D & T CONSTRUCT
ActiveD & T CONSTRUCT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €8k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+59
Solvency66▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.34 in 2024), and 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
6.2%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
4 d early
2023
34 d early
2022
30 d early
2021
31 d early
2020
29 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 20.5%
2024 · €40k
2018: €15k
2019: €22k
2020: €22k
2021: €23k
2022: €26k
2023: €38k
2024: €40k
2018 → 2025
Total assets
€133k▲ 34.9%
2024 · €99k
2018: €135k
2019: €109k
2020: €126k
2021: €143k
2022: €145k
2023: €114k
2024: €99k
2018 → 2025
Net result
€8k▲ 289%
2024 · €2k
2018: €2k
2019: €9k
2020: €2k
2021: €5k
2022: €4k
2023: €14k
2024: €2k
2018 → 2025
Working capital
€34k▲ 67.1%
2024 · €20k
2018: €8k
2019: €13k
2020: €13k
2021: €19k
2022: €19k
2023: €28k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€26k▲ 12.0%€38k▲ 47.0%€40k▲ 5.6%€48k▲ 20.5%
Operating result€11k-€11k▲ 5.2%€24k▲ 116%€5k▼ 78.4%€19k▲ 253%
Net result€5k-€4k▼ 19.4%€14k▲ 216%€2k▼ 84.7%€8k▲ 289%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 253% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€19k▼ 5.8%
Current assets
€115k▲ 45.1%
Equity and liabilities €133k
Equity
€48k▲ 20.5%
Debt
€85k▲ 44.7%
The debt ratio rises from 59.5% to 63.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€25k▲
2024 · €11k
Cash flow
€15k▲
2024 · €8k
Solvency
36.2%▼
2024 · 40.5%
Current ratio
1.42▲
2024 · 1.34
Quick ratio
1.14▲
2024 · 0.96
Debt / equity
1.77▲
2024 · 1.47
ROE
17.0%▲
2024 · 5.3%
ROA
6.2%▲
2024 · 2.1%
Interest coverage
4.28▲
2024 · 3.44
Debt
€85k▲
2024 · €59k
Debt ≤ 1 year
€81k▲
2024 · €59k
Income taxes
€5k▲
2024 · €60
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€133k▲
Fixed assets21/28€20k€19k▼
Tangible fixed assets22/27€19k€18k▼
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€2k€6k▲
Financial fixed assets28€600€600=
Current assets29/58€79k€115k▲
Stocks and contracts in progress3€22k€22k=
Stocks30/36€7k€7k=
Contracts in progress37€15k€15k=
Amounts receivable within one year40/41€36k€53k▲
Trade receivables40€36k€53k▲
Other amounts receivable41€132€0▼
Cash at bank and in hand54/58€7k€25k▲
Deferred charges and accrued income490/1€13k€15k▲
Equity and liabilities
Total equity and liabilities10/49€99k€133k▲
Equity10/15€40k€48k▲
Contributions10/11€6k€6k=
Reserves13€34k€42k▲
Distributable reserves133€34k€42k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€59k€85k▲
Amounts payable within one year42/48€59k€81k▲
Trade debts44€10k€17k▲
Suppliers440/4€10k€17k▲
Taxes, remuneration and social security45€16k€11k▼
Taxes450/3€16k€11k▼
Other amounts payable47/48€33k€53k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€2k€453▼
Gross operating margin9900€12k€26k▲
Operating profit (loss)9901€5k€19k▲
Financial income75/76B€18€186▲
Recurring financial income75€18€186▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€2k€13k▲
Income taxes67/77€60€5k▲
Profit (loss) for the period9904€2k€8k▲
Profit (loss) for the period to be appropriated9905€2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€8k▲
Transfer from equity791/2€0-
Transfer to equity691/2€2k€8k▲
To other reserves6921€2k€8k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €14k ▲216%
Operating result €24k, net result €14k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €2k ▼78.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat(S) 183270 Scherpenheuvel-ZichemGround area
831 m²
Parcel 24098A0234/00D002, Flanders. Linked by address, not a title deed.
1 establishment unit
D&T CONSTRUCT
since 20122.213.084.197
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24098A0234/00D002 | Flanders | 831 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945004WQZIL28SH2U13
Similar companies · same sector, comparable size
JEROEN REYNIERS
BE 0764.971.692
Bornem · Eq €48k
A.G. CONCEPT RENOVATION
BE 0765.329.109
Ukkel · Eq €48k
DUPRET PATRICK
BE 0756.527.447
Trois-Ponts · Eq €48k
MPLUS CONCEPT
BE 0798.217.552
Laakdal · Eq €48k
DUDA
BE 0689.534.990
Begijnendijk · Eq €48k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,871. 12,909 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43221Plumbing work
43310Plastering work
43421Specialised construction activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@d-tconstruct.be
Phone:0478/56.39.15