RESIDENCE MARECHAL
ActiveSummary
The computed 12-month bankruptcy probability of RESIDENCE MARECHAL is 4.3% (elevated). The 2025 annual accounts show equity of €304,943 and a net result of -€69,243. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 20% of 851 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability30▲+5
Solvency39▼-12
Growth58▲+6
Track record84
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.29 against 1.63 in 2024; short-term debt: 77.7% and cash: 3.4% of total assets), and 86.3% of the assets are financed with debt.
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Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
-3.1%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€69,243
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 851 sector peers (2025).
NBB · sector comparisonPosition among 851 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
4 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, full schema
In the rankings
#7 company by total assets in Vorst, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€69,243▲ 7.4%
2024 · -€74,784
Working capital
€495,432▼ 11.9%
2024 · €562,248
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,448▲ 10.5%€156,920€268,117▲ 70.9%-€36,326-€20,094▲ 44.7%
Net result-€45,962below the sector's middle half▼ 5.5%€120,482within the sector's middle half€216,243above the sector's middle half▲ 79.5%-€74,784below the sector's middle half-€69,243below the sector's middle half▲ 7.4%
Equity€282,245within the sector's middle half▼ 14.0%€302,727within the sector's middle half▲ 7.3%€448,970within the sector's middle half▲ 48.3%€374,186within the sector's middle half▼ 16.7%€304,943within the sector's middle half▼ 18.5%
Total assets€2.5mwithin the sector's middle half▲ 14.9%€2.8mwithin the sector's middle half▲ 9.7%€1.4mwithin the sector's middle half▼ 49.6%€1.5mwithin the sector's middle half▲ 4.6%€2.2mwithin the sector's middle half▲ 52.6%
Debt€2.2m▲ 20.0%€2.5m▲ 10.1%€691,031▼ 71.9%€893,310▲ 29.3%€1.7m▲ 93.4%
Working capital€283,916within the sector's middle half▼ 13.3%€304,853within the sector's middle half▲ 7.4%€700,287within the sector's middle half▲ 130%€562,248within the sector's middle half▼ 19.7%€495,432within the sector's middle half▼ 11.9%
Solvency11.2%below the sector's middle half▼ 3.8pp11.0%below the sector's middle half▼ 0.3pp32.3%within the sector's middle half▲ 21.3pp25.7%within the sector's middle half▼ 6.6pp13.7%below the sector's middle half▼ 12.0pp
Current ratio1.13within the sector's middle half▼ 0.051.12within the sector's middle half=2.02within the sector's middle half▲ 0.891.63within the sector's middle half▼ 0.391.29within the sector's middle half▼ 0.34
Return on assets (ROA)-1.8%below the sector's middle half▲ 0.2pp4.4%within the sector's middle half▲ 6.2pp15.6%above the sector's middle half▲ 11.2pp-5.1%below the sector's middle half▼ 20.7pp-3.1%below the sector's middle half▲ 2.0pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20,094 in 2025 against €36,326 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2.2m
Equity
€304,943 ▼ 18.5%
Provisions
€186,866 =
Debt
€1.7m ▲ 93.4%
Debt's share of the balance-sheet total rises from 61.4% to 77.8%. Equity is lower and debt is higher.
Key figures and ratios
Quick ratio
0.52▼
2024 · 0.60
Debt to equity
5.67▲
2024 · 2.39
ROE
-22.7%▼
2024 · -20.0%
Debt ≤ 1 year
€1.7m▲
2024 · €892,114
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,423 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
1.0%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,423 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €389 | €389 | €389 | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €250,000 | -€63,134 | - | - |
| Other operating charges640/8 | - | €5,080 | €3,664 | €19,832 | €3,396 | ▼ 82.9% |
| Non-recurring operating charges66A | - | - | €13,542 | - | - | - |
| Gross operating margin9900 | -€7,067 | €162,389 | €535,711 | -€79,628 | -€16,698 | ▲ 79.0% |
| Operating profit (loss)9901 | -€14,448 | €156,920 | €268,117 | -€36,326 | -€20,094 | ▲ 44.7% |
| Financial income75/76B | - | - | €1,079 | €1,782 | €1,927 | ▲ 8.1% |
| Recurring financial income75 | - | - | €1,079 | €1,782 | €1,927 | ▲ 8.1% |
| Financial charges65/66B | - | €36,437 | €52,952 | €40,240 | €51,076 | ▲ 26.9% |
| Recurring financial charges65 | €31,514 | €36,437 | €52,952 | €40,240 | €51,076 | ▲ 26.9% |
| Profit (loss) for the period before taxes9903 | -€45,962 | €120,482 | €216,243 | -€74,784 | -€69,243 | ▲ 7.4% |
| Profit (loss) for the period9904 | -€45,962 | €120,482 | €216,243 | -€74,784 | -€69,243 | ▲ 7.4% |
