RD & TR - Consulting
ActiveRD & TR - Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353k and a net result of €62k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+43
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 7.83 against 11.88 in 2024; short-term debt: 11.3% and cash: 11.5% of total assets), and 18.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.9%
Return on assets
14.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
31 d late
2023
30 d late
2022
4 d early
2021
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€131k▲ 554%
2024 · €20k
2021: €244k
2022: €164k
2023: €69k
2024: €20k
2021 → 2025
EBIT margin
67.8%▲ 111.4pp
2024 · -43.6%
2021: 88.5%
2022: 83.4%
2023: 61.2%
2024: -43.6%
2021 → 2025
Net result
€62k
2024 · €-4k
2021: €159k
2022: €102k
2023: €32k
2024: €-4k
2021 → 2025
Working capital
€333k▲ 23.8%
2024 · €269k
2021: €151k
2022: €252k
2023: €285k
2024: €269k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€244k-€164k▼ 32.6%€69k▼ 58.2%€20k▼ 70.9%€131k▲ 554%
Equity€160k-€262k▲ 63.6%€294k▲ 12.4%€290k▼ 1.4%€353k▲ 21.5%
Operating result€216k-€137k▼ 36.5%€42k▼ 69.3%€-9k€89k
Net result€159k-€102k▼ 36.0%€32k▼ 68.1%€-4k€62k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €89k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €431k
Fixed assets
€49k▼ 17.0%
Current assets
€382k▲ 30.0%
Equity and liabilities €431k
Equity
€353k▲ 21.5%
Debt
€78k▲ 25.4%
The debt ratio rises from 17.6% to 18.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€106k▲
2024 · €4k
Cash flow
€79k▲
2024 · €8k
Solvency
81.9%▼
2024 · 82.4%
Current ratio
7.83▼
2024 · 11.88
Quick ratio
7.83▼
2024 · 11.88
Debt / equity
0.22▲
2024 · 0.21
ROE
17.7%▲
2024 · -1.4%
ROA
14.5%▲
2024 · -1.1%
Interest coverage
28.47▲
2024 · 1.14
Debt
€78k▲
2024 · €62k
Debt ≤ 1 year
€49k▲
2024 · €25k
Debt > 1 year
€29k▼
2024 · €37k
Income taxes
€32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€352k€431k▲
Fixed assets21/28€59k€49k▼
Tangible fixed assets22/27€59k€49k▼
Plant, machinery and equipment23€5k€8k▲
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€50k€38k▼
Current assets29/58€294k€382k▲
Amounts receivable after more than one year29€200k€257k▲
Other amounts receivable291€200k€257k▲
Amounts receivable within one year40/41€31k€27k▼
Trade receivables40€8k€18k▲
Other amounts receivable41€23k€9k▼
Current investments50/53€49k€49k=
Cash at bank and in hand54/58€14k€49k▲
Equity and liabilities
Total equity and liabilities10/49€352k€431k▲
Equity10/15€290k€353k▲
Contributions10/11€1k€1k=
Reserves13-€62k
Distributable reserves133-€62k
Profit (loss) carried forward14€289k€289k=
Amounts payable17/49€62k€78k▲
Amounts payable after more than one year17€37k€29k▼
Financial debts170/4€37k€29k▼
Amounts payable within one year42/48€25k€49k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€139€914▲
Suppliers440/4€139€914▲
Taxes, remuneration and social security45€17k€40k▲
Taxes450/3€17k€40k▲
Income statement
Code20242025
Turnover70€20k€131k▲
Goods, raw materials, services and sundry goods60/61€14k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€17k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€6k€108k▲
Operating profit (loss)9901€-9k€89k▲
Financial income75/76B€8k€9k▲
Recurring financial income75€8k€9k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-4k€94k▲
Income taxes67/77-€32k
Profit (loss) for the period9904€-4k€62k▲
Profit (loss) for the period to be appropriated9905€-4k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€289k€352k▲
Profit (loss) brought forward from the previous period14P€293k€289k▼
Transfer to equity691/2-€62k
To other reserves6921-€62k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-4k ▼112%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €262k ▲63.6%
2 profitable years in a row build equity to €262k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 392830 WillebroekGround area
994 m²
Building footprint
314 m²
Volume, LiDAR
3,443 m³
Parcel 12040A1021/00H000, Flanders · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RD & TR - Consulting
since 20202.306.370.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12040A1021/00H000 | Flanders | 994 m² | 1 · 314 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845003C76PF6F162A16
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 37,183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ronald.de.jonge@telenet.be
Phone:04681362213