REPLICA4U
ActiveSummary
The annual accounts of REPLICA4U for fiscal year 2025 show a net loss of 66% of the equity at the start of that year. The 2025 annual accounts show equity of €72k and a net result of €-140k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 310 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-55
Solvency33▼-8
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.97 against 1.25 in 2024; short-term debt: 52.8% and cash: 10.3% of total assets), and 91.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
-15.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 310 sector peers (2025).
NBB · sector comparisonPosition among 310 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
29 d late
2023
30 d late
2022
13 d early
2021
117 d early
2020
10 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€72k▼ 66.0%
2024 · €212k
2018: €164k
2019: €174k
2020: €127k
2021: €118k
2022: €198k
2023: €210k
2024: €212k
2018 → 2025
Total assets
€884k▼ 34.9%
2024 · €1.36M
2018: €1.41M
2019: €1.30M
2020: €1.24M
2021: €1.09M
2022: €1.31M
2023: €1.17M
2024: €1.36M
2018 → 2025
Net result
€-140k
2024 · €1k
2018: €16k
2019: €11k
2020: €-47k
2021: €-9k
2022: €6k
2023: €12k
2024: €1k
2018 → 2025
Working capital
€-16k
2024 · €159k
2018: €54k
2019: €73k
2020: €122k
2021: €97k
2022: €145k
2023: €146k
2024: €159k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€198k▲ 67.5%€210k▲ 5.9%€212k▲ 0.7%€72k▼ 66.0%
Operating result€9k-€29k▲ 216%€42k▲ 47.3%€29k▼ 32.0%€-121k
Net result€-9k-€6k€12k▲ 88.8%€1k▼ 87.5%€-140k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €121k after €29k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €884k
Fixed assets
€433k ▼ 23.5%
Current assets
€451k ▼ 43.0%
Equity and liabilities €884k
Equity
€72k ▼ 66.0%
Debt
€812k ▼ 29.1%
Debt's share of the balance-sheet total rises from 84.4% to 91.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €163k
Cash flow
€10k▼
2024 · €135k
Current ratio
0.97▼
2024 · 1.25
Quick ratio
0.93▼
2024 · 1.17
Debt to equity
11.27▲
2024 · 5.42
ROE
-193.7%▼
2024 · 0.7%
ROA
-15.8%▼
2024 · 0.1%
Interest coverage
1.62▼
2024 · 10.32
Debt ≤ 1 year
€467k▼
2024 · €632k
Debt > 1 year
€345k▼
2024 · €433k
Income taxes
€641▼
2024 · €12k
Staff costs
€732k▼
2024 · €742k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€884k▼
Fixed assets21/28€567k€433k▼
Tangible fixed assets22/27€566k€433k▼
Land and buildings22€264k€218k▼
Plant, machinery and equipment23€131k€83k▼
Furniture and vehicles24€171k€131k▼
Financial fixed assets28€461€430▼
Current assets29/58€791k€451k▼
Stocks and contracts in progress3€51k€17k▼
Stocks30/36€51k€17k▼
Amounts receivable within one year40/41€505k€328k▼
Trade receivables40€472k€299k▼
Other amounts receivable41€33k€29k▼
Cash at bank and in hand54/58€58k€91k▲
Deferred charges and accrued income490/1€178k€14k▼
Equity and liabilities
Total equity and liabilities10/49€1.36M€884k▼
Equity10/15€212k€72k▼
Contributions10/11€37k€37k=
Reserves13€189k€189k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€186k€186k=
Profit (loss) carried forward14€-15k€-155k▼
Amounts payable17/49€1.15M€812k▼
Amounts payable after more than one year17€433k€345k▼
Financial debts170/4€433k€345k▼
Amounts payable within one year42/48€632k€467k▼
Current portion of amounts payable after more than one year42€176k€148k▼
Trade debts44€354k€249k▼
Suppliers440/4€354k€249k▼
Taxes, remuneration and social security45€102k€70k▼
Taxes450/3€35k€8k▼
Remuneration and social security454/9€67k€62k▼
Accrued charges and deferred income492/3€81k-
Income statement
Code20242025
Remuneration, social security and pensions62€742k€732k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€134k€150k▲
Other operating charges640/8€21k€6k▼
Non-recurring operating charges66A€3k-
Gross operating margin9900€928k€767k▼
Operating profit (loss)9901€29k€-121k▼
Financial income75/76B€43€49▲
Recurring financial income75€43€49▲
Financial charges65/66B€16k€18k▲
Recurring financial charges65€16k€18k▲
Profit (loss) for the period before taxes9903€13k€-139k▼
Income taxes67/77€12k€641▼
Profit (loss) for the period9904€1k€-140k▼
Profit (loss) for the period to be appropriated9905€1k€-140k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-155k▼
Profit (loss) brought forward from the previous period14P€-16k€-15k▲
Social balance
Average headcount (FTE)908713.212.8▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-140k ▼9599%
Net result drops to €-140k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €200kEq €210k ▲5.9%
2 profitable years in a row build equity to €210k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €198k ▲67.5%
Equity rises from €118k to €198k.
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ninovesteenweg 829320 AalstGround area
723 m²
Building footprint
292 m²
Volume, LiDAR
1,945 m³
Parcel 41342B0898/00D002, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
REPLICA 4U
since 20132.216.939.849
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41342B0898/00D002 | Flanders | 723 m² | 1 · 292 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 36,204 EUR awarded · 36,204 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 12,323 EUR | 12,323 EUR |
| 2024 | 1 | 13,532 EUR | 13,532 EUR |
| 2023 | 2 | 9,395 EUR | 10,349 EUR |
| 2022 | 1 | 954 EUR | 0 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,600 companies in sector 18120 we hold annual accounts for 808. 607 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
18120Other printing
73110Advertising agencies
18130Pre-press and pre-media services
18140Printing and reproduction of recorded media
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.