Financials
- Fiscal year
- 2025
- Total assets
- €14,889
- Loss
- -€4,760
- Solvency
- -63.4%
Total assets▲ 31.9%
Net result
20222025
RICH MINDSET
ActiveSummary
The computed 12-month bankruptcy probability of RICH MINDSET is 2.2% (moderate). The 2025 annual accounts show negative equity (-€9,440) and a net result of -€4,760. Equity is shrinking by ~58.8% per year across the filed fiscal years. Its solvency ranks better than 11% of 20110 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Other non-specialised retail sale
NACE 47120Intermediation services for non-specialised retail NACE 47910
1 site
How big
€14,889total assets 2025
- Equity
- -€9,440
- Loss
- -€4,760
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 1 deed read
Why 51- Latest accounts 31 days late; 2 of the last 3 late- Negative equity -€9,440+ Size: total assets €14,889+ Liquidity: current ratio 0.25, cash €2,776Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0=
equity -63.4% of total assets
Liquidity
23-27
short-term debt 134.5% · cash 18.6%
Profitability
14-86
return on assets -32.0%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €14,889 lowers the probability for this profile
- Latest accounts 31 days late; 2 of the last 3 late raises the probability
- Negative equity -€9,440 raises the probability
- Liquidity: current ratio 0.25, cash €2,776 lowers the probability
No credit on open account
Liquidity short (current ratio 0.25 against 0.48 in 2024; short-term debt: 134.5% and cash: 18.6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 21%, profitability 19%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€9,440
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 30 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €8,411
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other non-specialised retail saleNACE 47120
- Founded
- 20-12-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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