CRYSMAT
ActiveThe computed 12-month bankruptcy probability of CRYSMAT is 2.0% (moderate). The 2025 annual accounts show equity of €25k and a net result of €12k. Equity is growing by ~73.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 7431 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.43 against 3.74 in 2024; short-term debt: 21.8% and cash: 17.8% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
38.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
42 d early
2024
41 d early
2023
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 85.5%
2024 · €13k
2023: €5k
2024: €13k
2023 → 2025
Total assets
€31k▲ 77.3%
2024 · €18k
2023: €8k
2024: €18k
2023 → 2025
Net result
€12k▲ 35.1%
2024 · €9k
2023: €3k
2024: €9k
2023 → 2025
Working capital
€23k▲ 91.7%
2024 · €12k
2023: €4k
2024: €12k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€13k▲ 162%€25k▲ 85.5%
Operating result€4k-€12k▲ 193%€16k▲ 32.5%
Net result€3k-€9k▲ 193%€12k▲ 35.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€1k▲ 10.6%
Current assets
€30k▲ 81.3%
Equity and liabilities €31k
Equity
€25k▲ 85.5%
Debt
€7k▲ 52.9%
The debt ratio falls from 25.2% to 21.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €13k
Cash flow
€13k▲
2024 · €9k
Solvency
78.2%▲
2024 · 74.8%
Current ratio
4.43▲
2024 · 3.74
Quick ratio
4.43▲
2024 · 3.74
Debt / equity
0.28▼
2024 · 0.34
ROE
49.4%▼
2024 · 67.8%
ROA
38.6%▼
2024 · 50.7%
Interest coverage
224.43▲
2024 · 182.46
Debt
€7k▲
2024 · €4k
Debt ≤ 1 year
€7k▲
2024 · €4k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€31k▲
Fixed assets21/28€1k€1k▲
Tangible fixed assets22/27€796€903▲
Plant, machinery and equipment23€126€41▼
Furniture and vehicles24€670€862▲
Financial fixed assets28€205€205=
Current assets29/58€17k€30k▲
Amounts receivable within one year40/41€13k€24k▲
Other amounts receivable41€13k€24k▲
Cash at bank and in hand54/58€4k€6k▲
Deferred charges and accrued income490/1€130€370▲
Equity and liabilities
Total equity and liabilities10/49€18k€31k▲
Equity10/15€13k€25k▲
Contributions10/11€3k€3k=
Reserves13€10k€21k▲
Distributable reserves133€10k€21k▲
Profit (loss) carried forward14€729€1k▲
Amounts payable17/49€4k€7k▲
Amounts payable within one year42/48€4k€7k▲
Trade debts44€164€1k▲
Suppliers440/4€164€1k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€800€800=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€491€501▲
Other operating charges640/8€384€387▲
Gross operating margin9900€13k€17k▲
Operating profit (loss)9901€12k€16k▲
Financial income75/76B€471€1k▲
Recurring financial income75€471€1k▲
Financial charges65/66B€69€74▲
Recurring financial charges65€69€74▲
Profit (loss) for the period before taxes9903€13k€17k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€9k€12k▲
Profit (loss) for the period to be appropriated9905€9k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€13k▲
Profit (loss) brought forward from the previous period14P€557€729▲
Transfer to equity691/2€8k€11k▲
To other reserves6921€8k€11k▲
Profit to be distributed694/7€800€800=
Return on contributions (dividend)694€800€800=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €12k ▲35.1%
Operating result €16k, net result €12k, both a record.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albrecht Rodenbachlaan 541850 GrimbergenGround area
363 m²
Building footprint
94 m²
Volume, LiDAR
798 m³
Parcel 23402E0472/00D000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CRYSMAT
since 20222.338.045.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0472/00D000 | Flanders | 363 m² | 1 · 93 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Track Support
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,033 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2022
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mateiconstantincristinel@yahoo.com
Phone:+32488832572