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RicWard

Active
Private limited companyfounded 2021active for 5 yearsRue de Houyoux 1, 5340 Gesves, BelgiumKBO/BCE: BE 0761.464.648
Summary

RicWard has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €195,652 and a net result of €54,790. Equity has been growing by about 33% per year since 2022. Its solvency ranks better than 67% of 20,538 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-01-2021 Normal situation
Activity
Computer programming NACE 62100and 5 others
Establishment unit
2.313.266.886 5340 Gesves, since 12-01-2021
Financial year end
31 December
Peppol
Reachable since 30-09-2025

Board and ownership

Board
  • RICARD HervéDirector · since 12-01-2021

Financial position

57 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2024
Gross margin
€72,335
▲ 8.6%
Turnover
≈ €170,000
estimated
Profit
€54,790
▲ 19.3%
Equity
€195,652
▲ 34.1%
Total assets
€257,935
▼ 1.1%
  • 2025 accounts not filed, 94 days past the deadline
Filed on 05-01-2026
Score breakdownraises riskCapped at 59: a confirmed filing finding1 financial year not filed after the legal deadline; last filed accounts filed 158 days late; 2 of the last 3 accounts lateFigures for financial year 2024 (filed on 05-01-2026)lowers riskLiquidity: current ratio 3.68, cash €218,708Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2024
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 74% of micro companies in computer programming and consultancy (NACE 62)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Strong
Solvency 100+19
equity 75.9% of total assets
Liquidity 91+12
short-term debt 24.1% · cash 84.8%
Profitability 95+4
return on assets 21.2%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: 0.1%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.2%▲ +0.1 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.3 percentage points vs 12-2025 02-2026: 0.1%▼ -0.4 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.3 percentage points vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value
Credit of up to €11,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 3.68 (1.95 in 2023), above the usual 1.5. Short-term debt is 24.1% and cash 84.8% of total assets. 24.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 78% on liquidity, 60% on profitability and 73% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 158 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 05-01-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.68, cash €218,708
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 158 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-01-2026, 158 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
158 days late
2023
33 days early
2022
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 52 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 80% of companies in computer programming and consultancysector median €73,762 · 20,550 companies €195,652 View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as RicWard: computer programming (NACE 62100). They are comparable in size and age: total assets between €228,000 and €267,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
RicWard Gesves€257,935€72,335
BIBELCOM Oreye€243,470€71,982
And Now ICT Pelt€243,440€67,811
AMSver bv Leuven€257,968€82,535
SODADE Brussel€267,100€73,245
CRITICAL MASS Brussel€247,817€84,857
CLEVER IMPULSE Verviers€228,322€69,954
Full comparison

Key facts about RicWard

What is the company number of RicWard?
The company number of RicWard is 0761.464.648. The VAT number is the same number with BE in front: BE 0761.464.648.
Where is RicWard based?
The registered office is at Rue de Houyoux 1, 5340 Gesves.Company details
What does RicWard do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of RicWard?
The legal form of RicWard is Private limited company (BV).
When was RicWard founded?
RicWard was founded on 12-01-2021.
Is RicWard still active?
Yes, RicWard is an active enterprise in the KBO register.
What is the turnover of RicWard?
The turnover in financial year 2024 is ≈ €170,000. This figure is estimated from the gross margin of €72,335 and 41 comparable companies (NACE 62100). It probably lies between €140,000 and €220,000.Financials
Is RicWard profitable?
In financial year 2024, RicWard made a profit of €54,790.
Where can I find the annual accounts of RicWard?
RicWard filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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