REPLICA4U
ActiveSummary
The annual accounts of REPLICA4U for fiscal year 2025 show a net loss of 66% of the equity at the start of that year. The 2025 annual accounts show equity of €72,066 and a net result of -€139,584. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 315 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-55
Solvency33▼-8
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.97 against 1.25 in 2024; short-term debt: 52.8% and cash: 10.3% of total assets), and 91.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
-15.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 315 sector peers (2025).
NBB · sector comparisonPosition among 315 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
29 d late
2023
30 d late
2022
13 d early
2021
117 d early
2020
10 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€72,066▼ 66.0%
2024 · €211,650
Total assets
€884,204▼ 34.9%
2024 · €1.4m
Net result
-€139,584
2024 · €1,469
Working capital
-€15,904
2024 · €158,993
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,129€28,843▲ 216%€42,488▲ 47.3%€28,882▼ 32.0%-€121,408
Net result-€8,773below the sector's middle half▲ 81.4%€6,210within the sector's middle half€11,723within the sector's middle half▲ 88.8%€1,469within the sector's middle half▼ 87.5%-€139,584below the sector's middle half
Equity€118,468within the sector's middle half▼ 6.9%€198,458within the sector's middle half▲ 67.5%€210,181within the sector's middle half▲ 5.9%€211,650within the sector's middle half▲ 0.7%€72,066within the sector's middle half▼ 66.0%
Total assets€1.1mwithin the sector's middle half▼ 11.7%€1.3mwithin the sector's middle half▲ 20.3%€1.2mwithin the sector's middle half▼ 10.7%€1.4mwithin the sector's middle half▲ 15.7%€884,204within the sector's middle half▼ 34.9%
Debt€973,615▼ 12.2%€1.1m▲ 14.6%€963,029▼ 13.7%€1.1m▲ 19.0%€812,138▼ 29.1%
Working capital€96,648within the sector's middle half▼ 21.1%€144,742within the sector's middle half▲ 49.8%€145,569within the sector's middle half▲ 0.6%€158,993within the sector's middle half▲ 9.2%-€15,904below the sector's middle half
Solvency10.8%below the sector's middle half▲ 0.6pp15.1%below the sector's middle half▲ 4.3pp17.9%below the sector's middle half▲ 2.8pp15.6%below the sector's middle half▼ 2.3pp8.2%below the sector's middle half▼ 7.4pp
Current ratio1.20within the sector's middle half▼ 0.021.25within the sector's middle half▲ 0.051.28within the sector's middle half▲ 0.031.25within the sector's middle half▼ 0.030.97within the sector's middle half▼ 0.29
Return on assets (ROA)-0.8%within the sector's middle half▲ 3.0pp0.5%within the sector's middle half▲ 1.3pp1.0%within the sector's middle half▲ 0.5pp0.1%within the sector's middle half▼ 0.9pp-15.8%below the sector's middle half▼ 15.9pp
Staff (FTE)10.5within the sector's middle half▼ 0.9%13.7within the sector's middle half▲ 30.5%14.2within the sector's middle half▲ 3.6%13.2within the sector's middle half▼ 7.0%12.8above the sector's middle half▼ 3.0%
above
within
below
the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €121,408 after €28,882 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €884,204
Fixed assets
€433,251 ▼ 23.5%
Current assets
€450,953 ▼ 43.0%
Equity and liabilities €884,204
Equity
€72,066 ▼ 66.0%
Debt
€812,138 ▼ 29.1%
Debt's share of the balance-sheet total rises from 84.4% to 91.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€28,546▼
2024 · €162,605
Cash flow
€10,369▼
2024 · €135,192
Quick ratio
0.93▼
2024 · 1.17
Debt to equity
11.27▲
2024 · 5.42
ROE
-193.7%▼
2024 · 0.7%
Interest coverage
1.62▼
2024 · 10.32
Debt ≤ 1 year
€466,857▼
2024 · €632,262
Debt > 1 year
€345,281▼
2024 · €433,443
Income taxes
€641▼
2024 · €11,699
Staff costs
€732,145▼
2024 · €741,646
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 112 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 92% are still going.
