Summary
ISARIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €129,831 and a net result of €7,597. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 30% of 8091 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
17 d early
2023
on the day
2021
55 d early
2018
77 d early
2017
85 d early
2016
9 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 14 January (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€129,831▲ 6.2%
2024 · €122,234
Net result
€7,597▼ 46.9%
2024 · €14,298
Total assets
€494,622▲ 2.4%
2024 · €482,937
Solvency
26.2%▲ 0.9pp
2024 · 25.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202320242025
Operating result-€245-€22,912-€25,470▲ 11.2%€16,500▼ 35.2%
Net result-€3,086below the sector's middle half-€13,030within the sector's middle half-€14,298within the sector's middle half▲ 9.7%€7,597within the sector's middle half▼ 46.9%
Equity€83,348within the sector's middle half-€107,936within the sector's middle half-€122,234within the sector's middle half▲ 13.2%€129,831within the sector's middle half▲ 6.2%
Total assets€513,437within the sector's middle half-€445,535within the sector's middle half-€482,937within the sector's middle half▲ 8.4%€494,622within the sector's middle half▲ 2.4%
Debt€430,089-€337,599-€360,703▲ 6.8%€364,790▲ 1.1%
Working capital-€175,388below the sector's middle half--€142,859below the sector's middle half--€99,176below the sector's middle half▲ 30.6%-€77,193below the sector's middle half▲ 22.2%
Solvency16.2%below the sector's middle half-24.2%within the sector's middle half-25.3%within the sector's middle half▲ 1.1pp26.2%within the sector's middle half▲ 0.9pp
Current ratio0.51below the sector's middle half-0.37below the sector's middle half-0.57below the sector's middle half▲ 0.200.66below the sector's middle half▲ 0.09
Return on assets (ROA)-0.6%below the sector's middle half-2.9%within the sector's middle half-3.0%within the sector's middle half=1.5%within the sector's middle half▼ 1.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €494,622
Fixed assets
€343,410 ▼ 2.7%
Current assets
€151,212 ▲ 16.3%
Equity and liabilities €494,622
Equity
€129,831 ▲ 6.2%
Debt
€364,790 ▲ 1.1%
Debt's share of the balance-sheet total falls from 74.7% to 73.8%. Equity and debt are higher.
Key figures and ratios
ROE
5.9%▼
2024 · 11.7%
Debt ≤ 1 year
€228,405▼
2024 · €229,243
Debt > 1 year
€107,000=
2024 · €107,000
Income taxes
€3,931▼
2024 · €6,201
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,938 | €1,262 | €9,460 | €9,460 | = |
| Other operating charges640/8 | - | €849 | €3,248 | €1,140 | ▼ 64.9% |
| Gross operating margin9900 | €21,008 | €25,024 | €38,177 | €27,100 | ▼ 29.0% |
| Operating profit (loss)9901 | -€245 | €22,912 | €25,470 | €16,500 | ▼ 35.2% |
| Financial income75/76B | - | €0 | - | €0 | - |
| Recurring financial income75 | - | €0 | - | €0 | - |
| Financial charges65/66B | - | €3,920 | €4,971 | €4,972 | = |
| Recurring financial charges65 | €2,841 | €3,920 | €4,971 | €4,972 | = |
| Profit (loss) for the period before taxes9903 | -€3,086 | €18,992 | €20,499 | €11,529 | ▼ 43.8% |
| Income taxes67/77 | €0 | €5,963 | €6,201 | €3,931 | ▼ 36.6% |
| Profit (loss) for the period9904 | -€3,086 | €13,030 | €14,298 | €7,597 | ▼ 46.9% |
| Profit (loss) for the period to be appropriated9905 | -€3,086 | €13,030 | €14,298 | €7,597 | ▼ 46.9% |
| Line | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €513,437 | €445,535 | €482,937 | €494,622 | ▲ 2.4% |
| Fixed assets21/28 | €333,787 | €362,330 | €352,870 | €343,410 | ▼ 2.7% |
| Tangible fixed assets22/27 | €18,479 | €47,021 | €37,562 | €28,102 | ▼ 25.2% |
| Land and buildings22 | - | €1,395 | €1,181 | €967 | ▼ 18.1% |
| Furniture and vehicles24 | - | €44,575 | €35,480 | €26,386 | ▼ 25.6% |
