Résidence des Arcades
ActiveRésidence des Arcades has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.60M and a net result of €159k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 692 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▲+40
Solvency100▲+2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 7.01 against 4.83 in 2023), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.1%
Return on assets
6.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
63 d late
2022
113 d late
2021
114 d late
2020
132 d late
2019
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€159k▲ 435%
2023 · €30k
2018: €152k
2019: €49k
2020: €181k
2021: €204k
2022: €46k
2023: €30k
2018 → 2024
Working capital
€1.02M▼ 2.8%
2023 · €1.05M
2018: €429k
2019: €541k
2020: €805k
2021: €849k
2022: €879k
2023: €1.05M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.21M-€1.37M▲ 12.7%€1.41M▲ 3.4%€1.44M▲ 2.1%€1.60M▲ 11.0%
Operating result€243k-€261k▲ 7.3%€78k▼ 70.0%€55k▼ 30.2%€244k▲ 346%
Net result€181k-€204k▲ 12.5%€46k▼ 77.3%€30k▼ 35.6%€159k▲ 435%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 346% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.35M
Fixed assets
€1.16M▲ 2.0%
Current assets
€1.19M▼ 10.1%
Equity and liabilities €2.35M
Equity
€1.60M▲ 11.0%
Debt
€749k▼ 26.5%
The debt ratio falls from 41.4% to 31.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€367k▲
2023 · €177k
Cash flow
€282k▲
2023 · €152k
Solvency
68.1%▲
2023 · 58.6%
Current ratio
7.01▲
2023 · 4.83
Quick ratio
6.95▲
2023 · 4.72
Debt / equity
0.47▼
2023 · 0.71
ROE
9.9%▲
2023 · 2.1%
ROA
6.8%▲
2023 · 1.2%
Interest coverage
9.80▼
2023 · 11.70
Debt
€749k▼
2023 · €1.02M
Debt ≤ 1 year
€170k▼
2023 · €275k
Debt > 1 year
€526k▼
2023 · €744k
Income taxes
€58k▲
2023 · €10k
Staff costs
€2.08M▲
2023 · €2.06M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.46M€2.35M▼
Fixed assets21/28€1.13M€1.16M▲
Tangible fixed assets22/27€1.13M€1.16M▲
Land and buildings22€972k€917k▼
Plant, machinery and equipment23€91k€114k▲
Furniture and vehicles24€70k€124k▲
Current assets29/58€1.33M€1.19M▼
Stocks and contracts in progress3€30k€10k▼
Stocks30/36€30k€10k▼
Amounts receivable within one year40/41€925k€619k▼
Trade receivables40€875k€514k▼
Other amounts receivable41€50k€105k▲
Cash at bank and in hand54/58€373k€565k▲
Equity and liabilities
Total equity and liabilities10/49€2.46M€2.35M▼
Equity10/15€1.44M€1.60M▲
Contributions10/11€355k€355k=
Reserves13€1.09M€1.25M▲
Non-distributable reserves130/1€22k€22k=
Reserves not available under the articles1311€22k€22k=
Tax-exempt reserves132€20k€20k=
Distributable reserves133€1.05M€1.20M▲
Amounts payable17/49€1.02M€749k▼
Amounts payable after more than one year17€744k€526k▼
Financial debts170/4€341k€265k▼
Other amounts payable178/9€403k€261k▼
Amounts payable within one year42/48€275k€170k▼
Current portion of amounts payable after more than one year42€62k€85k▲
Trade debts44€76k€40k▼
Suppliers440/4€76k€40k▼
Advances received on contracts in progress46€37k€34k▼
Taxes, remuneration and social security45€100k€12k▼
Taxes450/3€45k€8k▼
Remuneration and social security454/9€55k€4k▼
Accrued charges and deferred income492/3-€52k
Income statement
Code20232024
Non-recurring operating income76A-€4
Remuneration, social security and pensions62€2.06M€2.08M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€123k▲
Other operating charges640/8€68k€105k▲
Gross operating margin9900€2.30M€2.56M▲
Operating profit (loss)9901€55k€244k▲
Financial income75/76B€236€11k▲
Recurring financial income75€236€11k▲
Financial charges65/66B€15k€37k▲
Recurring financial charges65€15k€37k▲
Profit (loss) for the period before taxes9903€40k€217k▲
Income taxes67/77€10k€58k▲
Profit (loss) for the period9904€30k€159k▲
Profit (loss) for the period to be appropriated9905€30k€159k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€159k▲
Transfer to equity691/2€30k€159k▲
To other reserves6921€30k€159k▲
Social balance
Average headcount (FTE)908736.436.9▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 68 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 63 days late
2023
31-12
Financial
Weakest financial yearnet €30k ▼35.6%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 113 days late
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 114 days late
2021
31-12
Financial
Highest result since 2018net €204k ▲12.5%
Operating result €261k, net result €204k, both a record.
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 132 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 6.24
Current ratio from 3.10 to 6.24; short-term debt falls from €258k to €154k.
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 102 days late
2019
31-12
Financial
Equity above €1MEq €1.04M ▲4.5%
2 profitable years in a row build equity to €1.04M.
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 77 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
2016
11-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 72 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Gare 184960 MalmedyGround area
273 m²
Building footprint
75 m²
Parcel 63049D0048/00Z000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LES ARCADES
since 19922.058.324.558
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63049D0048/00Z000 | Wallonia | 273 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMalmedy2.058.324.558
Similar companies · same sector, comparable size
RESIDENCE LE CASTEL
BE 0462.316.153
Ham-sur-Heure-Nalinnes · Eq €1.60M
MCOGEST
BE 0438.094.461
Ottignies-Louvain-la-Neuve · Eq €1.60M
WOOD SIDE RESIDENCE
BE 0441.675.147
Brussel · Eq €1.60M
NEW CONCEPT 2000
BE 0463.748.783
Libin · Eq €1.60M
Walis
BE 0875.149.440
Mons · Eq €1.59M
Of 599 companies in sector 87301 we hold annual accounts for 492. 389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-12-1990
Fiscal year end31-12
Activities, NACEBEL
85315
87301Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.