- Small
- 10 to 20 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
3.6%
went bankrupt
4.5%
stopped otherwise
92%
still going
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 112 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €9,030 | - | - | - | - |
| Remuneration, social security and pensions62 | €520,645 | €816,909 | €772,320 | €741,646 | €732,145 | ▼ 1.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €108,055 | €109,730 | €126,197 | €133,722 | €149,954 | ▲ 12.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | - | - | - | - | - |
| Other operating charges640/8 | €7,954 | €7,804 | €24,854 | €20,770 | €6,348 | ▼ 69.4% |
| Non-recurring operating charges66A | €425 | €0 | - | €2,691 | - | - |
| Gross operating margin9900 | €646,208 | €963,286 | €965,859 | €927,711 | €767,039 | ▼ 17.3% |
| Operating profit (loss)9901 | €9,129 | €28,843 | €42,488 | €28,882 | -€121,408 | ▼ 520% |
| Financial income75/76B | €380 | €972 | - | €43 | €49 | ▲ 15.4% |
| Recurring financial income75 | €380 | €972 | - | €43 | €49 | ▲ 15.4% |
| Financial charges65/66B | €14,350 | €12,473 | €15,230 | €15,756 | €17,585 | ▲ 11.6% |
| Recurring financial charges65 | €14,350 | €12,473 | €15,230 | €15,756 | €17,585 | ▲ 11.6% |
| Profit (loss) for the period before taxes9903 | -€4,841 | €17,341 | €27,258 | €13,169 | -€138,944 | ▼ 1,155% |
| Income taxes67/77 | €3,932 | €11,130 | €15,535 | €11,699 | €641 | ▼ 94.5% |
| Profit (loss) for the period9904 | -€8,773 | €6,210 | €11,723 | €1,469 | -€139,584 | ▼ 9,599% |
| Profit (loss) for the period to be appropriated9905 | -€8,773 | €6,210 | €11,723 | €1,469 | -€139,584 | ▼ 9,599% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.3m | €1.2m | €1.4m | €884,204 | ▼ 34.9% |
| Fixed assets21/28 | €518,404 | €593,328 | €511,530 | €566,639 | €433,251 | ▼ 23.5% |
| Intangible fixed assets21 | €12,500 | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €505,498 | €592,922 | €511,069 | €566,178 | €432,821 | ▼ 23.6% |
| Land and buildings22 | €422,976 | €368,696 | €314,351 | €263,678 | €217,908 | ▼ 17.4% |
| Plant, machinery and equipment23 | €36,071 | €71,908 | €80,764 | €131,145 | €83,463 | ▼ 36.4% |
| Furniture and vehicles24 | €46,451 | €152,319 | €115,955 | €171,355 | €131,450 | ▼ 23.3% |
| Financial fixed assets28 | €406 | €406 | €461 | €461 | €430 | ▼ 6.7% |
| Current assets29/58 | €573,679 | €720,602 | €661,679 | €791,255 | €450,953 | ▼ 43.0% |
| Stocks and contracts in progress3 | €47,860 | €106,099 | €145,623 | €50,623 | €17,292 | ▼ 65.8% |
| Stocks30/36 | €47,860 | €106,099 | €145,623 | €50,623 | €17,292 | ▼ 65.8% |
| Amounts receivable within one year40/41 | €383,673 | €465,409 | €415,349 | €504,663 | €328,337 | ▼ 34.9% |
| Trade receivables40 | €325,480 | €454,273 | €382,557 | €471,749 | €298,877 | ▼ 36.6% |
| Other amounts receivable41 | €58,193 | €11,136 | €32,792 | €32,915 | €29,460 | ▼ 10.5% |
| Cash at bank and in hand54/58 | €141,318 | €136,156 | €94,545 | €57,800 | €90,888 | ▲ 57.2% |
| Deferred charges and accrued income490/1 | €828 | €12,938 | €6,162 | €178,169 | €14,436 | ▼ 91.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.3m | €1.2m | €1.4m | €884,204 | ▼ 34.9% |
| Equity10/15 | €118,468 | €198,458 | €210,181 | €211,650 | €72,066 | ▼ 66.0% |
| Contributions10/11 | €18,600 | €37,200 | €37,200 | €37,200 | €37,200 | = |
| Reserves13 | €145,289 | €177,645 | €189,368 | €189,368 | €189,368 | = |
| Non-distributable reserves130/1 | €1,860 | €3,720 | €3,720 | €3,720 | €3,720 | = |
| Reserves not available under the articles1311 | €1,860 | €3,720 | €3,720 | €3,720 | €3,720 | = |
| Distributable reserves133 | €143,429 | €173,925 | €185,648 | €185,648 | €185,648 | = |
