VIP DRIVERS
ActiveThe computed 12-month bankruptcy probability of VIP DRIVERS is 6.5% (elevated). The 2025 annual accounts show negative equity (€-1k) and a net result of €-765. Equity is shrinking by ~41.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 4467 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▼-3
Growth32=
Stability100
Bankruptcy probability, 12 months
6.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€1k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
153 d late
2023
86 d late
2022
32 d early
2021
61 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-765▲ 66.3%
2024 · €-2k
2020: €768
2021: €-441
2022: €2k
2023: €-5k
2024: €-2k
2020 → 2025
Working capital
€-1k▼ 161%
2024 · €-476
2020: €3k
2021: €2k
2022: €6k
2023: €1k
2024: €-476
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€7k▲ 104%€2k▼ 73.6%€-476€-1k▼ 161%
Operating result€-149-€2k€-5k€-2k▲ 58.2%€-620▲ 68.8%
Net result€-441-€2k€-5k€-2k▲ 54.5%€-765▲ 66.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €620 in 2025 against €2k in 2024; the loss shrinks.
Key figures and ratios
Debt
€2k▲
2024 · €1k
Debt ≤ 1 year
€2k▲
2024 · €1k
Ratios withheld: a balance sheet total of €879 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€706€879▲
Current assets29/58€706€879▲
Amounts receivable within one year40/41€363€536▲
Trade receivables40€363€536▲
Cash at bank and in hand54/58€343€343=
Equity and liabilities
Total equity and liabilities10/49€706€879▲
Equity10/15€-476€-1k▼
Contributions10/11€3k€3k=
Reserves13€38€38=
Non-distributable reserves130/1€38€38=
Reserves not available under the articles1311€38€38=
Profit (loss) carried forward14€-4k€-4k▼
Amounts payable17/49€1k€2k▲
Amounts payable within one year42/48€1k€2k▲
Trade debts44€501€561▲
Suppliers440/4€501€561▲
Taxes, remuneration and social security45€207€154▼
Taxes450/3€207€154▼
Other amounts payable47/48€474€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€509-
Other operating charges640/8€162-
Gross operating margin9900€-1k€-620▲
Operating profit (loss)9901€-2k€-620▲
Financial charges65/66B€134€145▲
Recurring financial charges65€134€145▲
Profit (loss) for the period before taxes9903€-2k€-765▲
Income taxes67/77€147-
Profit (loss) for the period9904€-2k€-765▲
Profit (loss) for the period to be appropriated9905€-2k€-765▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-4k▼
Profit (loss) brought forward from the previous period14P€-1k€-4k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 86 days late
2023
31-12
Financial
Weakest financial yearnet €-5k ▼371%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity times 14current ratio 25.84
Current ratio from 1.78 to 25.84; short-term debt falls from €2k to €227.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Assesteenweg 116 A1740 TernatGround area
2,476 m²
Building footprint
251 m²
Volume, LiDAR
495 m³
2 parcels, Brussels, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VIP DRIVERS
since 20202.301.330.839
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0003/00X006 | Brussels | 2,394 m² | 1 · 192 m² | - |
| 23086A0354/00K002 | Flanders | 82 m² | 1 · 58 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLTRADING
BE 0764.297.444
Vilvoorde · Eq €2k
GR COMPANY
BE 0779.909.494
Lier · Eq €2k
TAXIPARTNER
BE 0775.568.052
Sint-Genesius-Rode · Eq €2k
NEO SERVICES
BE 0774.926.070
Beloeil · Eq €2k
JANNAT
BE 1020.716.251
Sint-Pieters-Leeuw · Eq €2k
Of 6,625 companies in sector 49330 we hold annual accounts for 2,254. 988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2020
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
62200Computer consultancy and computer facilities management
59203Motion picture, video and television programme production, sound recording and music publishing activities
62100Computer programming
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.