Equity
€7.8m ▲ 6.3%
BOUWCENTER VANHULLE has made a profit in every financial year since 2006.
BOUWCENTER VANHULLE
Lifetime
19 annual accounts with figures on one time axis, 37 filings since 1989peak €68.4m (2022)
€59.0m▲ 8.0%
peak €3.3m (2022)
€1.1m▼ 12.6%
peak €7.8m (2025)
€7.8m▲ 6.3%
€7.7m▲ 0.8%
peak 30.2 FTE (2019)
27.1 FTE▲ 1.5%
Board4 names since 2020
2 directorsJforza BV and 1 other
Owners4 names in the annual accounts
100%BIANSA INVEST
Documentsfilings and deeds
07-07-202624 days before the deadline
2025financial year
Dividend €650,000Investments €926,711
Key points
from the 2025 annual accountsInvestments
€938,906 8.4 × depreciation
Green is investment, beige is depreciation. Machinery stands 832.2% higher than in 2024.
Staff
28 employees on 31-12-2025
In 2025, 3 people joined and 1 left. On top of that, 0.4 agency workers worked there on average.
Filings
37 annual accounts since 1989
The last five annual accounts were filed 8 to 26 days before the end of the period.
At the same address
5 companies
Position in the sector
€1.1m
Higher net result than 82% of companies in wholesale trade. Sector median €110,308 · 6,122 companies.
Checked score
92
Excellent
Financially stronger than 51% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,375 companies (NACE 46, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 2.02, cash €575,111
lowers risk
Founded in 1988
Profit of €1.1m (financial year 2025)
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 59% of them on solvency, 33% on liquidity, 47% on profitability and 66% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as BOUWCENTER VANHULLE has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of BOUWCENTER VANHULLE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for BOUWCENTER VANHULLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €700,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.02 (1.93 in 2024), above the usual 1.5. Short-term debt is 46.2% and cash 3.7% of total assets. 49.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 days early
2024
8 days early
2023
9 days early
2022
26 days early
2021
16 days early
2020
16 days early
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
JB
Jforza BV
Director, Fiers Jasmien, since 01-12-2020
AI
Anva Invest
Director, Vanhulle Andres, since 01-11-2022
- BIANSA INVEST 100%score 65equity €12.1m (2024) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0434187341
Reappointment: Vander Donckt - Roobrouck - Christiaens Bedrijfsrevisoren CVBA (statutory auditor)
General meeting of 15-06-2023 · Gazette deed
Appointment: Anva Invest (director)
Permanent representative: Vanhulle Andres · General meeting of 25-10-2022 · Gazette deed
Reappointment: Vander Donckt - Roobrouck - Christiaens Bedrijfsrevisoren CVBA (statutory auditor)
General meeting of 30-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BOUWCENTER VANHULLE Zulte | €59.0m | 2.0% | 50.4% | 27.1 |
| ANDRE CELIS Lubbeek | €48.8m | 2.6% | 6.6% | 31.4 |
| CONSTRUCT PROTECT ENGINEERING Genk | €54.2m | 1.5% | 51.8% | 51.1 |
| PAESEN BOUWEXPO Peer | €42.6m | -0.3% | 7.7% | 36.1 |
| DE RYCKE GEBROEDERS Beveren-Kruibeke-Zwijndrecht | €37.1m | 8.5% | 77.9% | 45.9 |
| GROUP A Hasselt | €79.7m | 1.8% | 29.0% | 34 |
| Lo.Ve.Mat Seraing | €60.1m | 2.4% | 62.3% | 47.5 |
Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as BOUWCENTER VANHULLE: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €20m and €30m, founded between 1976 and 1988.
Official details
Source: KBO- Status
- Active since 05-05-1988Normal situation
- Activity
- Wholesale of construction materials, general rangeNACE 46831and 2 others
- Establishment units
- 2.038.384.3289770 Kruisem, since 28-06-1991
- 2.236.509.0069870 Zulte, since 01-01-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 04-08-2025
Annual accounts 2025
- €15.5m▲ 3.5%
- Employeeson 31-12-2025
- 28▲ 7.7%
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Insights on BOUWCENTER VANHULLE
BOUWCENTER VANHULLE has existed since 1988. Turnover grew from €19.5m in 2006 to €59.0m in 2025 and staff from 7 to 27.1 full-time equivalents.
BIANSA INVEST holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BOUWCENTER VANHULLE
- What is the company number of BOUWCENTER VANHULLE?
- The company number of BOUWCENTER VANHULLE is 0434.187.341. The VAT number is the same number with BE in front: BE 0434.187.341.
- Where is BOUWCENTER VANHULLE based?
- The registered office is at Karreweg 54, 9870 Zulte.Company details
- What does BOUWCENTER VANHULLE do?
- According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
- What is the legal form of BOUWCENTER VANHULLE?
- BOUWCENTER VANHULLE is a public limited company (NV).
- When was BOUWCENTER VANHULLE founded?
- BOUWCENTER VANHULLE was founded on 05-05-1988.
- Is BOUWCENTER VANHULLE still active?
- Yes, BOUWCENTER VANHULLE is an active enterprise in the KBO register.
- How many employees does BOUWCENTER VANHULLE have?
- BOUWCENTER VANHULLE had an average of 27.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BOUWCENTER VANHULLE?
- The turnover of BOUWCENTER VANHULLE was €59.0m in financial year 2025, according to the filed annual accounts.
- Is BOUWCENTER VANHULLE profitable?
- In financial year 2025, BOUWCENTER VANHULLE made a profit of €1.1m.
- Where can I find the annual accounts of BOUWCENTER VANHULLE?
- BOUWCENTER VANHULLE filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BOUWCENTER VANHULLE due?
- BOUWCENTER VANHULLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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