Resto-Pub
ActiveSummary
Resto-Pub has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,342 and a net result of €5,286. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 7201 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+72
Solvency82▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.01 in 2024; short-term debt: 43.2% and cash: 45% of total assets), and 43.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.8%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
70 d early
2024
31 d early
2023
37 d early
2022
39 d early
2021
33 d early
2020
52 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€35,342▲ 5.2%
2024 · €33,585
Total assets
€62,244▼ 14.6%
2024 · €72,900
Net result
€5,286
2024 · -€21,425
Working capital
€19,290▲ 11,463%
2024 · €167
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,285▲ 34.9%€4,611▼ 69.8%€58,881▲ 1,177%-€18,194€6,994
Net result€13,568within the sector's middle half▲ 35.1%€2,670within the sector's middle half▼ 80.3%€44,041above the sector's middle half▲ 1,550%-€21,425below the sector's middle half€5,286within the sector's middle half
Equity€34,299within the sector's middle half▼ 14.5%€26,969within the sector's middle half▼ 21.4%€55,010within the sector's middle half▲ 104%€33,585within the sector's middle half▼ 38.9%€35,342within the sector's middle half▲ 5.2%
Total assets€156,191within the sector's middle half▲ 227%€121,741within the sector's middle half▼ 22.1%€142,601within the sector's middle half▲ 17.1%€72,900within the sector's middle half▼ 48.9%€62,244within the sector's middle half▼ 14.6%
Debt€121,891▲ 1,478%€94,772▼ 22.2%€87,591▼ 7.6%€39,315▼ 55.1%€26,902▼ 31.6%
Working capital€4,069within the sector's middle half▼ 85.3%-€2,732below the sector's middle half€26,568within the sector's middle half€167below the sector's middle half▼ 99.4%€19,290within the sector's middle half▲ 11,463%
Solvency22.0%within the sector's middle half▼ 61.9pp22.2%within the sector's middle half▲ 0.2pp38.6%within the sector's middle half▲ 16.4pp46.1%within the sector's middle half▲ 7.5pp56.8%within the sector's middle half▲ 10.7pp
Current ratio1.07within the sector's middle half▼ 3.520.94below the sector's middle half▼ 0.131.45within the sector's middle half▲ 0.511.01below the sector's middle half▼ 0.451.72within the sector's middle half▲ 0.71
Return on assets (ROA)8.7%within the sector's middle half▼ 12.3pp2.2%within the sector's middle half▼ 6.5pp30.9%above the sector's middle half▲ 28.7pp-29.4%below the sector's middle half▼ 60.3pp8.5%within the sector's middle half▲ 37.9pp
Staff (FTE)2.12.3▲ 9.5%1.9▼ 17.4%1.4▼ 26.3%
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6,994 after a loss of €18,194 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62,244
Fixed assets
€16,052 ▼ 62.3%
Current assets
€46,192 ▲ 52.1%
Equity and liabilities €62,244
Equity
€35,342 ▲ 5.2%
Debt
€26,902 ▼ 31.6%
Debt's share of the balance-sheet total falls from 53.9% to 43.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27,244▲
2024 · €2,847
Cash flow
€25,536▲
2024 · -€384
Quick ratio
1.64▲
2024 · 0.95
Debt to equity
0.76▼
2024 · 1.17
ROE
15.0%▲
2024 · -63.8%
Interest coverage
7.79▲
2024 · 0.89
Debt ≤ 1 year
€26,902▼
2024 · €30,196
Income taxes
-€1,790▼
2024 · €332
Staff costs
€71,841▲
2024 · €67,415
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €54,815 | €87,802 | €117,657 | €67,415 | €71,841 | ▲ 6.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,301 | €21,718 | €21,191 | €21,041 | €20,250 | ▼ 3.8% |
| Other operating charges640/8 | €2,505 | €1,482 | €1,813 | €1,634 | €7,076 | ▲ 333% |
| Gross operating margin9900 | €83,906 | €115,613 | €199,542 | €71,896 | €106,160 | ▲ 47.7% |
| Operating profit (loss)9901 | €15,285 | €4,611 | €58,881 | -€18,194 | €6,994 | ▲ 138% |
| Financial income75/76B | €1,090 | €1,187 | €457 | €301 | - | - |
| Recurring financial income75 | €1,090 | €1,187 | €457 | €301 | - | - |
| Financial charges65/66B | €2,406 | €2,572 | €3,673 | €3,200 | €3,497 | ▲ 9.3% |
| Recurring financial charges65 | €2,406 | €2,572 | €3,673 | €3,200 | €3,497 | ▲ 9.3% |
| Profit (loss) for the period before taxes9903 | €13,969 | €3,226 | €55,665 | -€21,093 | €3,496 | ▲ 117% |
| Income taxes67/77 | €401 | €557 | €11,624 | €332 | -€1,790 | ▼ 639% |
| Profit (loss) for the period9904 | €13,568 | €2,670 | €44,041 | -€21,425 | €5,286 | ▲ 125% |
| Profit (loss) for the period to be appropriated9905 | €13,568 | €2,670 | €44,041 | -€21,425 | €5,286 | ▲ 125% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €156,191 | €121,741 | €142,601 | €72,900 | €62,244 | ▼ 14.6% |
| Formation expenses20 | €985 | €547 | €109 | - | - | - |
| Fixed assets21/28 | €94,546 | €75,996 | €57,234 | €42,538 | €16,052 | ▼ 62.3% |
