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RIBEIRO BELGIUM CONSTRUCT

Active
Private limited companyfounded 20224 yrs activeOudesmidsestraat 20, 1700 Dilbeek, BelgiumKBO/BCE: BE 0791.319.565
Summary

The computed 12-month bankruptcy probability of RIBEIRO BELGIUM CONSTRUCT is 2.1% (moderate). The 2025 annual accounts show equity of €21,921 and a net result of €12,754. Equity is growing by ~91.4% per year across the filed fiscal years. Its solvency ranks better than 72% of 7730 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency89▼-4
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.54 against 3.13 in 2024; short-term debt: 28.7% and cash: 34.8% of total assets), and 36.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.9%
Return on assets
37.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
49 d early
2024
2 d early
2023
53 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 1 day after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (3 of the last 3 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 September 2022, RIBEIRO BELGIUM CONSTRUCT was incorporated as a Private limited company.1 Total assets went from EUR 14,220 in 2023 to EUR 34,313 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€21,921▲ 139%
2024 · €9,167
Total assets
€34,313▲ 155%
2024 · €13,470
Net result
€12,754▲ 218%
2024 · €4,010
Working capital
€15,144▲ 65.2%
2024 · €9,167
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€5,619-€5,568▼ 0.9%€16,469▲ 196%
Net result€4,157within the sector's middle half-€4,010within the sector's middle half▼ 3.6%€12,754within the sector's middle half▲ 218%
Equity€5,157below the sector's middle half-€9,167below the sector's middle half▲ 77.7%€21,921within the sector's middle half▲ 139%
Total assets€14,220below the sector's middle half-€13,470below the sector's middle half▼ 5.3%€34,313below the sector's middle half▲ 155%
Debt€9,062-€4,303▼ 52.5%€12,392▲ 188%
Working capital€5,079within the sector's middle half-€9,167within the sector's middle half▲ 80.5%€15,144within the sector's middle half▲ 65.2%
Solvency36.3%within the sector's middle half-68.1%above the sector's middle half▲ 31.8pp63.9%within the sector's middle half▼ 4.2pp
Current ratio1.56within the sector's middle half-3.13above the sector's middle half▲ 1.572.54within the sector's middle half▼ 0.59
Return on assets (ROA)29.2%above the sector's middle half-29.8%above the sector's middle half▲ 0.5pp37.2%above the sector's middle half▲ 7.4pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2023: €5,619€5,619Net result 2023: €4,157€4,157Operating result 2024: €5,568€5,568Net result 2024: €4,010€4,010Operating result 2025: €16,469€16,469Net result 2025: €12,754€12,754202320242025€0€5,000€10,000€15,000Operating result 2023: €5,619€5,620Net result 2023: €4,157€4,160Operating result 2024: €5,568€5,570Net result 2024: €4,010€4,010Operating result 2025: €16,469€16,500Net result 2025: €12,754€12,800202320242025
The operating result recovers in 2025; 2025 is 196% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34,313
Fixed assets €9,327
Current assets €24,986
Equity and liabilities €34,313
Equity €21,921 ▲ 139%
Debt €12,392 ▲ 188%
Debt's share of the balance-sheet total rises from 31.9% to 36.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€16,852
Cash flow
€13,137
Debt to equity
0.57▲
2024 · 0.47
ROE
58.2%▲
2024 · 43.7%
Interest coverage
53.32
Debt ≤ 1 year
€9,842▲
2024 · €4,303
Debt > 1 year
€2,550
Income taxes
€3,399▲
2024 · €1,150
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€13,470€34,313▲
Fixed assets21/28-€9,327
Tangible fixed assets22/27-€9,327
Plant, machinery and equipment23-€1,190
Furniture and vehicles24-€8,137
Current assets29/58€13,470€24,986▲
Amounts receivable within one year40/41€2,203€12,340▲
Trade receivables40€2,005€9,982▲
Other amounts receivable41€198€2,358▲
Cash at bank and in hand54/58€11,267€11,950▲
Deferred charges and accrued income490/1-€696
Equity and liabilities
Total equity and liabilities10/49€13,470€34,313▲
Equity10/15€9,167€21,921▲
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€8,167€20,921▲
Amounts payable17/49€4,303€12,392▲
Amounts payable after more than one year17-€2,550
Financial debts170/4-€2,550
Amounts payable within one year42/48€4,303€9,842▲
Current portion of amounts payable after more than one year42-€2,265
Trade debts44€4€932▲
Suppliers440/4€4€932▲
