BAKOMO
ActiveBAKOMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €99k and a net result of €13k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 25% of 7962 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 7962 sector peers (2025).
NBB · sector comparisonPosition among 7962 sector peers
Solvency
better than 25%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €99k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
on the day
2023
on the day
2022
13 d early
2021
2 d early
2020
30 d early
2019
70 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 15.2%
2024 · €86k
2018: €103k
2019: €85k
2020: €73k
2021: €65k
2022: €64k
2023: €65k
2024: €86k
2018 → 2025
Net result
€13k▼ 39.6%
2024 · €22k
2018: €-17k
2019: €-19k
2020: €-12k
2021: €-8k
2022: €-624
2023: €426
2024: €22k
2018 → 2025
Total assets
€483k▲ 1.9%
2024 · €474k
2018: €106k
2019: €86k
2020: €74k
2021: €72k
2022: €74k
2023: €100k
2024: €474k
2018 → 2025
Solvency
20.6%▲ 2.4pp
2024 · 18.2%
2018: 97.9%
2019: 99.1%
2020: 99.0%
2021: 89.5%
2022: 87.0%
2023: 64.8%
2024: 18.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€64k▼ 1.0%€65k▲ 0.7%€86k▲ 33.6%€99k▲ 15.2%
Operating result€-8k-€-600▲ 92.4%€483€22k▲ 4,394%€13k▼ 42.3%
Net result€-8k-€-624▲ 92.3%€426€22k▲ 4,992%€13k▼ 39.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €483k
Fixed assets
€373k▼ 3.0%
Current assets
€110k▲ 23.4%
Equity and liabilities €483k
Equity
€99k▲ 15.2%
Debt
€384k▼ 1.0%
The debt ratio falls from 81.8% to 79.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
20.6%▲
2024 · 18.2%
ROE
13.2%▼
2024 · 25.2%
ROA
2.7%▼
2024 · 4.6%
Debt
€384k▼
2024 · €388k
Debt ≤ 1 year
€383k▼
2024 · €387k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€474k€483k▲
Fixed assets21/28€385k€373k▼
Tangible fixed assets22/27€385k€373k▼
Land and buildings22€384k€373k▼
Furniture and vehicles24€493€0▼
Current assets29/58€89k€110k▲
Amounts receivable within one year40/41€25k€225▼
Trade receivables40€25k€0▼
Other amounts receivable41€11€225▲
Current investments50/53€63k€50k▼
Cash at bank and in hand54/58-€58k
Deferred charges and accrued income490/1€326€1k▲
Equity and liabilities
Total equity and liabilities10/49€474k€483k▲
Equity10/15€86k€99k▲
Contributions10/11€15k€15k=
Reserves13€72k€85k▲
Distributable reserves133€72k€85k▲
Amounts payable17/49€388k€384k▼
Amounts payable within one year42/48€387k€383k▼
Trade debts44€956€2k▲
Suppliers440/4€956€2k▲
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€7k€1k▼
Other amounts payable47/48€379k€380k▲
Accrued charges and deferred income492/3€745€500▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€38k€3k▼
Gross operating margin9900€68k€27k▼
Operating profit (loss)9901€22k€13k▼
Financial income75/76B€45€750▲
Recurring financial income75€45€750▲
Financial charges65/66B€64€192▲
Recurring financial charges65€64€192▲
Profit (loss) for the period before taxes9903€22k€13k▼
Profit (loss) for the period9904€22k€13k▼
Profit (loss) for the period to be appropriated9905€22k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€13k▼
Transfer to equity691/2€22k€13k▼
To other reserves6921€22k€13k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €22k ▲4992%
Operating result €22k, net result €22k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €426
Net result €426 after 5 loss-making years.
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2022
MAERTENS Rita Maria Martha
CurrentDirector · since 21-03-2022
VAN LANDSCHOOT Johan Richard Charles
CurrentDirector · since 21-03-2022
21-03-2022
MAERTENS Rita Maria Martha: Appointed as Director
21-03-2022
VAN LANDSCHOOT Johan Richard Charles: Appointed as Director
21-03-2022
VANDENBUSSCHE Hilda: Resigned as Director
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hooistraat 158800 RoeselareGround area
1,605 m²
Building footprint
174 m²
Volume, LiDAR
775 m³
Parcel 36505C0344/02K000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bakomo
since 19962.075.431.794
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505C0344/02K000 | Flanders | 1,605 m² | 1 · 174 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400NQZ491P30B4170
Similar companies · same sector, comparable size
Elfer Invest
BE 0899.586.611
Peer · Eq €99k
ASWENA
BE 0458.873.247
Antwerpen · Eq €99k
Olivier ELEN
BE 0739.579.765
Pepinster · Eq €99k
Vistalago
BE 1012.365.937
Gent · Eq €99k
Deveugle
BE 0767.738.766
Tielt · Eq €99k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,269 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-1995
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.