Skip to content

LA CLE DES CHAMPS

Active
Private limited companyfounded 1990active for 36 yearsAvenue Edmond Leburton 172, 4300 Waremme, BelgiumKBO/BCE: BE 0440.786.707
Summary

LA CLE DES CHAMPS has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €659,564 and a net result of €22,615. Equity has been growing by about 5.8% per year since 2018. Its solvency ranks better than 32% of 696 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-04-1990 Normal situation
Activity
Residential care activities NACE 87301
Joint committee
330 Paritair Comité voor de gezondheidsinrichtingen en -diensten · annual accounts 2025
Establishment unit
2.052.511.882 4300 Waremme, since 26-04-1991
Financial year end
31 December
Peppol
Reachable since 25-08-2025

Board and ownership

Board
  • ALICE COLLARD SRLDirector · since 29-01-2010
Shareholders

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€2.6m
▲ 8.5%
Turnover
≈ €3.2m
estimated
Profit
€22,615
Equity
€659,564
▲ 3.6%
Total assets
€2.6m
▼ 5.4%
Employees on 31-12-2025
55
▼ 1.8%
Score breakdownraises riskSize: 38 FTE, total assets €2.6mLiquidity: current ratio 0.41, cash €70,952lowers riskSector: Residential care activities (NACE 87)Figures for financial year 2025 (filed on 03-06-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 34% of small companies in residential care (NACE 87)
Financial strength · tick: 2024
Average
Solvency 51+3
equity 25.5% of total assets
Liquidity 42-1
short-term debt 29.1% · cash 2.7%
Profitability 51+20
return on assets 0.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (613 companies, NACE 87, small)
Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.2 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026highest value 07-2026: 0.2%▼ -0.3 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.41 (0.47 in 2024), below 1. Short-term debt is 29.1% and cash 2.7% of total assets. 74.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 32% of them on solvency, 24% on liquidity, 27% on profitability and 54% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Residential care activities (NACE 87)
KBO
raises risk · Size: 38 FTE, total assets €2.6m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 03-06-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.41, cash €70,952
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 days early
2024
62 days early
2023
63 days early
2022
61 days early
2021
87 days early
2020
93 days early
2019
64 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 70 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €73,214 in 2024 €22,615 View
  • Positive: 2nd largest company by total assets in Waremme, Health and social work…in the Checked rankings No. 2 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as LA CLE DES CHAMPS: residential care activities (NACE 87301). They are comparable in size and age: total assets between €2m and €3.3m, founded between 1986 and 1995.

CompanyTotal assetsGross margin
LA CLE DES CHAMPS Waremme€2.6m€2.6m
Résidence des Arcades Malmedy€2.3m€2.6m
Jour de Mai Nandrin€2.0m€3.0m
RESIDENCE PATIENCE Liège€2.7m€2.3m
SABICOR Limbourg€2.1m€2.3m
LES SITTELLES Genappe€3.2m€2.6m
HOME DU GROS BUISSON Quévy€3.3m€2.7m
Full comparison

Key facts about LA CLE DES CHAMPS

What is the company number of LA CLE DES CHAMPS?
The company number of LA CLE DES CHAMPS is 0440.786.707. The VAT number is the same number with BE in front: BE 0440.786.707.
Where is LA CLE DES CHAMPS based?
The registered office is at Avenue Edmond Leburton 172, 4300 Waremme.Company details
What does LA CLE DES CHAMPS do?
According to the KBO register, the main activity is residential care activities (NACE 87301).
What is the legal form of LA CLE DES CHAMPS?
The legal form of LA CLE DES CHAMPS is Private limited company (BV).
When was LA CLE DES CHAMPS founded?
LA CLE DES CHAMPS was founded on 19-04-1990.
Is LA CLE DES CHAMPS still active?
Yes, LA CLE DES CHAMPS is an active enterprise in the KBO register.
How many employees does LA CLE DES CHAMPS have?
LA CLE DES CHAMPS had an average of 38 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does LA CLE DES CHAMPS fall under?
In its 2025 annual accounts, LA CLE DES CHAMPS states joint committee 330 (Paritair Comité voor de gezondheidsinrichtingen en -diensten).
What is the turnover of LA CLE DES CHAMPS?
The turnover in financial year 2025 is ≈ €3.2m. This figure is estimated from the gross margin of €2.6m and 44 comparable companies (NACE 87301). It probably lies between €3.0m and €3.5m.
Is LA CLE DES CHAMPS profitable?
In financial year 2025, LA CLE DES CHAMPS made a profit of €22,615.
Where can I find the annual accounts of LA CLE DES CHAMPS?
LA CLE DES CHAMPS filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LA CLE DES CHAMPS due?
LA CLE DES CHAMPS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.