Financials
- Fiscal year
- 2025
- Total assets
- €2.8m
- Loss
- -€141,471
- Solvency
- 7.1%
Turnover▼ 16.2%
Net result
20182020
NET TRADE
ActiveSummary
The computed 12-month bankruptcy probability of NET TRADE is 1.6% (moderate). The 2025 annual accounts show equity of €196,647 and a net result of -€141,471. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 8200 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
#8 company by total assets in Maasmechelen, Construction sector1 site
How big
€2.8mtotal assets 2025
- Equity
- €196,647
- Loss
- -€141,471
Turnover not published (abridged schema)
Who decides
Accounts filed 61 d late0 of 5 deeds read
Why 61- Latest accounts 61 days late; 2 of the last 3 late- Sector Construction of residential and non-residential buildings (NACE 41)- Loss of €141,471 (FY 2025)+ Size: total assets €2.8mShow the evidence
Checked score
Score 2025
61
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 15% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
32-12
equity 7.1% of total assets
Liquidity
22-8
short-term debt 57.3% · cash 1.1%
Profitability
12-34
return on assets -5.1%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Latest accounts 61 days late; 2 of the last 3 late raises the probability
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Size: total assets €2.8m lowers the probability for this profile
- Loss of €141,471 (FY 2025) raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.37 in 2024; short-term debt: 57.3% and cash: 1.1% of total assets), and 92.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 16%, liquidity 17%, profitability 14%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8200 sector peers (2025).
NBB · sector comparisonPosition among 8200 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
61 d late
2024
29 d late
2023
85 d late
2022
153 d early
2021
60 d early
2020
90 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 89 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€141,471
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-09-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 29-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 27-05-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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