RIVE GAUCHE VS
ActiveThe computed 12-month bankruptcy probability of RIVE GAUCHE VS is 1.6% (moderate). The 2024 annual accounts show equity of €163k and a net result of €23k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 9981 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▼-3
Solvency82▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.36 in 2023; short-term debt: 28.7% and cash: 26.7% of total assets), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
34 d early
2022
33 d early
2021
30 d early
2020
32 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€163k▲ 5.4%
2023 · €155k
2018: €67k
2019: €81k
2020: €104k
2021: €135k
2022: €156k
2023: €155k
2018 → 2024
Total assets
€286k▼ 10.5%
2023 · €320k
2018: €202k
2019: €193k
2020: €244k
2021: €258k
2022: €275k
2023: €320k
2018 → 2024
Net result
€23k▼ 31.2%
2023 · €34k
2018: €15k
2019: €15k
2020: €46k
2021: €32k
2022: €29k
2023: €34k
2018 → 2024
Working capital
€43k▲ 18.7%
2023 · €36k
2018: €7k
2019: €18k
2020: €36k
2021: €47k
2022: €62k
2023: €36k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€104k-€135k▲ 29.8%€156k▲ 15.0%€155k▼ 0.8%€163k▲ 5.4%
Operating result€66k-€45k▼ 32.2%€43k▼ 5.1%€50k▲ 16.2%€33k▼ 33.9%
Net result€46k-€32k▼ 30.7%€29k▼ 9.8%€34k▲ 17.6%€23k▼ 31.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 34% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €286k
Fixed assets
€161k▼ 12.3%
Current assets
€125k▼ 8.0%
Equity and liabilities €286k
Equity
€163k▲ 5.4%
Debt
€123k▼ 25.4%
The debt ratio falls from 51.7% to 43.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▼
2023 · €67k
Cash flow
€50k▼
2023 · €51k
Solvency
56.9%▲
2023 · 48.3%
Current ratio
1.52▲
2023 · 1.36
Quick ratio
1.52▲
2023 · 1.36
Debt / equity
0.76▼
2023 · 1.07
ROE
14.3%▼
2023 · 21.9%
ROA
8.1%▼
2023 · 10.6%
Interest coverage
13.17▼
2023 · 31.52
Debt
€123k▼
2023 · €165k
Debt ≤ 1 year
€82k▼
2023 · €100k
Debt > 1 year
€41k▼
2023 · €65k
Income taxes
€10k▼
2023 · €14k
Staff costs
€124k▲
2023 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€320k€286k▼
Fixed assets21/28€184k€161k▼
Intangible fixed assets21-€4k
Tangible fixed assets22/27€184k€158k▼
Land and buildings22€114k€106k▼
Plant, machinery and equipment23€16k€10k▼
Furniture and vehicles24€54k€42k▼
Current assets29/58€136k€125k▼
Amounts receivable within one year40/41€68k€49k▼
Trade receivables40€41k€20k▼
Other amounts receivable41€26k€29k▲
Cash at bank and in hand54/58€68k€76k▲
Deferred charges and accrued income490/1€353-
Equity and liabilities
Total equity and liabilities10/49€320k€286k▼
Equity10/15€155k€163k▲
Contributions10/11€2k€2k=
Reserves13€152k€159k▲
Distributable reserves133€152k€159k▲
Profit (loss) carried forward14€818€2k▲
Amounts payable17/49€165k€123k▼
Amounts payable after more than one year17€65k€41k▼
Financial debts170/4€65k€41k▼
Amounts payable within one year42/48€100k€82k▼
Current portion of amounts payable after more than one year42€26k€24k▼
Financial debts43€15k€15k=
Credit institutions430/8€15k€15k=
Trade debts44€22k€11k▼
Suppliers440/4€22k€11k▼
Taxes, remuneration and social security45€2k€17k▲
Taxes450/3€767€5k▲
Remuneration and social security454/9€2k€12k▲
Other amounts payable47/48€35k€15k▼
Accrued charges and deferred income492/3-€25
Income statement
Code20232024
Remuneration, social security and pensions62€105k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€27k▲
Other operating charges640/8€2k€693▼
Gross operating margin9900€175k€184k▲
Operating profit (loss)9901€50k€33k▼
Financial income75/76B€410€5k▲
Recurring financial income75€410€5k▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€48k€33k▼
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€34k€23k▼
Profit (loss) for the period to be appropriated9905€34k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€24k▼
Profit (loss) brought forward from the previous period14P€7k€818▼
Transfer from equity791/2€12k€15k▲
Transfer to equity691/2€34k€23k▼
To other reserves6921€34k€23k▼
Profit to be distributed694/7€18k€15k▼
Return on contributions (dividend)694€18k€15k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €156k ▲15%
5 profitable years in a row build equity to €156k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €46k ▲208%
Operating result €66k, net result €46k, both a record.
31-12
Financial
Equity above €100kEq €104k ▲28.6%
3 profitable years in a row build equity to €104k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
James Ensorstraat 511070 AnderlechtGround area
894 m²
Building footprint
369 m²
Volume, LiDAR
4,393 m³
Parcel 21304B0081/00C002, Brussels · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
James Ensorstraat 51, 1070 Anderlecht
since 20122.208.277.155
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0081/00C002 | Brussels | 894 m² | 1 · 369 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2012
Fiscal year end31-12
Trade name FR
RIVE GAUCHE MENUISERIE ; SO ME CERAMIC ; VIGNOBLE RIVE GAUCHE
Activities, NACEBEL
41001General construction of residential buildings
43320Joinery installation
43410Roofing work
81210General cleaning of buildings
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.