RESIDENCE PATIENCE
ActiveSummary
RESIDENCE PATIENCE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368k and a net result of €9k. Equity is shrinking by ~45.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 23% of 533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+24
Solvency39▲+21
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.37 in 2024; short-term debt: 41.1% and cash: 0.1% of total assets), and 86.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.6%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 533 sector peers (2025).
NBB · sector comparisonPosition among 533 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
133 d early
2024
40 d late
2023
30 d late
2022
95 d early
2021
61 d late
2020
151 d late
2019
130 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k
2024 · €-96k
2018: €-44k
2019: €-40k
2020: €-81k
2021: €-297k
2022: €-101k
2023: €-160k
2024: €-96k
2018 → 2025
Working capital
€-809k▲ 3.7%
2024 · €-840k
2018: €-494k
2019: €-480k
2020: €-370k
2021: €-624k
2022: €-701k
2023: €-865k
2024: €-840k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€165k-€64k▼ 61.2%€-96k€-192k▼ 99.8%€368k
Operating result€-235k-€-45k▲ 80.6%€-105k▼ 131%€-36k▲ 65.8%€61k
Net result€-297k-€-101k▲ 66.0%€-160k▼ 58.6%€-96k▲ 40.1%€9k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €61k after a loss of €36k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.71M
Fixed assets
€2.41M ▲ 16.0%
Current assets
€306k ▼ 38.8%
Equity and liabilities €2.71M
Equity
€368k
Provisions
€148k
Debt
€2.20M
Debt finances 81.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€281k▲
2024 · €187k
Cash flow
€229k▲
2024 · €127k
Current ratio
0.27▼
2024 · 0.37
Quick ratio
0.22▼
2024 · 0.33
Debt to equity
5.96▲
2024 · -13.66
ROE
2.4%
ROA
0.3%▲
2024 · -3.7%
Interest coverage
5.35▲
2024 · 3.13
Debt ≤ 1 year
€1.11M▼
2024 · €1.34M
Debt > 1 year
€1.07M▼
2024 · €1.28M
Income taxes
€291▼
2024 · €467
Staff costs
€1.95M=
2024 · €1.96M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.57M€2.71M▲
Fixed assets21/28€2.07M€2.41M▲
Tangible fixed assets22/27€2.07M€2.41M▲
Land and buildings22€2.00M€2.35M▲
Plant, machinery and equipment23€54k€48k▼
Furniture and vehicles24€22k€11k▼
Financial fixed assets28€409€409=
Current assets29/58€500k€306k▼
Stocks and contracts in progress3€62k€59k▼
Stocks30/36€62k€59k▼
Amounts receivable within one year40/41€369k€243k▼
Trade receivables40€162k€179k▲
Other amounts receivable41€207k€63k▼
Cash at bank and in hand54/58€44k€4k▼
Deferred charges and accrued income490/1€25k€167▼
Equity and liabilities
Total equity and liabilities10/49€2.57M€2.71M▲
Equity10/15€-192k€368k▲
Contributions10/11€1.47M€1.47M=
Capital10€1.47M€1.47M=
Issued capital100€1.47M€1.47M=
Revaluation surpluses12-€551k
Reserves13€43k€43k=
Tax-exempt reserves132€43k€43k=
Profit (loss) carried forward14€-1.70M€-1.69M▲
Provisions and deferred taxes16€148k€148k=
Provisions for liabilities and charges160/5€148k€148k=
Environmental obligations163€148k€148k=
Amounts payable17/49€2.62M€2.20M▼
Amounts payable after more than one year17€1.28M€1.07M▼
Financial debts170/4€1.28M€1.07M▼
Amounts payable within one year42/48€1.34M€1.11M▼
Current portion of amounts payable after more than one year42€330k€263k▼
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€281k€113k▼
Suppliers440/4€281k€113k▼
Taxes, remuneration and social security45€619k€535k▼
Taxes450/3€151k€57k▼
Remuneration and social security454/9€468k€478k▲
Other amounts payable47/48€109k€200k▲
Accrued charges and deferred income492/3-€12k
Income statement
Code20242025
Remuneration, social security and pensions62€1.96M€1.95M=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€223k€220k▼
Other operating charges640/8€36k€41k▲
Non-recurring operating charges66A€8k-
Gross operating margin9900€2.19M€2.28M▲
Operating profit (loss)9901€-36k€61k▲
Financial income75/76B€246€606▲
Recurring financial income75€246€606▲
Financial charges65/66B€60k€53k▼
Recurring financial charges65€60k€52k▼
Non-recurring financial charges66B-€348
Profit (loss) for the period before taxes9903€-95k€9k▲
Income taxes67/77€467€291▼
Profit (loss) for the period9904€-96k€9k▲
Profit (loss) for the period to be appropriated9905€-96k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.70M€-1.69M▲
Profit (loss) brought forward from the previous period14P€-1.61M€-1.70M▼
Social balance
Average headcount (FTE)908737.336.6▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after 7 loss-making years.
31-12
Financial
Equity above €200kEq €368k
Equity rises from €-192k to €368k.
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 40 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-297k
Net result drops to €-297k, the lowest in the series; recovery starts the following year.
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 151 days late
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 130 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 71 days late
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 129 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Nicolas 7004000 LiègeGround area
3,415 m²
Building footprint
591 m²
Parcel 62042B0360/00A011, Wallonia. Linked by address, not a title deed.
1 establishment unit
DOMAINE DES MOULINS
since 20002.094.955.718
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62042B0360/00A011 | Wallonia | 3,415 m² | 1 · 591 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.094.955.718
Similar companies · same sector, comparable size
RESIDENCE NOUVELLE LE CHATELET
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Châtelet · Eq €368,108
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Grez-Doiceau · Eq €361,809
RESIDENCE LES DEUX VALLEES
BE 0433.918.216
Comblain-au-Pont · Eq €374,609
ALBA
BE 0456.299.777
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SENIORUM
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Of 601 companies in sector 87301 we hold annual accounts for 493. 325 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-07-1995
Fiscal year end31-12
Activities, NACEBEL 2025
87301Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.