CRITICAL MASS
ActiveCRITICAL MASS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €42k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+2
Solvency57▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.48 in 2024; short-term debt: 38.3% and cash: 35.2% of total assets), and 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
17%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 d early
2024
30 d early
2023
32 d early
2022
25 d early
2021
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€80k▼ 5.8%
2024 · €85k
2021: €40k
2022: €61k
2023: €99k
2024: €85k
2021 → 2025
Total assets
€248k▼ 12.9%
2024 · €285k
2021: €75k
2022: €237k
2023: €228k
2024: €285k
2021 → 2025
Net result
€42k▼ 6.2%
2024 · €45k
2021: €38k
2022: €22k
2023: €39k
2024: €45k
2021 → 2025
Working capital
€22k▼ 53.2%
2024 · €46k
2021: €27k
2022: €48k
2023: €81k
2024: €46k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€61k▲ 52.5%€99k▲ 62.0%€85k▼ 14.1%€80k▼ 5.8%
Operating result€48k-€30k▼ 38.0%€51k▲ 72.1%€61k▲ 20.3%€58k▼ 5.5%
Net result€38k-€22k▼ 42.3%€39k▲ 77.3%€45k▲ 16.5%€42k▼ 6.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€131k▼ 7.7%
Current assets
€117k▼ 18.2%
Equity and liabilities €248k
Equity
€80k▼ 5.8%
Debt
€168k▼ 16.0%
The debt ratio falls from 70.3% to 67.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€85k▲
2024 · €81k
Cash flow
€69k▲
2024 · €65k
Solvency
32.2%▲
2024 · 29.7%
Current ratio
1.23▼
2024 · 1.48
Quick ratio
1.23▼
2024 · 1.48
Debt / equity
2.11▼
2024 · 2.36
ROE
52.8%▼
2024 · 53.1%
ROA
17.0%▲
2024 · 15.8%
Interest coverage
26.52▲
2024 · 25.80
Debt
€168k▼
2024 · €200k
Debt ≤ 1 year
€95k▼
2024 · €96k
Debt > 1 year
€73k▼
2024 · €104k
Income taxes
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€285k€248k▼
Fixed assets21/28€142k€131k▼
Tangible fixed assets22/27€142k€131k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€83k€66k▼
Other tangible fixed assets26€58k€64k▲
Current assets29/58€142k€117k▼
Amounts receivable within one year40/41€37k€23k▼
Trade receivables40€34k€23k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€100k€87k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€285k€248k▼
Equity10/15€85k€80k▼
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Profit (loss) carried forward14€82k€77k▼
Amounts payable17/49€200k€168k▼
Amounts payable after more than one year17€104k€73k▼
Financial debts170/4€104k€73k▼
Amounts payable within one year42/48€96k€95k▼
Current portion of amounts payable after more than one year42€30k€31k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€653€10k▲
Taxes450/3€653€10k▲
Other amounts payable47/48€60k€50k▼
Accrued charges and deferred income492/3-€321
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€27k▲
Other operating charges640/8€399€59▼
Gross operating margin9900€81k€85k▲
Operating profit (loss)9901€61k€58k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Non-recurring financial charges66B€4€3▼
Profit (loss) for the period before taxes9903€58k€55k▼
Income taxes67/77€13k€12k▼
Profit (loss) for the period9904€45k€42k▼
Profit (loss) for the period to be appropriated9905€45k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€124k▼
Profit (loss) brought forward from the previous period14P€96k€82k▼
Profit to be distributed694/7€59k€47k▼
Return on contributions (dividend)694€59k€47k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €45k ▲16.5%
Operating result €61k, net result €45k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €22k ▼42.3%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bischoffsheimlaan 391000 BrusselGround area
3,253 m²
Building footprint
625 m²
Volume, LiDAR
6,467 m³
2 parcels, Brussels, Wallonia · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
CRITICAL MASS
since 20212.311.327.183
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55004G0446/00E002 | Wallonia | 2,444 m² | 1 · 346 m² | - |
| 21803C0630/00H003 | Brussels | 808 m² | 1 · 279 m² | 26.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Codra Benelux
BE 0793.643.607
Gembloux · Eq €80k
Debockdev
BE 1003.655.337
Sint-Niklaas · Eq €80k
BE-DO IT
BE 0793.384.576
Mouscron · Eq €80k
VCTech
BE 0786.199.549
Tervuren · Eq €80k
YAO Consulting
BE 1002.370.284
Vorst · Eq €80k
Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 6,952 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:criticalmassbelgium@gmail.com