B-YCR
ActiveSummary
B-YCR has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €306,787 and a net result of €2,484. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 37948 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability49▼-12
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 14.82 against 21.02 in 2023; short-term debt: 6.6% and cash: 3.1% of total assets), and 6.6% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
34 d early
2022
43 d early
2021
20 d early
2020
18 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€306,787▲ 0.8%
2023 · €304,303
Total assets
€328,617▲ 3.0%
2023 · €319,197
Net result
€2,484
2023 · -€20,764
Working capital
€301,789▲ 1.2%
2023 · €298,177
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€31,903▲ 7,818%€13,471▼ 57.8%€36,828▲ 173%€7,505▼ 79.6%€6,310▼ 15.9%
Net result€21,107▲ 428%€8,796▼ 58.3%€29,494▲ 235%-€20,764€2,484
Equity€274,377▲ 8.3%€283,173▲ 3.2%€325,067▲ 14.8%€304,303▼ 6.4%€306,787▲ 0.8%
Total assets€316,411▼ 2.0%€306,795▼ 3.0%€345,172▲ 12.5%€319,197▼ 7.5%€328,617▲ 3.0%
Debt€42,034▼ 39.5%€23,622▼ 43.8%€20,105▼ 14.9%€14,894▼ 25.9%€21,830▲ 46.6%
Working capital€247,523▲ 0.9%€243,875▼ 1.5%€294,008▲ 20.6%€298,177▲ 1.4%€301,789▲ 1.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 16% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €328,617
Fixed assets
€4,998 ▼ 18.4%
Current assets
€323,619 ▲ 3.4%
Equity and liabilities €328,617
Equity
€306,787 ▲ 0.8%
Debt
€21,830 ▲ 46.6%
Debt's share of the balance-sheet total rises from 4.7% to 6.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7,438▼
2023 · €9,051
Cash flow
€3,612▲
2023 · -€19,218
Current ratio
14.82▼
2023 · 21.02
Debt to equity
0.07▲
2023 · 0.05
ROE
0.8%▲
2023 · -6.8%
ROA
0.8%▲
2023 · -6.5%
Interest coverage
3.50▼
2023 · 49.57
Debt ≤ 1 year
€21,830▲
2023 · €14,894
Income taxes
€1,705▼
2023 · €3,087
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €15,057 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,853 | €3,538 | €1,720 | €1,546 | €1,128 | ▼ 27.1% |
| Other operating charges640/8 | - | €515 | €410 | €510 | €387 | ▼ 24.1% |
| Gross operating margin9900 | €34,243 | €17,525 | €38,957 | €9,561 | €7,825 | ▼ 18.2% |
| Operating profit (loss)9901 | €31,903 | €13,471 | €36,828 | €7,505 | €6,310 | ▼ 15.9% |
| Financial income75/76B | - | €190 | €0 | - | €1 | - |
| Recurring financial income75 | €10 | €190 | €0 | - | €1 | - |
| Financial charges65/66B | - | €525 | €565 | €25,182 | €2,122 | ▼ 91.6% |
| Recurring financial charges65 | €173 | €525 | €565 | €183 | €2,122 | ▲ 1,062% |
| Non-recurring financial charges66B | - | - | - | €24,999 | - | - |
| Profit (loss) for the period before taxes9903 | €31,740 | €13,136 | €36,262 | -€17,677 | €4,189 | ▲ 124% |
| Income taxes67/77 | €10,633 | €4,340 | €6,768 | €3,087 | €1,705 | ▼ 44.8% |
| Profit (loss) for the period9904 | €21,107 | €8,796 | €29,494 | -€20,764 | €2,484 | ▲ 112% |
| Profit (loss) for the period to be appropriated9905 | €21,107 | €8,796 | €29,494 | -€20,764 | €2,484 | ▲ 112% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €316,411 | €306,795 | €345,172 | €319,197 | €328,617 | ▲ 3.0% |
| Fixed assets21/28 | €26,854 | €39,298 | €31,059 | €6,126 | €4,998 | ▼ 18.4% |
| Tangible fixed assets22/27 | €1,854 | €14,298 | €6,059 | €6,126 | €4,998 | ▼ 18.4% |
| Plant, machinery and equipment23 | - | €5,062 | €4,549 | €5,520 | €4,846 | ▼ 12.2% |
| Furniture and vehicles24 | - | €9,236 | €1,510 | €606 | €152 | ▼ 74.9% |
| Financial fixed assets28 | €25,000 | €25,000 | €25,000 | - | - | - |
| Current assets29/58 | €289,557 | €267,497 | €314,113 | €313,071 | €323,619 | ▲ 3.4% |
| Amounts receivable within one year40/41 | €276,855 | €264,057 | €297,018 | €303,776 | €313,310 | ▲ 3.1% |
| Trade receivables40 | - | €7,925 | €8,815 | €4,255 | €8,690 | ▲ 104% |
| Other amounts receivable41 | - | €256,132 | €288,203 | €299,520 | €304,620 | ▲ 1.7% |
