CLEVER IMPULSE
ActiveSummary
CLEVER IMPULSE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208,202 and a net result of €51,451. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 11.17 against 3.94 in 2024; short-term debt: 8.8% and cash: 23.9% of total assets), and 8.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
22.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
26 d late
2022
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#9 company by equity in Verviers, Telecoms and IT sector
Equity
€208,202▲ 32.8%
2024 · €156,750
Total assets
€228,322▲ 9.3%
2024 · €208,954
Net result
€51,451▼ 14.1%
2024 · €59,931
Working capital
€204,613▲ 33.3%
2024 · €153,489
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€68,555-€64,950▼ 5.3%€79,795▲ 22.9%€67,649▼ 15.2%
Net result€49,668above the sector's middle half-€47,052within the sector's middle half▼ 5.3%€59,931above the sector's middle half▲ 27.4%€51,451within the sector's middle half▼ 14.1%
Equity€49,768within the sector's middle half-€96,820within the sector's middle half▲ 94.5%€156,750within the sector's middle half▲ 61.9%€208,202above the sector's middle half▲ 32.8%
Total assets€75,405within the sector's middle half-€125,920within the sector's middle half▲ 67.0%€208,954within the sector's middle half▲ 65.9%€228,322within the sector's middle half▲ 9.3%
Debt€25,637-€29,100▲ 13.5%€52,203▲ 79.4%€20,121▼ 61.5%
Working capital€45,976-€95,198▲ 107%€153,489▲ 61.2%€204,613▲ 33.3%
Solvency66.0%within the sector's middle half-76.9%within the sector's middle half▲ 10.9pp75.0%within the sector's middle half▼ 1.9pp91.2%above the sector's middle half▲ 16.2pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228,322
Fixed assets
€3,588 ▲ 10.0%
Current assets
€224,734 ▲ 9.3%
Equity and liabilities €228,322
Equity
€208,202 ▲ 32.8%
Debt
€20,121 ▼ 61.5%
Debt's share of the balance-sheet total falls from 25.0% to 8.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69,090▼
2024 · €81,525
Cash flow
€52,893▼
2024 · €61,661
Current ratio
11.17▲
2024 · 3.94
Debt to equity
0.10▼
2024 · 0.33
ROE
24.7%▼
2024 · 38.2%
ROA
22.5%▼
2024 · 28.7%
Interest coverage
94.30▼
2024 · 469.48
Debt ≤ 1 year
€20,121▼
2024 · €52,203
Income taxes
€18,851▼
2024 · €22,807
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,718 | €2,170 | €1,730 | €1,442 | ▼ 16.7% |
| Other operating charges640/8 | €6,514 | €1,074 | €1,101 | €864 | ▼ 21.5% |
| Gross operating margin9900 | €77,786 | €68,194 | €82,626 | €69,954 | ▼ 15.3% |
| Operating profit (loss)9901 | €68,555 | €64,950 | €79,795 | €67,649 | ▼ 15.2% |
| Financial income75/76B | - | €239 | €3,116 | €3,386 | ▲ 8.7% |
| Recurring financial income75 | - | €239 | €3,116 | €3,386 | ▲ 8.7% |
| Financial charges65/66B | €27 | €242 | €174 | €733 | ▲ 322% |
| Recurring financial charges65 | €27 | €242 | €174 | €733 | ▲ 322% |
| Profit (loss) for the period before taxes9903 | €68,528 | €64,948 | €82,737 | €70,302 | ▼ 15.0% |
| Income taxes67/77 | €18,860 | €17,896 | €22,807 | €18,851 | ▼ 17.3% |
| Profit (loss) for the period9904 | €49,668 | €47,052 | €59,931 | €51,451 | ▼ 14.1% |
| Profit (loss) for the period to be appropriated9905 | €49,668 | €47,052 | €59,931 | €51,451 | ▼ 14.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €75,405 | €125,920 | €208,954 | €228,322 | ▲ 9.3% |
| Fixed assets21/28 | €3,792 | €1,622 | €3,262 | €3,588 | ▲ 10.0% |
| Intangible fixed assets21 | €1,713 | €568 | - | - | - |
| Tangible fixed assets22/27 | €2,079 | €1,054 | €3,262 | €3,588 | ▲ 10.0% |