| Profit (loss) for the period to be appropriated9905 | -€45,962 | €120,482 | €216,243 | -€74,784 | -€69,243 | ▲ 7.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.5m | €2.8m | €1.4m | €1.5m | €2.2m | ▲ 52.6% |
| Fixed assets21/28 | €778 | €389 | - | - | - | - |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €778 | €389 | - | - | - | - |
| Furniture and vehicles24 | - | €389 | - | - | - | - |
| Current assets29/58 | €2.5m | €2.8m | €1.4m | €1.5m | €2.2m | ▲ 52.6% |
| Stocks and contracts in progress3 | €2.4m | €2.7m | €791,563 | €919,703 | €1.3m | ▲ 42.9% |
| Stocks30/36 | - | €2.7m | €791,563 | €919,703 | €1.3m | ▲ 42.9% |
| Amounts receivable within one year40/41 | €128,416 | €39,379 | €597,764 | €520,119 | €829,829 | ▲ 59.5% |
| Trade receivables40 | - | - | €22,326 | €6,326 | €85,537 | ▲ 1,252% |
| Other amounts receivable41 | - | €39,379 | €575,438 | €513,793 | €744,292 | ▲ 44.9% |
| Cash at bank and in hand54/58 | €251 | €6 | €674 | €14,540 | €75,354 | ▲ 418% |
| Deferred charges and accrued income490/1 | - | €702 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.5m | €2.8m | €1.4m | €1.5m | €2.2m | ▲ 52.6% |
| Equity10/15 | €282,245 | €302,727 | €448,970 | €374,186 | €304,943 | ▼ 18.5% |
| Contributions10/11 | - | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Reserves13 | €190,062 | €190,062 | €190,062 | €190,062 | €190,062 | = |
| Non-distributable reserves130/1 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves not available under the articles1311 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Distributable reserves133 | - | €170,062 | €170,062 | €170,062 | €170,062 | = |
| Profit (loss) carried forward14 | -€107,818 | -€87,335 | €58,908 | -€15,876 | -€85,119 | ▼ 436% |
| Provisions and deferred taxes16 | - | - | €250,000 | €186,866 | €186,866 | = |
| Provisions for liabilities and charges160/5 | - | - | €250,000 | €186,866 | €186,866 | = |
| Other liabilities and charges164/5 | - | - | €250,000 | €186,866 | €186,866 | = |
| Amounts payable17/49 | €2.2m | €2.5m | €691,031 | €893,310 | €1.7m | ▲ 93.4% |
| Amounts payable within one year42/48 | €2.2m | €2.5m | €689,715 | €892,114 | €1.7m | ▲ 93.3% |
| Financial debts43 | - | €2.1m | €430,009 | €633,330 | €1.4m | ▲ 124% |
| Credit institutions430/8 | - | €2.1m | €430,009 | €633,330 | €1.4m | ▲ 124% |
| Trade debts44 | €37,269 | €89,678 | €69,646 | €67,724 | €114,142 | ▲ 68.5% |
| Suppliers440/4 | - | €89,678 | €69,646 | €67,724 | €114,142 | ▲ 68.5% |
| Other amounts payable47/48 | - | €276,664 | €190,060 | €191,060 | €191,060 | = |
| Accrued charges and deferred income492/3 | - | €2,515 | €1,316 | €1,195 | €3,623 | ▲ 203% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€45,962 | €120,482 | €216,243 | -€74,784 | -€69,243 | ▲ 7.4% |
| + Depreciation and write-downs630 | €389 | €389 | €389 | - | - | - |
| Operating cash flow (approximation) | -€45,573 | €120,871 | €216,632 | -€74,784 | -€69,243 | ▲ 7.4% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | -€245 | €668 | €13,866 | €60,814 | ▲ 339% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
14-03
KBO administration
Address strikeout annulled
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-11
KBO administration
Address struck
event 17-10-2024
30-06
Financial
Weakest financial yearnet -€74,784
Net result drops to -€74,784, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2019net €216,243 ▲79.5%
Operating result €268,117, net result €216,243, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Back to profitnet €120,482
Net result €120,482 after 3 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 18 days late
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2008
Ground area
327 m²
Building footprint
240 m²
Volume, LiDAR
4,180 m³
2 parcels, Brussels · tallest building 21.2 m, ±6 floors. Linked by address, not a title deed.
16
companies at this address
See who is registered here
1 establishment unit
RESIDENCE MARECHAL
since 20082.171.816.241
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0036/00Y007 | Brussels | 230 m² | 1 · 143 m² | 21.2 m · 6 fl. |
| 21447B0306/00G043 | Brussels | 97 m² | 1 · 97 m² | 20.7 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GUY LENOIR ET FILS
BE 0433.494.879
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BATIJOTEX
BE 0471.651.909
Vorst · Eq €304,705
BRICKS AND MORTAR
BE 0872.339.014
Meise · Eq €305,196
Of 29,786 companies in sector 41001 we hold annual accounts for 16,061. 10,960 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-05-2008
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
E-invoicing
Not found in the Peppol register
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.