RISORGIMENTO
ActiveSummary
RISORGIMENTO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €262,361 and a net result of -€11,609. Equity is shrinking by ~27.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 56% of 5587 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
1 d early
2022
2 d early
2021
2 d early
2020
on the day
2019
33 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€262,361▼ 4.2%
2024 · €273,970
Net result
-€11,609▲ 14.7%
2024 · -€13,616
Total assets
€452,421▼ 4.4%
2024 · €473,226
Solvency
58.0%▲ 0.1pp
2024 · 57.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€556,599€29,472€96,145▲ 226%-€2,991-€5,744▼ 92.0%
Net result-€570,188below the sector's middle half€13,450within the sector's middle half€86,101within the sector's middle half▲ 540%-€13,616below the sector's middle half-€11,609below the sector's middle half▲ 14.7%
Equity€188,036within the sector's middle half▼ 75.2%€201,485within the sector's middle half▲ 7.2%€287,586within the sector's middle half▲ 42.7%€273,970within the sector's middle half▼ 4.7%€262,361within the sector's middle half▼ 4.2%
Total assets€1.3mwithin the sector's middle half▼ 27.4%€686,521within the sector's middle half▼ 47.0%€638,993within the sector's middle half▼ 6.9%€473,226below the sector's middle half▼ 25.9%€452,421below the sector's middle half▼ 4.4%
Debt€1.1m▲ 8.0%€485,036▼ 56.2%€351,407▼ 27.6%€199,255▼ 43.3%€190,060▼ 4.6%
Working capital€381,831above the sector's middle half€109,669within the sector's middle half▼ 71.3%€262,223within the sector's middle half▲ 139%€128,623within the sector's middle half▼ 50.9%€134,273within the sector's middle half▲ 4.4%
Solvency14.5%below the sector's middle half▼ 28.0pp29.3%within the sector's middle half▲ 14.8pp45.0%within the sector's middle half▲ 15.7pp57.9%within the sector's middle half▲ 12.9pp58.0%within the sector's middle half▲ 0.1pp
Current ratio2.02within the sector's middle half▲ 1.566.70above the sector's middle half▲ 4.6818.50above the sector's middle half▲ 11.8013.80above the sector's middle half▼ 4.7013.41above the sector's middle half▼ 0.40
Return on assets (ROA)-44.0%below the sector's middle half▼ 44.7pp2.0%within the sector's middle half▲ 46.0pp13.5%above the sector's middle half▲ 11.5pp-2.9%below the sector's middle half▼ 16.4pp-2.6%below the sector's middle half▲ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5,744 in 2025 against €2,991 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €442,421
Fixed assets
€297,324 ▼ 5.5%
Current assets
€145,097 ▲ 4.6%
Equity and liabilities €452,421
Equity
€262,361 ▼ 4.2%
Debt
€190,060 ▼ 4.6%
Debt's share of the balance-sheet total falls from 42.1% to 42.0%. Equity and debt are lower.
Key figures and ratios
ROE
-4.4%▲
2024 · -5.0%
Debt ≤ 1 year
€10,824▲
2024 · €10,048
Debt > 1 year
€172,358▼
2024 · €182,652
Income taxes
€192▲
2024 · €175
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €72,550 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,863 | €31,776 | €25,829 | €27,231 | €27,231 | = |
| Other operating charges640/8 | €9,223 | €2,202 | €12,738 | €6,730 | €6,877 | ▲ 2.2% |
| Non-recurring operating charges66A | €573,507 | - | - | - | - | - |
| Gross operating margin9900 | €60,994 | €63,450 | €134,712 | €30,970 | €28,365 | ▼ 8.4% |
| Operating profit (loss)9901 | -€556,599 | €29,472 | €96,145 | -€2,991 | -€5,744 | ▼ 92.0% |
| Financial income75/76B | €314 | €2 | €148 | €626 | €923 | ▲ 47.5% |
| Recurring financial income75 | €314 | €2 | €148 | €626 | €923 | ▲ 47.5% |
| Financial charges65/66B | €13,731 | €15,841 | €10,006 | €11,075 | €6,596 | ▼ 40.4% |
| Recurring financial charges65 | €13,731 | €1,661 | €10,006 | €11,075 | €6,596 | ▼ 40.4% |
| Non-recurring financial charges66B | - | €14,180 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€570,016 | €13,633 | €86,287 | -€13,440 | -€11,417 | ▲ 15.1% |
| Income taxes67/77 | €173 | €183 | €186 | €175 | €192 | ▲ 9.5% |
| Profit (loss) for the period9904 | -€570,188 | €13,450 | €86,101 | -€13,616 | -€11,609 | ▲ 14.7% |
| Profit (loss) for the period to be appropriated9905 | -€570,188 | €13,450 | €86,101 | -€13,616 | -€11,609 | ▲ 14.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €686,521 | €638,993 | €473,226 | €452,421 | ▼ 4.4% |
| Formation expenses20 | - | €40,000 | €30,000 | €20,000 | €10,000 | ▼ 50.0% |
| Fixed assets21/28 | €539,387 | €517,611 | €331,786 | €314,555 | €297,324 | ▼ 5.5% |
| Intangible fixed assets21 | €363 | - | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €539,024 | €517,611 | €331,786 | €314,555 | €297,324 | ▼ 5.5% |
