Equity
-€418
Debts exceed assets in financial year 2025.
RIBALIX
Lifetime
7 annual accounts with figures on one time axispeak €3,299 (2019)
-€788▲ €1,185
lowest -€2,674 (2024)
-€1,440▲ €1,234
peak €7,526 (2020)
-€418▼ €1,440
€1,108▼ 37.5%
Board3 names since 2020
2 directorsLaveyne Arne and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from -€1,972 to -€788Loss of €1,440Equity from €1,022 to -€418Debts from €1,773 to €1,108Cash from €2,795 to €617
Key points
from the 2025 annual accountsLosses
-€7,944 in five years
Every financial year from 2021 to 2025 closed with a loss. 2024 was the heaviest.
Position in the sector
-60.5%
Lower solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 21,186 companies.
2025 accounts filed 28 days after the deadlineTurnover not published (micro format)
Checked score
53
Fair
Financially stronger than 9% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,925 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.2%▲ +0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€418
Loss of €1,440, the second in a row (financial year 2025)
lowers risk
Size: total assets €690
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 3% of them on solvency, 27% on liquidity, 5% on profitability and 2% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as RIBALIX has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of RIBALIX itself is lower: 0.3% within 12 months. It rests on far more data about RIBALIX than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for RIBALIX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€418
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
28 days late
2024
5 days late
2023
31 days late
2022
31 days late
2021
18 days late
2020
31 days late
2019
175 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 46 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Verhaeghe Pieter (director)
General meeting of 07-03-2020 · Gazette deed
Incorporation
published on 10-07-2018 · Gazette deed
First establishment
Kanariestraat 15, Ostend
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RIBALIX Ostend | €690 | -€788 | -60.5% | - |
| Procurement FreeLancers.com Uccle | €595 | €284 | -546.4% | - |
| KAPANZA Antwerp | €674 | -€1,925 | -2975.2% | - |
| Rabbit Consulting Aalst | €874 | -€2,663 | -931.3% | - |
| VIP DRIVERS Londerzeel | €879 | -€620 | -141.1% | - |
| Lunatech Belgium Incorporation Ixelles | €930 | -€3,128 | -21323.4% | - |
| PAREIT Oudenaarde | €584 | -€1,471 | -1126.4% | - |
These companies have the same main activity as RIBALIX: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €584 and €930, founded between 2015 and 2020.
Official details
Source: KBO- Status
- Active since 06-07-2018Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.277.733.2148400 Ostend, since 06-07-2018
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on RIBALIX
RIBALIX files the micro format. That format states no turnover. The gross margin fell from €3,299 in 2019 to -€788 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RIBALIX
- What is the company number of RIBALIX?
- The company number of RIBALIX is 0699.721.673. The VAT number is the same number with BE in front: BE 0699.721.673.
- Where is RIBALIX based?
- The registered office is at Kanariestraat 15, 8400 Ostend.Company details
- What does RIBALIX do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of RIBALIX?
- RIBALIX is a private limited company (pre-2019) (BVBA).
- When was RIBALIX founded?
- RIBALIX was founded on 06-07-2018.
- Is RIBALIX still active?
- Yes, RIBALIX is an active enterprise in the KBO register.
- What is the turnover of RIBALIX?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is RIBALIX profitable?
- In financial year 2025, RIBALIX made a loss of €1,440.
- Where can I find the annual accounts of RIBALIX?
- RIBALIX filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RIBALIX due?
- RIBALIX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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