| Cash at bank and in hand54/58 | €11,732 | €2,704 | €16,238 | €9,296 | €10,122 | ▲ 8.9% |
| Deferred charges and accrued income490/1 | - | €737 | €857 | - | €187 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €316,411 | €306,795 | €345,172 | €319,197 | €328,617 | ▲ 3.0% |
| Equity10/15 | €274,377 | €283,173 | €325,067 | €304,303 | €306,787 | ▲ 0.8% |
| Contributions10/11 | - | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €266,317 | €275,113 | €304,607 | €283,843 | €286,327 | ▲ 0.9% |
| Amounts payable17/49 | €42,034 | €23,622 | €20,105 | €14,894 | €21,830 | ▲ 46.6% |
| Amounts payable within one year42/48 | €42,034 | €23,622 | €20,105 | €14,894 | €21,830 | ▲ 46.6% |
| Trade debts44 | €6,706 | €8,490 | €2,914 | €2,984 | €7,120 | ▲ 139% |
| Suppliers440/4 | - | €8,490 | €2,914 | €2,984 | €7,120 | ▲ 139% |
| Taxes, remuneration and social security45 | - | €15,132 | €17,191 | €11,911 | €14,710 | ▲ 23.5% |
| Taxes450/3 | - | €15,132 | €17,191 | €11,911 | €14,710 | ▲ 23.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,107 | €8,796 | €29,494 | -€20,764 | €2,484 | ▲ 112% |
| + Depreciation and write-downs630 | €1,853 | €3,538 | €1,720 | €1,546 | €1,128 | ▼ 27.1% |
| Operating cash flow (approximation) | €22,960 | €12,334 | €31,215 | -€19,218 | €3,612 | ▲ 119% |
| Investment in fixed assets (approximation) | - | -€15,982 | €6,518 | €23,387 | €0 | ▼ 100% |
| Change in cash | - | -€9,029 | €13,534 | -€6,942 | €826 | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2,484
Net result €2,484 after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€20,764
Net result drops to -€20,764, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
08-11
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
16-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
08-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
07-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Show earlier events
06-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
06-08
State Gazette act
General meeting · Director resignation
Director appointment · Auditor reappointment
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
02-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
01-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
01-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
01-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
01-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
28-07
State Gazette act
General meeting · Board meeting
Share issue · Capital increase
21-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-09
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate term
08-08
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate term
08-08
State Gazette act
General meeting · Director appointment
Permanent representative
08-08
State Gazette act
General meeting · Director appointment
Permanent representative
08-08
State Gazette act
General meeting · Director appointment
Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2016
Ground area
1,375 m²
Building footprint
224 m²
Volume, LiDAR
961 m³
Parcel 23602L0172/00B000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
B-YCR
since 20162.251.894.689
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602L0172/00B000 | Flanders | 1,375 m² | 1 · 224 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
5 board mandatesBoard mandates of this companythis company sits on their board5
1 location
1 location
1 location
1 location
1 location
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,407 EUR awarded · 1,407 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,407 EUR | 1,407 EUR |
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 38,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64999Other financial services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0646854792
Also
9925:BE0646854792
Registered
26-05-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.