REFMIT CONSULTING
ActiveSummary
REFMIT CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136,255 and a net result of €93,845. Equity is growing by ~166.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 7071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency96▲+45
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 0.69 in 2024; short-term debt: 29% and cash: 45% of total assets), and 29% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
48.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€136,255▲ 221%
2024 · €42,410
Total assets
€191,982▲ 19.5%
2024 · €160,696
Net result
€93,845▲ 99.3%
2024 · €47,079
Working capital
€43,944
2024 · -€28,064
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€7,619-€58,427€135,292▲ 132%
Net result-€7,669-€47,079€93,845▲ 99.3%
Equity-€4,669-€42,410€136,255▲ 221%
Total assets€6,309-€160,696▲ 2,447%€191,982▲ 19.5%
Debt€10,978-€118,286▲ 977%€55,728▼ 52.9%
Working capital-€6,737--€28,064▼ 317%€43,944
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 132% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191,982
Fixed assets
€92,311 ▼ 6.0%
Current assets
€99,671 ▲ 59.5%
Equity and liabilities €191,982
Equity
€136,255 ▲ 221%
Debt
€55,728 ▼ 52.9%
Debt's share of the balance-sheet total falls from 73.6% to 29.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€158,230▲
2024 · €67,703
Cash flow
€116,784▲
2024 · €56,354
Current ratio
1.79▲
2024 · 0.69
Debt to equity
0.41▼
2024 · 2.79
ROE
68.9%▼
2024 · 111.0%
ROA
48.9%▲
2024 · 29.3%
Interest coverage
89.90▼
2024 · 163.71
Debt ≤ 1 year
€55,728▼
2024 · €90,544
Debt > 1 year
€0▼
2024 · €27,739
Income taxes
€39,721▲
2024 · €10,955
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €95 | €9,276 | €22,939 | ▲ 147% |
| Other operating charges640/8 | €460 | €6,985 | €790 | ▼ 88.7% |
| Gross operating margin9900 | -€7,063 | €74,689 | €159,021 | ▲ 113% |
| Operating profit (loss)9901 | -€7,619 | €58,427 | €135,292 | ▲ 132% |
| Financial income75/76B | - | €20 | €34 | ▲ 67.8% |
| Recurring financial income75 | - | €20 | €34 | ▲ 67.8% |
| Financial charges65/66B | €50 | €414 | €1,760 | ▲ 326% |
| Recurring financial charges65 | €50 | €414 | €1,760 | ▲ 326% |
| Profit (loss) for the period before taxes9903 | -€7,669 | €58,034 | €133,566 | ▲ 130% |
| Income taxes67/77 | - | €10,955 | €39,721 | ▲ 263% |
| Profit (loss) for the period9904 | -€7,669 | €47,079 | €93,845 | ▲ 99.3% |
| Profit (loss) for the period to be appropriated9905 | -€7,669 | €47,079 | €93,845 | ▲ 99.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €6,309 | €160,696 | €191,982 | ▲ 19.5% |
| Fixed assets21/28 | €2,067 | €98,216 | €92,311 | ▼ 6.0% |
| Tangible fixed assets22/27 | €2,067 | €98,216 | €92,311 | ▼ 6.0% |
| Plant, machinery and equipment23 | - | €1,026 | €1,857 | ▲ 81.0% |
| Furniture and vehicles24 | €2,067 | €97,190 | €75,777 | ▼ 22.0% |
| Other tangible fixed assets26 | - | - | €14,678 | - |
| Current assets29/58 | €4,242 | €62,480 | €99,671 | ▲ 59.5% |
| Amounts receivable within one year40/41 | €863 | €17,795 | €13,041 | ▼ 26.7% |
| Trade receivables40 | - | €13,751 | €614 | ▼ 95.5% |
| Other amounts receivable41 | €863 | €4,045 | €12,426 | ▲ 207% |
| Cash at bank and in hand54/58 | €2,579 | €42,350 | €86,414 | ▲ 104% |
| Deferred charges and accrued income490/1 | €800 | €2,335 | €217 | ▼ 90.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €6,309 | €160,696 | €191,982 | ▲ 19.5% |
| Equity10/15 | -€4,669 | €42,410 | €136,255 | ▲ 221% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | - | - | €133,255 | - |
| Distributable reserves133 | - | - | €133,255 | - |
| Profit (loss) carried forward14 | -€7,669 | €39,410 | €0 | ▼ 100% |
| Amounts payable17/49 | €10,978 | €118,286 | €55,728 | ▼ 52.9% |
| Amounts payable after more than one year17 | - | €27,739 | €0 | ▼ 100% |
| Financial debts170/4 | - | €27,739 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €10,978 | €90,544 | €55,728 | ▼ 38.5% |
| Current portion of amounts payable after more than one year42 | - | €29,348 | €27,739 | ▼ 5.5% |
| Financial debts43 | - | €1,938 | €5,555 | ▲ 187% |
| Credit institutions430/8 | - | €1,938 | €5,555 | ▲ 187% |
| Trade debts44 | €1,213 | €1,046 | €7,080 | ▲ 577% |
| Suppliers440/4 | €1,213 | €1,046 | €7,080 | ▲ 577% |
| Taxes, remuneration and social security45 | - | €2,323 | €15,353 | ▲ 561% |
| Taxes450/3 | - | €2,323 | €15,353 | ▲ 561% |
| Other amounts payable47/48 | €9,766 | €55,889 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €3 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,669 | €47,079 | €93,845 | ▲ 99.3% |
| + Depreciation and write-downs630 | €95 | €9,276 | €22,939 | ▲ 147% |
| Operating cash flow (approximation) | -€7,574 | €56,354 | €116,784 | ▲ 107% |
| Investment in fixed assets (approximation) | - | -€105,424 | -€17,034 | ▲ 83.8% |
| Change in cash | - | €39,771 | €44,064 | ▲ 10.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €93,845 ▲99.3%
Operating result €135,292, net result €93,845, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.79
Current ratio from 0.69 to 1.79; short-term debt falls from €90,544 to €55,728.
31-12
Financial
Equity above €100,000Eq €136,255 ▲221%
2 profitable years in a row build equity to €136,255.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €47,079
Net result €47,079 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2023
Ground area
904 m²
Building footprint
140 m²
Parcel 11036A0077/00M002, Flanders. Linked by address, not a title deed.
1 establishment unit
REFMIT CONSULTING
since 20232.347.208.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036A0077/00M002 | Flanders | 904 m² | 1 · 140 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 5,488 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
69109Other legal services
70200Business and other management consultancy
73200Market research and public opinion polling
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.