| Tangible fixed assets22/27 | €90,646 | €72,121 | €53,359 | €38,663 | €12,177 | ▼ 68.5% |
| Plant, machinery and equipment23 | €30,644 | €23,778 | €16,913 | €10,009 | €3,143 | ▼ 68.6% |
| Furniture and vehicles24 | €3,228 | €3,638 | €3,336 | €1,631 | €434 | ▼ 73.4% |
| Leasing and similar rights25 | €53,768 | €42,037 | €30,780 | €18,794 | €6,944 | ▼ 63.1% |
| Other tangible fixed assets26 | €3,005 | €2,668 | €2,331 | €1,993 | €1,655 | ▼ 16.9% |
| Assets under construction and advance payments27 | - | - | - | €6,236 | - | - |
| Financial fixed assets28 | €3,900 | €3,875 | €3,875 | €3,875 | €3,875 | = |
| Current assets29/58 | €60,660 | €45,198 | €85,259 | €30,363 | €46,192 | ▲ 52.1% |
| Stocks and contracts in progress3 | - | €2,127 | €1,342 | €1,702 | €2,162 | ▲ 27.0% |
| Stocks30/36 | - | €2,127 | €1,342 | €1,702 | €2,162 | ▲ 27.0% |
| Amounts receivable within one year40/41 | €28,002 | €10,748 | €21,749 | €3,160 | €2,532 | ▼ 19.9% |
| Trade receivables40 | €2,800 | €3,908 | €6,381 | €3,160 | €2,135 | ▼ 32.4% |
| Other amounts receivable41 | €25,202 | €6,840 | €15,368 | - | €398 | - |
| Cash at bank and in hand54/58 | €23,885 | €26,451 | €53,827 | €22,010 | €28,021 | ▲ 27.3% |
| Deferred charges and accrued income490/1 | €8,773 | €5,872 | €8,340 | €3,490 | €13,477 | ▲ 286% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €156,191 | €121,741 | €142,601 | €72,900 | €62,244 | ▼ 14.6% |
| Equity10/15 | €34,299 | €26,969 | €55,010 | €33,585 | €35,342 | ▲ 5.2% |
| Contributions10/11 | €18,600 | €18,600 | €19,795 | €19,795 | €19,795 | = |
| Reserves13 | €1,195 | €1,195 | - | - | - | - |
| Non-distributable reserves130/1 | €1,195 | €1,195 | - | - | - | - |
| Other1319 | €1,195 | €1,195 | - | - | - | - |
| Profit (loss) carried forward14 | €14,504 | €7,174 | €35,215 | €13,790 | €15,547 | ▲ 12.7% |
| Amounts payable17/49 | €121,891 | €94,772 | €87,591 | €39,315 | €26,902 | ▼ 31.6% |
| Amounts payable after more than one year17 | €65,150 | €46,843 | €28,900 | €9,119 | - | - |
| Financial debts170/4 | €65,150 | €46,843 | €28,900 | €9,119 | - | - |
| Amounts payable within one year42/48 | €56,591 | €47,930 | €58,691 | €30,196 | €26,902 | ▼ 10.9% |
| Current portion of amounts payable after more than one year42 | €17,682 | €17,918 | €30,046 | €18,669 | €9,119 | ▼ 51.2% |
| Trade debts44 | €3,502 | €10,306 | €6,122 | €2,593 | €6,500 | ▲ 151% |
| Suppliers440/4 | €3,502 | €10,306 | €6,122 | €2,593 | €6,500 | ▲ 151% |
| Taxes, remuneration and social security45 | €3,642 | €9,706 | €6,492 | €7,544 | €8,283 | ▲ 9.8% |
| Taxes450/3 | €483 | €1,062 | €1,266 | €1,573 | €2,100 | ▲ 33.5% |
| Remuneration and social security454/9 | €3,159 | €8,643 | €5,226 | €5,971 | €6,183 | ▲ 3.6% |
| Other amounts payable47/48 | €31,765 | €10,000 | €16,031 | €1,390 | €3,000 | ▲ 116% |
| Accrued charges and deferred income492/3 | €150 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,568 | €2,670 | €44,041 | -€21,425 | €5,286 | ▲ 125% |
| + Depreciation and write-downs630 | €11,301 | €21,718 | €21,191 | €21,041 | €20,250 | ▼ 3.8% |
| Operating cash flow (approximation) | €24,869 | €24,388 | €65,232 | -€384 | €25,536 | ▲ 6,754% |
| Investment in fixed assets (approximation) | - | -€3,169 | -€2,428 | -€6,345 | €6,236 | ▲ 198% |
| Change in cash | - | €2,566 | €27,376 | -€31,817 | €6,011 | ▲ 119% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5,286
Net result €5,286 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€21,425
Net result drops to -€21,425, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €44,041 ▲1,550%
Operating result €58,881, net result €44,041, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 4.59
Current ratio from 1.60 to 4.59; short-term debt falls from €26,301 to €7,725.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2020
Ground area
4,151 m²
Building footprint
284 m²
Volume, LiDAR
546 m³
2 parcels, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RESTO-PUB
since 20202.304.709.607
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92065B0050/00H003indicative | Wallonia | 3,554 m² | 1 · 106 m² | 6.0 m · 2 fl. |
| 92335A0128/00M000 | Wallonia | 597 m² | 1 · 178 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,851 companies in this sector we hold annual accounts for 3,760. 2,889 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded21-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
18110Printing and reproduction of recorded media
18120Other printing
18140Printing and reproduction of recorded media
47551Retail sale of household furniture
74120Graphic design and visual communication
E-invoicing
Reachable via Peppol
Peppol ID
0208:0723449160
Registered
13-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.