RCT Beheer is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.58M and a net result of €-31k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 85% of 5498 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
33 d late
2023
212 d late
2022
31 d late
2021
157 d late
2020
31 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.58M▼ 1.9%
2024 · €1.61M
2018: €1.66M
2019: €1.66M
2020: €1.65M
2021: €1.64M
2022: €1.64M
2023: €1.63M
2024: €1.61M
2018 → 2025
Net result
€-31k▼ 50.7%
2024 · €-21k
2018: €-6k
2019: €-5k
2020: €-5k
2021: €-12k
2022: €871
2023: €-13k
2024: €-21k
2018 → 2025
Total assets
€1.75M▼ 0.3%
2024 · €1.75M
2018: €1.68M
2019: €1.67M
2020: €1.68M
2021: €1.70M
2022: €1.72M
2023: €1.71M
2024: €1.75M
2018 → 2025
Solvency
90.1%▼ 1.6pp
2024 · 91.6%
2018: 99.1%
2019: 99.0%
2020: 98.7%
2021: 96.4%
2022: 95.5%
2023: 95.2%
2024: 91.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.64M-€1.64M▲ 0.1%€1.63M▼ 0.8%€1.61M▼ 1.3%€1.58M▼ 1.9%
Operating result€-12k-€927€-13k€-17k▼ 37.4%€-22k▼ 28.6%
Net result€-12k-€871€-13k€-21k▼ 63.6%€-31k▼ 50.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €17k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.75M
Fixed assets
€1.70M▲ 1.5%
Current assets
€49k▼ 36.9%
Equity and liabilities €1.75M
Equity
€1.58M▼ 1.9%
Debt
€174k▲ 18.3%
The debt ratio rises from 8.4% to 9.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
90.1%▼
2024 · 91.6%
ROE
-2.0%▼
2024 · -1.3%
ROA
-1.8%▼
2024 · -1.2%
Debt
€174k▲
2024 · €147k
Debt ≤ 1 year
€174k▲
2024 · €147k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.75M€1.75M▼
Fixed assets21/28€1.68M€1.70M▲
Tangible fixed assets22/27€15k€40k▲
Furniture and vehicles24€15k€40k▲
Financial fixed assets28€1.66M€1.66M=
Current assets29/58€78k€49k▼
Amounts receivable within one year40/41€54k€32k▼
Trade receivables40€19k€0▼
Other amounts receivable41€36k€32k▼
Cash at bank and in hand54/58€12k€7k▼
Deferred charges and accrued income490/1€11k€11k▼
Equity and liabilities
Total equity and liabilities10/49€1.75M€1.75M▼
Equity10/15€1.61M€1.58M▼
Contributions10/11€1.68M€1.68M=
Reserves13€142€142=
Non-distributable reserves130/1€142€0▼
Reserves not available under the articles1311€142€0▼
Distributable reserves133-€142
Profit (loss) carried forward14€-75k€-107k▼
Amounts payable17/49€147k€174k▲
Amounts payable within one year42/48€147k€174k▲
Trade debts44€31k€31k▲
Suppliers440/4€31k€31k▲
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Other amounts payable47/48€114k€141k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€6k€2k▼
Gross operating margin9900€-7k€-15k▼
Operating profit (loss)9901€-17k€-22k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€5k€11k▲
Recurring financial charges65€5k€11k▲
Profit (loss) for the period before taxes9903€-21k€-31k▼
Profit (loss) for the period9904€-21k€-31k▼
Profit (loss) for the period to be appropriated9905€-21k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-75k€-107k▼
Profit (loss) brought forward from the previous period14P€-55k€-75k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series.
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 33 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 212 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 157 days late
2022
31-12
Financial
Back to profitnet €871
Net result €871 after 4 loss-making years.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaamseweg 792328 HoogstratenGround area
4,351 m²
Building footprint
208 m²
Volume, LiDAR
1,199 m³
Parcel 13022A0277/00F000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chaamseweg 79, 2328 Hoogstraten
since 20142.227.862.445
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13022A0277/00F000 | Flanders | 4,351 m² | 1 · 207 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.