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TERTIA CATERING

Active
Private limited companyfounded 2015active for 10 yearsHingenesteenweg(BOR) 48, 2880 Bornem, BelgiumKBO/BCE: BE 0644.606.867

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

TERTIA CATERING has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112,400 and a net result of €14,348. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 47% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

KBO
Status
Active since 17-12-2015 Normal situation
Legal form
Private limited company
Registered office
Hingenesteenweg(BOR) 48, 2880 Bornem
Activity
Event catering NACE 56210and 1 other
Establishment unit
2.249.159.289 2880 Bornem, since 17-12-2015
Financial year end
31 December
Peppol
Reachable since 28-07-2024

Board and ownership

Board

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€280,847
▲ 15.2%
Turnover
≈ €710,000
estimated
Profit
€14,348
Equity
€112,400
▼ 4.8%
Total assets
€428,562
▼ 10.7%
Staff
5.2 FTE
▲ 18.2%
2025 accounts filed 31 days after the deadline
Filed on 31-08-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateSector: Food and beverage service activities (NACE 56)lowers riskFounded in 2015Liquidity: current ratio 0.49, cash €45,658Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 51+1
equity 26.2% of total assets
Liquidity 37+5
short-term debt 52.1% · cash 10.7%
Profitability 73+8
return on assets 3.3%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.5%▼ -0.2 percentage points vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.4 percentage points vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 1.9%▼ -0.1 percentage points vs 04-2026 06-2026: 1.6%▼ -0.3 percentage points vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 1.2%▼ -0.8 percentage points vs 08-2026lowest value 10-2026: 1.2%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.49 (0.48 in 2024), below 1. Short-term debt is 52.1% and cash 10.7% of total assets. 73.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 47% of them on solvency, 32% on liquidity, 54% on profitability and 35% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.49, cash €45,658
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
31 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 80% of companies in food and beverage servicesector median €28,733 · 16,992 companies €112,400 View

Documents

Annual accounts at the NBB

All 10 annual accounts

Articles and registers

Key facts about TERTIA CATERING

What is the company number of TERTIA CATERING?
The company number of TERTIA CATERING is 0644.606.867. The VAT number is the same number with BE in front: BE 0644.606.867.
Where is TERTIA CATERING based?
The registered office is at Hingenesteenweg(BOR) 48, 2880 Bornem.Company details
What does TERTIA CATERING do?
According to the KBO register, the main activity is event catering (NACE 56210).
What is the legal form of TERTIA CATERING?
The legal form of TERTIA CATERING is Private limited company (BV).
When was TERTIA CATERING founded?
TERTIA CATERING was founded on 17-12-2015.
Is TERTIA CATERING still active?
Yes, TERTIA CATERING is an active enterprise in the KBO register.
How many employees does TERTIA CATERING have?
TERTIA CATERING had an average of 5.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TERTIA CATERING?
The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €280,847 and 72 comparable companies (NACE 56). It probably lies between €610,000 and €850,000.
Is TERTIA CATERING profitable?
In financial year 2025, TERTIA CATERING made a profit of €14,348.
Where can I find the annual accounts of TERTIA CATERING?
TERTIA CATERING filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of TERTIA CATERING due?
TERTIA CATERING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as TERTIA CATERING: event catering (NACE 56210). They are comparable in size and age: total assets between €385,000 and €472,000, founded between 2014 and 2017.

CompanyTotal assetsGross margin
TERTIA CATERING Bornem€428,562€280,847
SERCO Beveren-Kruibeke-Zwijndrecht€384,956€293,461
ROOFTOP GASTON Gent€447,689€303,095
CHURRASQUEIRA PORTUGALIA Sint-Gillis (bij-Brussel)€425,445€245,666
Orange Dertig Gent€471,562€281,327
FOODIES & CO Braine-l'Alleud€393,159€226,923
Attorno Beveren-Kruibeke-Zwijndrecht€402,683€374,074
Full comparison

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