| Land and buildings22 | €539,024 | €517,611 | €325,415 | €310,668 | €295,922 | ▼ 4.7% |
| Furniture and vehicles24 | - | - | €6,371 | €3,887 | €1,402 | ▼ 63.9% |
| Current assets29/58 | €755,293 | €128,910 | €277,207 | €138,671 | €145,097 | ▲ 4.6% |
| Amounts receivable within one year40/41 | €572,136 | €22,646 | €35,650 | €42,258 | €50,307 | ▲ 19.0% |
| Trade receivables40 | €535,994 | - | €10,100 | €12,221 | - | - |
| Other amounts receivable41 | €36,142 | €22,646 | €25,550 | €30,037 | €50,307 | ▲ 67.5% |
| Cash at bank and in hand54/58 | €175,685 | €100,632 | €238,049 | €90,044 | €87,294 | ▼ 3.1% |
| Deferred charges and accrued income490/1 | €7,472 | €5,631 | €3,508 | €6,368 | €7,496 | ▲ 17.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €686,521 | €638,993 | €473,226 | €452,421 | ▼ 4.4% |
| Equity10/15 | €188,036 | €201,485 | €287,586 | €273,970 | €262,361 | ▼ 4.2% |
| Contributions10/11 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Reserves13 | €98,540 | €98,540 | €98,540 | €98,540 | €48,540 | ▼ 50.7% |
| Non-distributable reserves130/1 | €50,000 | €50,000 | €50,000 | €50,000 | - | - |
| Reserves not available under the articles1311 | €50,000 | €50,000 | €50,000 | €50,000 | - | - |
| Distributable reserves133 | €48,540 | €48,540 | €48,540 | €48,540 | €48,540 | = |
| Profit (loss) carried forward14 | -€410,504 | -€397,054 | -€310,954 | -€324,569 | -€286,178 | ▲ 11.8% |
| Amounts payable17/49 | €1.1m | €485,036 | €351,407 | €199,255 | €190,060 | ▼ 4.6% |
| Amounts payable after more than one year17 | €732,958 | €464,703 | €327,684 | €182,652 | €172,358 | ▼ 5.6% |
| Financial debts170/4 | €732,958 | €464,703 | €327,684 | €182,652 | €172,358 | ▼ 5.6% |
| Amounts payable within one year42/48 | €373,463 | €19,241 | €14,983 | €10,048 | €10,824 | ▲ 7.7% |
| Current portion of amounts payable after more than one year42 | €69,449 | €18,624 | €14,407 | €9,273 | €10,153 | ▲ 9.5% |
| Trade debts44 | €85,846 | - | - | €295 | - | - |
| Suppliers440/4 | €85,846 | - | - | €295 | - | - |
| Taxes, remuneration and social security45 | €607 | €617 | €576 | €480 | €671 | ▲ 40.0% |
| Taxes450/3 | €607 | €617 | €576 | €480 | €671 | ▲ 40.0% |
| Other amounts payable47/48 | €217,561 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | €224 | €1,092 | €8,740 | €6,556 | €6,877 | ▲ 4.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€570,188 | €13,450 | €86,101 | -€13,616 | -€11,609 | ▲ 14.7% |
| + Depreciation and write-downs630 | €34,863 | €31,776 | €25,829 | €27,231 | €27,231 | = |
| Operating cash flow (approximation) | -€535,325 | €45,226 | €111,929 | €13,615 | €15,622 | ▲ 14.7% |
| Investment in fixed assets (approximation) | - | -€10,000 | €159,996 | -€10,000 | -€10,000 | = |
| Change in cash | - | -€75,053 | €137,416 | -€148,004 | -€2,750 | ▲ 98.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €86,101 ▲540%
Operating result €96,145, net result €86,101, both a record.
30-09
Financial
Liquidity triplescurrent ratio 18.50
Current ratio from 6.70 to 18.50; short-term debt falls from €19,241 to €14,983.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €13,450
Net result €13,450 after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 6.70
Current ratio from 2.02 to 6.70; short-term debt falls from €373,463 to €19,241.
30-09
Financial
Equity above €200,000Eq €201,485 ▲7.2%
Equity rises from €188,036 to €201,485.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet -€570,188
Net result drops to -€570,188, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity quadruplescurrent ratio 2.02
Current ratio from 0.46 to 2.02.
Show earlier events
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €12,521
Net result €12,521 after 2 loss-making years.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 33 days late
2019
30-09
Financial
Liquidity times 5current ratio 1.13
Current ratio from 0.21 to 1.13.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 1998
Ground area
522 m²
Building footprint
137 m²
Volume, LiDAR
836 m³
Parcel 73322E0439/00X000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
RISORGIMENTO
since 19982.085.841.874
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73322E0439/00X000 | Flanders | 522 m² | 1 · 137 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,685 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-03-1998
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0462801252
Also
9925:BE0462801252
Registered
03-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.