RICH MINDSET: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RICH MINDSET
Largest movements
- Tangible fixed assets +€6,256
up €6,256 (+174.1%), from €3,593 to €9,848
of which Leasing and similar rights: +€6,533
- Cash -€2,317
down €2,317 (-45.5%), from €5,093 to €2,776
mainly Investment in fixed assets (net) (-€11,800) and Other debts (-€6,043)
- Receivables within one year -€338
down €338 (-13.0%), from €2,603 to €2,265
of which Other amounts receivable: -€294
- Tax, wage and social debts +€7,290
up €7,290 (+295.9%), from €2,463 to €9,753
of which Remuneration and social security: +€5,700
- Other debts -€6,043
down €6,043 (-48.4%), from €12,495 to €6,452
- Profit (loss) carried forward -€4,760
down €4,760 (-91.9%), from -€5,181 to -€9,940
- Debts after one year +€4,309
new in 2025: €4,309
- Current portion of long-term debt +€3,272
new in 2025: €3,272
- Gross operating margin -€9,406
down €9,406 (-81.6%), from €11,530 to €2,124
- Depreciation +€4,489
up €4,489 (+425.6%), from €1,055 to €5,544
- Taxes -€1,192
down €1,192, from €1,001 to -€191
- Financial charges +€351
up €351 (+67.6%), from €519 to €870
- Other operating charges +€212
up €212 (+47.1%), from €449 to €661
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €11,288 | €14,889 | +€3,601 | +31.9% |
| Fixed assets | 21/28 | €3,593 | €9,848 | +€6,256 | +174.1% |
| Tangible fixed assets | 22/27 | €3,593 | €9,848 | +€6,256 | +174.1% |
| Furniture and vehicles | 24 | €277 | - | -€277 | |
| Leasing and similar rights | 25 | €3,315 | €9,848 | +€6,533 | +197.1% |
| Current assets | 29/58 | €7,696 | €5,041 | -€2,655 | -34.5% |
| Amounts receivable within one year | 40/41 | €2,603 | €2,265 | -€338 | -13.0% |
| Trade receivables | 40 | €2,309 | €2,265 | -€44 | -1.9% |
| Other amounts receivable | 41 | €294 | - | -€294 | |
| Cash at bank and in hand | 54/58 | €5,093 | €2,776 | -€2,317 | -45.5% |
| Total equity and liabilities | 10/49 | €11,288 | €14,889 | +€3,601 | +31.9% |
| Equity | 10/15 | -€4,681 | -€9,440 | -€4,760 | -101.7% |
| Contributions | 10/11 | €500 | €500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,181 | -€9,940 | -€4,760 | -91.9% |
| Amounts payable | 17/49 | €15,969 | €24,329 | +€8,361 | +52.4% |
| Amounts payable after more than one year | 17 | - | €4,309 | +€4,309 | |
| Financial debts | 170/4 | - | €4,309 | +€4,309 | |
| Amounts payable within one year | 42/48 | €15,969 | €20,021 | +€4,052 | +25.4% |
| Current portion of amounts payable after more than one year | 42 | - | €3,272 | +€3,272 | |
| Trade debts | 44 | €1,011 | €543 | -€468 | -46.3% |
| Suppliers | 440/4 | €1,011 | €543 | -€468 | -46.3% |
| Taxes, remuneration and social security | 45 | €2,463 | €9,753 | +€7,290 | +295.9% |
| Taxes | 450/3 | €1,163 | €2,753 | +€1,590 | +136.6% |
| Remuneration and social security | 454/9 | €1,300 | €7,000 | +€5,700 | +438.5% |
| Other amounts payable | 47/48 | €12,495 | €6,452 | -€6,043 | -48.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,055 | €5,544 | +€4,489 | +425.6% |
| Other operating charges | 640/8 | €449 | €661 | +€212 | +47.1% |
| Non-recurring operating charges | 66A | €116 | - | -€116 | |
| Gross operating margin | 9900 | €11,530 | €2,124 | -€9,406 | -81.6% |
| Operating profit (loss) | 9901 | €9,910 | -€4,081 | -€13,991 | |
| Financial income | 75/76B | €21 | - | -€21 | |
| Recurring financial income | 75 | €21 | - | -€21 | |
| Financial charges | 65/66B | €519 | €870 | +€351 | +67.6% |
| Recurring financial charges | 65 | €519 | €870 | +€351 | +67.6% |
| Profit (loss) for the period before taxes | 9903 | €9,412 | -€4,951 | -€14,363 | |
| Income taxes | 67/77 | €1,001 | -€191 | -€1,192 | |
| Profit (loss) for the period | 9904 | €8,411 | -€4,760 | -€13,171 | |
| Profit (loss) for the period to be appropriated | 9905 | €8,411 | -€4,760 | -€13,171 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.