Equity
€170,032 ▲ 4.4%
RIVE GAUCHE VS has made a profit without a break since 2017.
RIVE GAUCHE VS
Lifetime
14 annual accounts with figures on one time axispeak €184,219 (2024)
€183,915▼ 0.2%
lowest -€11,387 (2016)
€7,154▼ 69.2%
peak €170,032 (2025)
€170,032▲ 4.4%
€209,564▲ 70.0%
peak 1.4 FTE (2018)
-not published
Board1 name since 2021
1 directorHollebeke Vincent
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Result from €23,244 to €7,154Debts from €123,281 to €209,564Investments €156,144Cash from €76,329 to €22,476
Key points
from the 2025 annual accountsTurnover
≈ €600,000 estimated
The micro format states no turnover.
Debts
€209,564 ▲ 70.0%
Debts rose by €86,283 in 2025.
Investments
€156,144 5.0 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 124.0% higher than in 2024.
Staff
2 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
Filings
14 annual accounts since 2012
The last five annual accounts were filed 29 to 34 days before the end of the period.
Checked score
82
Excellent
Financially stronger than 49% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▼ -0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 0.5%● unchanged vs 07-2026highest value
09-2026: 0.5%● unchanged vs 08-2026highest value
10-2026: 0.5%● unchanged vs 09-2026highest value
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 1.16, cash €22,476, halved
lowers risk
Founded in 2012
Figures for financial year 2025 (filed on 30-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 53% of them on solvency, 53% on liquidity, 44% on profitability and 45% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as RIVE GAUCHE VS has now. Each dot stands for 28 companies, two years later.
95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RIVE GAUCHE VS itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for RIVE GAUCHE VS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (1.52 in 2024), below the usual 1.5. Short-term debt is 21.1% and cash 5.9% of total assets. 55.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
29 days early
2023
34 days early
2022
33 days early
2021
30 days early
2020
32 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0843995119
Company renamed from RIVE GAUCHE MENUISERIE to RIVE GAUCHE VS
Change of role: Hollebeke Vincent, from manager to director · “Le commerce de gros ou de détail,la représentation,la réalisation de toutes opérations quelconques…” (deed in French) · Director discharge: Hollebeke Vincent · General meeting of 22-12-2023 · Gazette deed
Incorporation
published on 12-03-2012 · Gazette deed
First establishment
James Ensorstraat 51, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RIVE GAUCHE VS Anderlecht | - | - | 44.8% | - |
| ALL-IN BRUXELLES Brussels | €931,209 | 7.0% | 48.8% | 0 |
| MCC Brussels | - | - | 87.3% | - |
| GPC CONSTRUCT Brussels | €773,789 | 22.3% | 79.9% | 1 |
| REVANALBETON Menen | - | - | 43.9% | - |
| SI-PROS Asse | - | - | 42.7% | 2.4 |
| E & I CONSTRUCT Antwerp | - | - | 26.0% | - |
These companies have the same main activity as RIVE GAUCHE VS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €352,000 and €444,000, founded between 2009 and 2012.
Official details
Source: KBO- Status
- Active since 28-02-2012Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 4 others
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.208.277.1551070 Anderlecht, since 16-02-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Annual accounts 2025
- €379,596▲ 32.7%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on RIVE GAUCHE VS
RIVE GAUCHE VS files the micro format. That format states no turnover. The gross margin rose from €51,590 in 2012 to €183,915 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RIVE GAUCHE VS
- What is the company number of RIVE GAUCHE VS?
- The company number of RIVE GAUCHE VS is 0843.995.119. The VAT number is the same number with BE in front: BE 0843.995.119.
- Where is RIVE GAUCHE VS based?
- The registered office is at James Ensorstraat 51, 1070 Anderlecht.Company details
- What does RIVE GAUCHE VS do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of RIVE GAUCHE VS?
- RIVE GAUCHE VS is a private limited company (BV).
- When was RIVE GAUCHE VS founded?
- RIVE GAUCHE VS was founded on 28-02-2012.
- Is RIVE GAUCHE VS still active?
- Yes, RIVE GAUCHE VS is an active enterprise in the KBO register.
- How many employees does RIVE GAUCHE VS have?
- RIVE GAUCHE VS had an average of 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does RIVE GAUCHE VS fall under?
- In its 2025 annual accounts, RIVE GAUCHE VS states joint committee 124 (Construction).
- What is the turnover of RIVE GAUCHE VS?
- The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €183,915 and 97 comparable companies (NACE 41001). It probably lies between €430,000 and €930,000.
- Is RIVE GAUCHE VS profitable?
- In financial year 2025, RIVE GAUCHE VS made a profit of €7,154.
- Where can I find the annual accounts of RIVE GAUCHE VS?
- RIVE GAUCHE VS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RIVE GAUCHE VS due?
- RIVE GAUCHE VS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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