| Other tangible fixed assets26 | - | €1,052 | €900 | €749 | ▼ 16.8% |
| Financial fixed assets28 | €315,308 | €315,308 | €315,308 | €315,308 | = |
| Current assets29/58 | €179,649 | €83,205 | €130,067 | €151,212 | ▲ 16.3% |
| Amounts receivable within one year40/41 | €161,450 | €71,812 | €94,370 | €140,510 | ▲ 48.9% |
| Trade receivables40 | - | €68,005 | €93,553 | €137,354 | ▲ 46.8% |
| Other amounts receivable41 | - | €3,807 | €817 | €3,156 | ▲ 286% |
| Cash at bank and in hand54/58 | €18,200 | €11,136 | €35,465 | €10,458 | ▼ 70.5% |
| Deferred charges and accrued income490/1 | - | €257 | €232 | €244 | ▲ 5.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €513,437 | €445,535 | €482,937 | €494,622 | ▲ 2.4% |
| Equity10/15 | €83,348 | €107,936 | €122,234 | €129,831 | ▲ 6.2% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €7,956 | €32,544 | €32,544 | €32,544 | = |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | - | €26,344 | €26,344 | €26,344 | = |
| Profit (loss) carried forward14 | €13,392 | €13,392 | €27,690 | €35,288 | ▲ 27.4% |
| Amounts payable17/49 | €430,089 | €337,599 | €360,703 | €364,790 | ▲ 1.1% |
| Amounts payable after more than one year17 | €62,000 | €92,000 | €107,000 | €107,000 | = |
| Financial debts170/4 | - | €92,000 | €107,000 | €107,000 | = |
| Amounts payable within one year42/48 | €355,038 | €226,064 | €229,243 | €228,405 | ▼ 0.4% |
| Trade debts44 | €2,059 | €3,331 | €6,793 | €2,000 | ▼ 70.6% |
| Suppliers440/4 | - | €3,331 | €6,793 | €2,000 | ▼ 70.6% |
| Advances received on contracts in progress46 | - | €31,494 | €35,460 | €35,460 | = |
| Taxes, remuneration and social security45 | - | €0 | €8,483 | €2,431 | ▼ 71.3% |
| Taxes450/3 | - | €0 | €8,483 | €2,431 | ▼ 71.3% |
| Other amounts payable47/48 | - | €191,239 | €178,506 | €188,514 | ▲ 5.6% |
| Accrued charges and deferred income492/3 | - | €19,534 | €24,460 | €29,386 | ▲ 20.1% |
| Line | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,086 | €13,030 | €14,298 | €7,597 | ▼ 46.9% |
| + Depreciation and write-downs630 | €17,938 | €1,262 | €9,460 | €9,460 | = |
| Operating cash flow (approximation) | €14,852 | €14,292 | €23,758 | €17,057 | ▼ 28.2% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
| Change in cash | - | - | €24,329 | -€25,007 | ▼ 203% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
14-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2021net €14,298 ▲9.7%
Operating result €25,470, net result €14,298, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €13,030
Net result €13,030 after one loss-making year.
30-06
Financial
Equity above €100,000Eq €107,936 ▲29.5%
Equity rises from €83,348 to €107,936.
2021
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2018
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
09-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
2016
15-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 15 days late
2015
23-02
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 23 days late
2013
30-12
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2001
Ground area
776 m²
Building footprint
236 m²
Volume, LiDAR
1,913 m³
2 parcels, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Luzernestraat 17, 1030 Schaarbeek
since 20012.094.349.863
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018B0119/00V012 | Brussels | 534 m² | 1 · 159 m² | 11.5 m · 2 fl. |
| 21904B0446/00N000 | Brussels | 242 m² | 1 · 77 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
95%
According to the annual accounts to 30-06-2025 of ISARIS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 12,949 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-01-2001
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473788085
Registered
11-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.