19,360 | -€88,274 | €1,565 | ▲ 102% |
| Financial income75/76B | €5,744 | €3,319 | €1,462 | €2,464 | €3,418 | ▲ 38.7% |
| Recurring financial income75 | €5,744 | €3,319 | €1,462 | €2,464 | €3,418 | ▲ 38.7% |
| Financial charges65/66B | €10,053 | €12,750 | €13,279 | €8,194 | €5,444 | ▼ 33.6% |
| Recurring financial charges65 | €10,053 | €12,750 | €13,279 | €8,194 | €5,444 | ▼ 33.6% |
| Profit (loss) for the period before taxes9903 | €47,631 | €17,405 | -€31,177 | -€94,003 | -€461 | ▲ 99.5% |
| Income taxes67/77 | €12,695 | €6,584 | €1 | €0 | €1 | ▲ 163% |
| Profit (loss) for the period9904 | €34,936 | €10,821 | -€31,178 | -€94,004 | -€461 | ▲ 99.5% |
| Profit (loss) for the period to be appropriated9905 | €34,936 | €10,821 | -€31,178 | -€94,004 | -€461 | ▲ 99.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €617,436 | €339,658 | €336,290 | €335,287 | €402,353 | ▲ 20.0% |
| Fixed assets21/28 | €94,970 | €73,114 | €48,965 | €35,214 | €25,156 | ▼ 28.6% |
| Intangible fixed assets21 | €6,750 | €4,500 | €2,250 | €5,253 | €3,940 | ▼ 25.0% |
| Tangible fixed assets22/27 | €88,045 | €67,884 | €45,985 | €29,230 | €20,486 | ▼ 29.9% |
| Plant, machinery and equipment23 | €68,211 | €55,251 | €39,794 | €25,226 | €17,356 | ▼ 31.2% |
| Furniture and vehicles24 | €14,317 | €7,806 | €2,053 | €556 | €371 | ▼ 33.3% |
| Other tangible fixed assets26 | €5,517 | €4,828 | €4,138 | €3,448 | €2,759 | ▼ 20.0% |
| Financial fixed assets28 | €175 | €730 | €730 | €730 | €730 | = |
| Current assets29/58 | €522,466 | €266,544 | €287,325 | €300,073 | €377,198 | ▲ 25.7% |
| Amounts receivable after more than one year29 | - | - | €100,960 | €137,516 | €175,685 | ▲ 27.8% |
| Trade receivables290 | - | - | €100,960 | - | - | - |
| Other amounts receivable291 | - | - | - | €137,516 | €175,685 | ▲ 27.8% |
| Stocks and contracts in progress3 | €75,000 | €75,000 | €79,281 | €51,346 | €101,195 | ▲ 97.1% |
| Stocks30/36 | €75,000 | €75,000 | €79,281 | €51,346 | €101,195 | ▲ 97.1% |
| Amounts receivable within one year40/41 | €379,402 | €147,365 | €67,490 | €90,431 | €76,323 | ▼ 15.6% |
| Trade receivables40 | €250,662 | - | €7,131 | €13,706 | €33,602 | ▲ 145% |
| Other amounts receivable41 | €128,740 | €147,365 | €60,359 | €76,725 | €42,721 | ▼ 44.3% |
| Cash at bank and in hand54/58 | €67,886 | €43,803 | €38,561 | €17,455 | €23,896 | ▲ 36.9% |
| Deferred charges and accrued income490/1 | €179 | €376 | €1,032 | €3,325 | €98 | ▼ 97.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €617,436 | €339,658 | €336,290 | €335,287 | €402,353 | ▲ 20.0% |
| Equity10/15 | €105,432 | €116,253 | €85,075 | -€8,928 | -€9,390 | ▼ 5.2% |
| Contributions10/11 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Reserves13 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Non-distributable reserves130/1 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves not available under the articles1311 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Profit (loss) carried forward14 | €37,262 | €48,083 | €16,905 | -€77,098 | -€77,560 | ▼ 0.6% |
| Amounts payable17/49 | €512,004 | €223,405 | €251,215 | €344,215 | €411,743 | ▲ 19.6% |
| Amounts payable after more than one year17 | €36,223 | €7,449 | - | - | - | - |
| Financial debts170/4 | €36,223 | €7,449 | - | - | - | - |
| Amounts payable within one year42/48 | €475,781 | €215,956 | €247,187 | €344,116 | €410,612 | ▲ 19.3% |
| Current portion of amounts payable after more than one year42 | €19,372 | €26,138 | €19,118 | €11,428 | - | - |
| Trade debts44 | €431,452 | €146,033 | €204,141 | €299,500 | €401,048 | ▲ 33.9% |
| Suppliers440/4 | €431,452 | €146,033 | €183,012 | €299,500 | €401,048 | ▲ 33.9% |
| Bills of exchange payable441 | - | - | €21,129 | - | - | - |
| Taxes, remuneration and social security45 | €24,957 | €43,785 | €19,494 | €22,918 | €9,564 | ▼ 58.3% |
| Taxes450/3 | €1,487 | €9,674 | €760 | €281 | €1,420 | ▲ 406% |
| Remuneration and social security454/9 | €23,470 | €34,112 | €18,734 | €22,638 | €8,145 | ▼ 64.0% |
| Other amounts payable47/48 | - | - | €4,435 | €10,270 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | €4,028 | €99 | €1,131 | ▲ 1,041% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,936 | €10,821 | -€31,178 | -€94,004 | -€461 | ▲ 99.5% |
| + Depreciation and write-downs630 | €25,097 | €25,608 | €24,149 | €20,318 | €10,058 | ▼ 50.5% |
| Operating cash flow (approximation) | €60,032 | €36,429 | -€7,029 | -€73,685 | €9,597 | ▲ 113% |
| Investment in fixed assets (approximation) | - | -€3,752 | €0 | -€6,566 | -€0 | ▲ 100.0% |
| Change in cash | - | -€24,083 | -€5,241 | -€21,106 | €6,441 | ▲ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 32 days late
2024
31-12
Financial
Weakest financial yearnet -€94,004
Net result drops to -€94,004, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100,000Eq €105,432 ▲49.6%
4 profitable years in a row build equity to €105,432.
01-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 93 days late
08-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 192 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 89 days late
04-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 188 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 1993
Ground area
2,957 m²
Building footprint
412 m²
Volume, LiDAR
2,308 m³
Parcel 22662B0116/00M000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Färm Wemmel
since 19932.064.377.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0116/00M000 | Flanders | 2,957 m² | 1 · 412 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWemmel2.064.377.556
Similar companies · same sector, comparable size
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TRAITEUR BOUCKAERT
BE 0420.488.961
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FERME DE GERARD SART
BE 0770.514.451
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Of 2,474 companies in sector 47279 we hold annual accounts for 949. 776 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded23-09-1993
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47279Other retail sale of food
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450951317
Registered
24-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.