IDV CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of IDV CONSTRUCT is 2.2% (moderate). The 2025 annual accounts show equity of €48k and a net result of €-4k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 7331 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-13
Solvency52▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.41 in 2024; short-term debt: 71.8% and cash: 0.3% of total assets), and 73.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
-2.5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
1 d early
2022
on the day
2021
2 d early
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 8.4%
2024 · €53k
2019: €14k
2020: €23k
2021: €23k
2022: €32k
2023: €43k
2024: €53k
2019 → 2025
Total assets
€180k▲ 0.7%
2024 · €179k
2019: €208k
2020: €219k
2021: €179k
2022: €167k
2023: €171k
2024: €179k
2019 → 2025
Net result
€-4k
2024 · €10k
2019: €8k
2020: €9k
2021: €427
2022: €9k
2023: €11k
2024: €10k
2019 → 2025
Working capital
€47k▼ 5.4%
2024 · €50k
2019: €14k
2020: €7k
2021: €15k
2022: €18k
2023: €34k
2024: €50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€32k▲ 39.2%€43k▲ 32.7%€53k▲ 22.7%€48k▼ 8.4%
Operating result€7k-€16k▲ 141%€11k▼ 30.7%€13k▲ 17.5%€-622
Net result€427-€9k▲ 2,032%€11k▲ 16.2%€10k▼ 7.9%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €622 after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€3k▼ 42.5%
Current assets
€177k▲ 2.2%
Equity and liabilities €180k
Equity
€48k▼ 8.4%
Debt
€132k▲ 4.5%
The debt ratio rises from 70.5% to 73.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €22k
Cash flow
€-2k▼
2024 · €19k
Solvency
26.8%▼
2024 · 29.5%
Current ratio
1.37▼
2024 · 1.41
Quick ratio
1.37▼
2024 · 1.41
Debt / equity
2.73▲
2024 · 2.39
ROE
-9.2%▼
2024 · 18.5%
ROA
-2.5%▼
2024 · 5.5%
Interest coverage
5.67▼
2024 · 64.44
Debt
€132k▲
2024 · €126k
Debt ≤ 1 year
€129k▲
2024 · €123k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€180k▲
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€1k€370▼
Current assets29/58€173k€177k▲
Amounts receivable within one year40/41€171k€176k▲
Trade receivables40-€100k
Other amounts receivable41€171k€76k▼
Cash at bank and in hand54/58€942€578▼
Deferred charges and accrued income490/1€550-
Equity and liabilities
Total equity and liabilities10/49€179k€180k▲
Equity10/15€53k€48k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€45k€40k▼
Amounts payable17/49€126k€132k▲
Amounts payable within one year42/48€123k€129k▲
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Other amounts payable47/48€114k€118k▲
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€2k▼
Other operating charges640/8-€3k
Gross operating margin9900€22k€4k▼
Operating profit (loss)9901€13k€-622▼
Financial charges65/66B€347€329▼
Recurring financial charges65€347€329▼
Profit (loss) for the period before taxes9903€13k€-951▼
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€10k€-4k▼
Profit (loss) for the period to be appropriated9905€10k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€40k▼
Profit (loss) brought forward from the previous period14P€35k€45k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €-4k ▼145%
Net result drops to €-4k, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €11k ▲16.2%
Net result €11k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorsledestraat 191020 BrusselGround area
555 m²
Building footprint
566 m²
Volume, LiDAR
4,525 m³
2 parcels, Brussels · tallest building 19.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
REMONT
since 20192.370.224.791
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0114/00D006 | Brussels | 360 m² | 1 · 366 m² | 19.7 m · 2 fl. |
| 21815D0160/00Z002 | Brussels | 195 m² | 1 · 199 m² | 13.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0765.329.109
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DUPRET PATRICK
BE 0756.527.447
Trois-Ponts · Eq €48k
D & T CONSTRUCT
BE 0848.769.202
Scherpenheuvel-Zichem · Eq €48k
MPLUS CONCEPT
BE 0798.217.552
Laakdal · Eq €48k
JEROEN REYNIERS
BE 0764.971.692
Bornem · Eq €48k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,047 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2017
Fiscal year end30-06
Legal name FR
REMONT
Activities, NACEBEL
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:IDVCONSTRUCT@hotmail.be