| Plant, machinery and equipment23 | €1,845 | €977 | €187 | - | - |
| Furniture and vehicles24 | €233 | €77 | €3,074 | €3,588 | ▲ 16.7% |
| Current assets29/58 | €71,614 | €124,298 | €205,692 | €224,734 | ▲ 9.3% |
| Amounts receivable within one year40/41 | €9,435 | - | €8,099 | €1,810 | ▼ 77.7% |
| Trade receivables40 | €9,435 | - | €8,099 | €1,810 | ▼ 77.7% |
| Current investments50/53 | - | €80,000 | €140,000 | €165,848 | ▲ 18.5% |
| Cash at bank and in hand54/58 | €59,892 | €41,581 | €54,103 | €54,508 | ▲ 0.7% |
| Deferred charges and accrued income490/1 | €2,287 | €2,716 | €3,491 | €2,568 | ▼ 26.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €75,405 | €125,920 | €208,954 | €228,322 | ▲ 9.3% |
| Equity10/15 | €49,768 | €96,820 | €156,750 | €208,202 | ▲ 32.8% |
| Contributions10/11 | €100 | €100 | €100 | €100 | = |
| Reserves13 | €49,600 | €96,600 | €156,500 | €207,900 | ▲ 32.8% |
| Distributable reserves133 | €49,600 | €96,600 | €156,500 | €207,900 | ▲ 32.8% |
| Profit (loss) carried forward14 | €68 | €120 | €150 | €202 | ▲ 34.2% |
| Amounts payable17/49 | €25,637 | €29,100 | €52,203 | €20,121 | ▼ 61.5% |
| Amounts payable within one year42/48 | €25,637 | €29,100 | €52,203 | €20,121 | ▼ 61.5% |
| Trade debts44 | €452 | €532 | €387 | €2,527 | ▲ 554% |
| Suppliers440/4 | €452 | €532 | €387 | €2,527 | ▲ 554% |
| Taxes, remuneration and social security45 | €24,649 | €28,198 | €51,463 | €17,593 | ▼ 65.8% |
| Taxes450/3 | €24,649 | €28,198 | €51,463 | €17,593 | ▼ 65.8% |
| Other amounts payable47/48 | €537 | €370 | €353 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49,668 | €47,052 | €59,931 | €51,451 | ▼ 14.1% |
| + Depreciation and write-downs630 | €2,718 | €2,170 | €1,730 | €1,442 | ▼ 16.7% |
| Operating cash flow (approximation) | €52,386 | €49,222 | €61,661 | €52,893 | ▼ 14.2% |
| Investment in fixed assets (approximation) | - | €0 | -€3,370 | -€1,768 | ▲ 47.5% |
| Change in cash | - | -€18,310 | €12,521 | €405 | ▼ 96.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 11.17
Current ratio from 3.94 to 11.17; short-term debt falls from €52,203 to €20,121.
31-12
Financial
Equity above €200,000Eq €208,202 ▲32.8%
4 profitable years in a row build equity to €208,202.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €59,931 ▲27.4%
Operating result €79,795, net result €59,931, both a record.
31-12
Financial
Equity above €150,000Eq €156,750 ▲61.9%
3 profitable years in a row build equity to €156,750.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €47,052 ▼5.3%
Net result drops to €47,052, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2021
Ground area
1,458 m²
Building footprint
81 m²
Volume, LiDAR
784 m³
Parcel 63074B0887/00Y000, Wallonia · tallest building 17.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Antoine De Berghes 39, 4801 Verviers
since 20212.319.032.844
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63074B0887/00Y000 | Wallonia | 1,458 m² | 1 · 81 m² | 17.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500446F9A412H4166
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Incubate
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 6,552 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
58290Other software publishing
62200Computer consultancy and computer facilities management
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0770584925
Also
9925:BE0770584925
Registered
26-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.