| Profit (loss) carried forward14 | -€45,421 | -€16,387 | -€16,387 | -€14,918 | -€154,502 | ▼ 936% |
| Amounts payable17/49 | €973,615 | €1.1m | €963,029 | €1.1m | €812,138 | ▼ 29.1% |
| Amounts payable after more than one year17 | €494,063 | €539,611 | €446,918 | €433,443 | €345,281 | ▼ 20.3% |
| Financial debts170/4 | €494,063 | €539,611 | €446,918 | €433,443 | €345,281 | ▼ 20.3% |
| Amounts payable within one year42/48 | €477,031 | €575,860 | €516,111 | €632,262 | €466,857 | ▼ 26.2% |
| Current portion of amounts payable after more than one year42 | €64,338 | €95,891 | €97,393 | €176,060 | €147,570 | ▼ 16.2% |
| Financial debts43 | €63,246 | €0 | - | - | - | - |
| Credit institutions430/8 | €3,246 | €0 | - | - | - | - |
| Other loans439 | €60,000 | €0 | - | - | - | - |
| Trade debts44 | €267,520 | €345,236 | €328,413 | €354,454 | €249,388 | ▼ 29.6% |
| Suppliers440/4 | €267,520 | €345,236 | €328,413 | €354,454 | €249,388 | ▼ 29.6% |
| Taxes, remuneration and social security45 | €81,927 | €134,733 | €90,305 | €101,748 | €69,900 | ▼ 31.3% |
| Taxes450/3 | €34,929 | €52,300 | €26,448 | €34,620 | €8,238 | ▼ 76.2% |
| Remuneration and social security454/9 | €46,999 | €82,433 | €63,857 | €67,128 | €61,662 | ▼ 8.1% |
| Accrued charges and deferred income492/3 | €2,521 | €0 | - | €80,538 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,773 | €6,210 | €11,723 | €1,469 | -€139,584 | ▼ 9,599% |
| + Depreciation and write-downs630 | €108,055 | €109,730 | €126,197 | €133,722 | €149,954 | ▲ 12.1% |
| Operating cash flow (approximation) | €99,282 | €115,941 | €137,920 | €135,192 | €10,369 | ▼ 92.3% |
| Investment in fixed assets (approximation) | - | -€184,655 | -€44,399 | -€188,831 | -€16,566 | ▲ 91.2% |
| Change in cash | - | -€5,161 | -€41,611 | -€36,745 | €33,088 | ▲ 190% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€139,584
Net result drops to -€139,584, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €200,000Eq €210,181 ▲5.9%
2 profitable years in a row build equity to €210,181.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €6,210
Net result €6,210 after 2 loss-making years.
31-12
Financial
Equity above €150,000Eq €198,458 ▲67.5%
Equity rises from €118,468 to €198,458.
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2013
Ground area
723 m²
Building footprint
292 m²
Volume, LiDAR
1,945 m³
Parcel 41342B0898/00D002, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
REPLICA 4U
since 20132.216.939.849
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41342B0898/00D002 | Flanders | 723 m² | 1 · 292 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- TALKING BOLD
- REPLICA4U
Highest known parent: TALKING BOLD. The sources do not say who stands above it.
Owners 1
- TALKING BOLDparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 36,204 EUR awarded · 36,204 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 12,323 EUR | 12,323 EUR |
| 2024 | 1 | 13,532 EUR | 13,532 EUR |
| 2023 | 2 | 9,395 EUR | 10,349 EUR |
| 2022 | 1 | 954 EUR | 0 EUR |
Similar companies · same sector, comparable size
GRAFFITI
BE 0435.811.595
Bornem · Eq €72,332
Cmiel
BE 0598.942.633
Torhout · Eq €71,610
UCOM CONSULT
BE 0736.647.989
Aywaille · Eq €71,557
VISE MAGAZINE
BE 0403.930.467
Visé · Eq €72,775
POSITIV
BE 0438.821.862
Leuven · Eq €72,816
Of 1,598 companies in sector 18120 we hold annual accounts for 810. 611 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
18120Other printing
73110Advertising agencies
18130Pre-press and pre-media services
18140Printing and reproduction of recorded media
E-invoicing
Reachable via Peppol
Peppol ID
0208:0504865994
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.