Relatio & Tech Business
ActiveSummary
Relatio & Tech Business has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €23k. Its solvency ranks better than 19% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability80
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.33; short-term debt: 14.3% and cash: 4.4% of total assets), and 90.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.9%
Return on assets
8.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€26k
Total assets
€259k
Net result
€23k
Working capital
€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €259k
Fixed assets
€247k
Current assets
€12k
Equity and liabilities €259k
Equity
€26k
Debt
€234k
Debt finances 90.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€28k
Current ratio
0.33
Debt to equity
9.08
ROE
88.3%
ROA
8.8%
Interest coverage
8.35
Debt ≤ 1 year
€37k
Debt > 1 year
€196k
Income taxes
€6k
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet
Code2025
Assets
Total assets20/58€259k
Fixed assets21/28€247k
Tangible fixed assets22/27€247k
Land and buildings22€245k
Furniture and vehicles24€2k
Current assets29/58€12k
Amounts receivable within one year40/41€909
Trade receivables40€430
Other amounts receivable41€479
Cash at bank and in hand54/58€11k
Equity and liabilities
Total equity and liabilities10/49€259k
Equity10/15€26k
Contributions10/11€3k
Profit (loss) carried forward14€23k
Amounts payable17/49€234k
Amounts payable after more than one year17€196k
Financial debts170/4€196k
Amounts payable within one year42/48€37k
Current portion of amounts payable after more than one year42€11k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Other amounts payable47/48€20k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€35k
Gross operating margin9900€73k
Operating profit (loss)9901€33k
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€6k
Profit (loss) for the period9904€23k
Profit (loss) for the period to be appropriated9905€23k
Appropriation of the result
Profit (loss) to be appropriated9906€23k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place St-Severin 4A4500 Huy1 establishment unit
Place St-Severin 4A, 4500 Huy
since 20252.375.526.139
Recognitions · licences · registrations
Food safety, FASFC
1 siteHuy2.375.526.139
Similar companies · same sector, comparable size
DIGI PLUS GROUP
BE 1003.758.275
Thuin · Eq €25,721
MUDIKO CONSULTING
BE 0787.753.331
Antwerpen · Eq €25,714
NFMC
BE 0791.965.507
Wezembeek-Oppem · Eq €25,725
TechniControl Solutions
BE 0770.695.583
Villers-le-Bouillet · Eq €25,728
YVKB
BE 0791.182.874
Roeselare · Eq €25,702
Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,019 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
47120Other non-specialised retail sale
56112Limited-service restaurants, excluding mobile food services
62900Other information technology and computer services
68203Renting and operating of own or leased non-residential real estate, excluding land
96991Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filing
Scores and ratios are computed by Checked and are not a credit decision.