DATA-VISION DEFERM
ActiveDATA-VISION DEFERM has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353k and a net result of €107k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+12
Solvency97▼-3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 40.66 in 2024; short-term debt: 28.3% and cash: 25.5% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
21.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
34 d early
2023
33 d early
2022
11 d early
2021
19 d late
2020
31 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€353k▼ 17.0%
2024 · €425k
2018: €255k
2019: €328k
2020: €384k
2021: €416k
2022: €432k
2023: €472k
2024: €425k
2018 → 2025
Total assets
€492k▲ 13.1%
2024 · €435k
2018: €270k
2019: €363k
2020: €424k
2021: €445k
2022: €470k
2023: €491k
2024: €435k
2018 → 2025
Net result
€107k▲ 97.6%
2024 · €54k
2018: €67k
2019: €84k
2020: €56k
2021: €50k
2022: €30k
2023: €40k
2024: €54k
2018 → 2025
Working capital
€322k▼ 19.0%
2024 · €397k
2018: €234k
2019: €292k
2020: €340k
2021: €368k
2022: €386k
2023: €461k
2024: €397k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€416k-€432k▲ 3.7%€472k▲ 9.4%€425k▼ 10.0%€353k▼ 17.0%
Operating result€66k-€66k▲ 0.8%€93k▲ 40.5%€79k▼ 15.5%€123k▲ 55.9%
Net result€50k-€30k▼ 40.6%€40k▲ 36.7%€54k▲ 34.1%€107k▲ 97.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492k
Fixed assets
€31k▲ 11.3%
Current assets
€461k▲ 13.2%
Equity and liabilities €492k
Equity
€353k▼ 17.0%
Debt
€139k▲ 1,289%
The debt ratio rises from 2.3% to 28.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€131k▲
2024 · €82k
Cash flow
€115k▲
2024 · €57k
Solvency
71.7%▼
2024 · 97.7%
Current ratio
3.31▼
2024 · 40.66
Quick ratio
3.31▼
2024 · 40.66
Debt / equity
0.39▲
2024 · 0.02
ROE
30.4%▲
2024 · 12.8%
ROA
21.8%▲
2024 · 12.5%
Interest coverage
5025.25▲
2024 · 2994.57
Debt
€139k▲
2024 · €10k
Debt ≤ 1 year
€139k▲
2024 · €10k
Income taxes
€45k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€435k€492k▲
Fixed assets21/28€28k€31k▲
Tangible fixed assets22/27€28k€31k▲
Plant, machinery and equipment23€7k€15k▲
Furniture and vehicles24€21k€16k▼
Current assets29/58€407k€461k▲
Amounts receivable within one year40/41€16k€43k▲
Trade receivables40-€40k
Other amounts receivable41€16k€4k▼
Current investments50/53€261k€289k▲
Cash at bank and in hand54/58€124k€125k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€435k€492k▲
Equity10/15€425k€353k▼
Contributions10/11€6k€6k=
Reserves13€419k€346k▼
Tax-exempt reserves132€6k€6k=
Distributable reserves133€413k€340k▼
Amounts payable17/49€10k€139k▲
Amounts payable within one year42/48€10k€139k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€6k€27k▲
Taxes450/3€3k€24k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48-€108k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8€31k-
Gross operating margin9900€112k€131k▲
Operating profit (loss)9901€79k€123k▲
Financial income75/76B€3k€30k▲
Recurring financial income75€3k€30k▲
Financial charges65/66B€27€26▼
Recurring financial charges65€27€26▼
Profit (loss) for the period before taxes9903€82k€153k▲
Income taxes67/77€28k€45k▲
Profit (loss) for the period9904€54k€107k▲
Profit (loss) for the period to be appropriated9905€54k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€107k▲
Transfer from equity791/2€101k€180k▲
Transfer to equity691/2€54k€107k▲
To other reserves6921€54k€107k▲
Profit to be distributed694/7€101k€180k▲
Return on contributions (dividend)694€101k€180k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €107k ▲97.6%
Net result €107k, the highest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 24.93
Current ratio from 11.17 to 24.93; short-term debt falls from €38k to €19k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €30k ▼40.6%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langenberg 503294 DiestGround area
815 m²
Building footprint
193 m²
Volume, LiDAR
680 m³
Parcel 24073H0089/00D002, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DATA-VISION DEFERM
since 19992.092.928.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24073H0089/00D002 | Flanders | 815 m² | 1 · 193 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 795 EUR awarded · 795 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 795 EUR | 795 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 37,183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.