Taxes, remuneration and social security45€1,150€3,399▲
Taxes450/3€1,150€3,399▲
Other amounts payable47/48€3,149€3,245▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€383
Other operating charges640/8-€400
Non-recurring operating charges66A€78-
Gross operating margin9900€5,646€17,251▲
Operating profit (loss)9901€5,568€16,469▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€408€316▼
Recurring financial charges65€408€316▼
Profit (loss) for the period before taxes9903€5,160€16,153▲
Income taxes67/77€1,150€3,399▲
Profit (loss) for the period9904€4,010€12,754▲
Profit (loss) for the period to be appropriated9905€4,010€12,754▲
Appropriation of the result
Profit (loss) to be appropriated9906€8,167€20,921▲
Profit (loss) brought forward from the previous period14P€4,157€8,167▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€383-
Other operating charges640/8--€400-
Non-recurring operating charges66A-€78--
Gross operating margin9900€5,619€5,646€17,251▲ 206%
Operating profit (loss)9901€5,619€5,568€16,469▲ 196%
Financial income75/76B€1€0€0▼ 96.0%
Recurring financial income75€1€0€0▼ 96.0%
Financial charges65/66B€280€408€316▼ 22.6%
Recurring financial charges65€280€408€316▼ 22.6%
Profit (loss) for the period before taxes9903€5,340€5,160€16,153▲ 213%
Income taxes67/77€1,183€1,150€3,399▲ 196%
Profit (loss) for the period9904€4,157€4,010€12,754▲ 218%
Profit (loss) for the period to be appropriated9905€4,157€4,010€12,754▲ 218%
Line202320242025Change
Assets
Total assets20/58€14,220€13,470€34,313▲ 155%
Fixed assets21/28€78-€9,327-
Tangible fixed assets22/27--€9,327-
Plant, machinery and equipment23--€1,190-
Furniture and vehicles24--€8,137-
Financial fixed assets28€78---
Current assets29/58€14,142€13,470€24,986▲ 85.5%
Amounts receivable within one year40/41€8,630€2,203€12,340▲ 460%
Trade receivables40€8,183€2,005€9,982▲ 398%
Other amounts receivable41€447€198€2,358▲ 1,090%
Cash at bank and in hand54/58€5,512€11,267€11,950▲ 6.1%
Deferred charges and accrued income490/1--€696-
Equity and liabilities
Total equity and liabilities10/49€14,220€13,470€34,313▲ 155%
Equity10/15€5,157€9,167€21,921▲ 139%
Contributions10/11€1,000€1,000€1,000=
Profit (loss) carried forward14€4,157€8,167€20,921▲ 156%
Amounts payable17/49€9,062€4,303€12,392▲ 188%
Amounts payable after more than one year17--€2,550-
Financial debts170/4--€2,550-
Amounts payable within one year42/48€9,062€4,303€9,842▲ 129%
Current portion of amounts payable after more than one year42--€2,265-
Trade debts44€5,359€4€932▲ 26,466%
Suppliers440/4€5,359€4€932▲ 26,466%
Taxes, remuneration and social security45€1,183€1,150€3,399▲ 196%
Taxes450/3€1,183€1,150€3,399▲ 196%
Other amounts payable47/48€2,520€3,149€3,245▲ 3.0%
Line202320242025Change
Profit (loss) for the period9904€4,157€4,010€12,754▲ 218%
+ Depreciation and write-downs630--€383-
Operating cash flow (approximation)€4,157€4,010€13,137▲ 228%
Change in cash-€5,754€683▼ 88.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €12,754 ▲218%
Operating result €16,469, net result €12,754, both a record.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €4,010 ▼3.6%
Net result drops to €4,010, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 3.13
Current ratio from 1.56 to 3.13; short-term debt falls from €9,062 to €4,303.
22-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2022
seat establishment approximate The establishment unit on the map
Ground area
1.7 ha
Building footprint
935 m²
Volume, LiDAR
7,601 m³
2 parcels, Flanders, Wallonia · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
485 companies at this address See who is registered here
1 establishment unit
Ribeiro Belgium Construct
Place des Sports 3, 1348 Ottignies-Louvain-la-NeuveGeneral construction of buildings
since 20222.336.907.172
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25385C0003/00E000 Wallonia 1.7 ha 1 · 636 m² 10.2 m · 2 fl.
23016D0063/00W002 Flanders 300 m² 1 · 299 m² 12.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,766 companies in this sector we hold annual accounts for 16,066. 11,775 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded23-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43110Demolition
43331Floor and wall tiling
43341Painting of buildings
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0791319565
Also 9925:BE0791319565
Registered 22-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.