EBF Consulting
ActiveEBF Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.01M and a net result of €387k. Equity is growing by ~45.3% per year across the filed fiscal years. Its solvency ranks better than 24% of 6144 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 6144 sector peers (2024).
NBB · sector comparisonPosition among 6144 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
13 d early
2022
40 d early
2021
17 d early
2020
36 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.01M▲ 61.9%
2023 · €625k
2018: €-44k
2019: €35k
2020: €178k
2021: €329k
2022: €484k
2023: €625k
2018 → 2024
Net result
€387k▲ 175%
2023 · €140k
2018: €-45k
2019: €80k
2020: €143k
2021: €150k
2022: €156k
2023: €140k
2018 → 2024
Total assets
€4.19M▲ 14.4%
2023 · €3.66M
2018: €1.19M
2019: €1.16M
2020: €1.16M
2021: €2.34M
2022: €2.26M
2023: €3.66M
2018 → 2024
Solvency
24.2%▲ 7.1pp
2023 · 17.1%
2018: -3.7%
2019: 3.0%
2020: 15.4%
2021: 14.1%
2022: 21.4%
2023: 17.1%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€178k-€329k▲ 84.3%€484k▲ 47.3%€625k▲ 29.0%€1.01M▲ 61.9%
Operating result€5k-€11k▲ 145%€61k▲ 432%€30k▼ 51.4%€41k▲ 36.8%
Net result€143k-€150k▲ 5.2%€156k▲ 3.4%€140k▼ 9.7%€387k▲ 175%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 37% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.19M
Fixed assets
€1.83M▼ 0.1%
Current assets
€2.36M▲ 28.8%
Equity and liabilities €4.19M
Equity
€1.01M▲ 61.9%
Debt
€3.18M▲ 4.6%
The debt ratio falls from 82.9% to 75.8%: equity grows faster than debt.
Key figures and ratios
Solvency
24.2%▲
2023 · 17.1%
ROE
38.2%▲
2023 · 22.5%
ROA
9.2%▲
2023 · 3.8%
Debt
€3.18M▲
2023 · €3.04M
Debt ≤ 1 year
€1.54M▲
2023 · €1.40M
Debt > 1 year
€1.61M▲
2023 · €1.61M
Income taxes
€814▲
2023 · €809
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.66M€4.19M▲
Fixed assets21/28€1.83M€1.83M▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23-€821
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€2k€610▼
Financial fixed assets28€1.82M€1.82M=
Current assets29/58€1.83M€2.36M▲
Stocks and contracts in progress3€1.81M€2.23M▲
Stocks30/36€1.81M€2.23M▲
Amounts receivable within one year40/41€12k€104k▲
Trade receivables40€12k-
Other amounts receivable41-€104k
Cash at bank and in hand54/58€4k€27k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€3.66M€4.19M▲
Equity10/15€625k€1.01M▲
Contributions10/11€58k€58k=
Reserves13€567k€954k▲
Distributable reserves133€567k€954k▲
Amounts payable17/49€3.04M€3.18M▲
Amounts payable after more than one year17€1.61M€1.61M▲
Financial debts170/4€984k€954k▼
Other amounts payable178/9€625k€660k▲
Amounts payable within one year42/48€1.40M€1.54M▲
Current portion of amounts payable after more than one year42€180k€180k=
Financial debts43€1.15M€1.23M▲
Credit institutions430/8€1.15M€1.23M▲
Trade debts44€3k€123k▲
Suppliers440/4€3k€123k▲
Taxes, remuneration and social security45€8k€814▼
Taxes450/3€8k€814▼
Other amounts payable47/48€62k€3k▼
Accrued charges and deferred income492/3€23k€24k▲
Income statement
Code20232024
Non-recurring operating income76A€27k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€4k€7k▲
Non-recurring operating charges66A€15k-
Gross operating margin9900€51k€50k▼
Operating profit (loss)9901€30k€41k▲
Financial income75/76B€206k€457k▲
Recurring financial income75€190k€440k▲
Non-recurring financial income76B€15k€17k▲
Financial charges65/66B€94k€109k▲
Recurring financial charges65€94k€109k▲
Profit (loss) for the period before taxes9903€141k€388k▲
Income taxes67/77€809€814▲
Profit (loss) for the period9904€140k€387k▲
Profit (loss) for the period to be appropriated9905€140k€387k▲
Appropriation of the result
Profit (loss) to be appropriated9906€140k€387k▲
Transfer to equity691/2€140k€387k▲
To other reserves6921€140k€387k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-08
State Gazette act
Capital & shares · Statutes amendment · RestructuringGeneral meeting · Merger · Dissolution13 facts ▸
State Gazette act
Capital & shares · Statutes amendment · Restructuring
General meeting · Merger · Dissolution13 facts ▸
- General meeting, 2026-07-28
- Merger, 2026-07-28
- Dissolution, 2026-07-28
- Accounting effect, 2026-01-01
- Share cancellation, all shares of SOLVR
- Purpose change, De vennootschap heeft tot voorwerp, voor eigen rekening of voor rekening van derden, door en met derden, voor zover voldaan aan de wettelijke voorwaarden terzak…
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Capital
- Merger condition, zonder kapitaalverhoging van de overnemende vennootschap en zonder omwisseling van aandelen
- Real estate, GEEN (zakelijke rechten op) onroerende goederen
- +1 further facts in this act
23-06
State Gazette act
RestructuringMerger proposal · Merger · Accounting effect7 facts ▸
State Gazette act
Restructuring
Merger proposal · Merger · Accounting effect7 facts ▸
- Merger proposal, 2026-06-15
- Merger
- Accounting effect, 2026-01-01
- Corporate purpose, het uitvoeren van activiteiten van verzekeringsbemiddeling als verzekeringssubagent en dit onder verantwoordelijkheid van de verzekeringsagent Verzekeringen Pee…
- Corporate purpose, Rechtstreeks of onrechtstreeks, hetzij als tussenpersoon, zowel voor eigen rekening als voor rekening van derden -expertise van schade en risico, vaststellen va…
- Shareholder, Vermeersch Bart
- Shareholder, EBF CONSULTING
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €387k ▲175%
Net result €387k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.01M ▲61.9%
6 profitable years in a row build equity to €1.01M.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €625k ▲29%
5 profitable years in a row build equity to €625k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 15current ratio 1.22
Current ratio from 0.08 to 1.22.
31-12
Financial
Equity above €200kEq €329k ▲84.3%
3 profitable years in a row build equity to €329k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €178k ▲404%
2 profitable years in a row build equity to €178k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €80k
Net result €80k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2017
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-06-2017
Elbafin: Resigned as Manager
19-06-2017
VANDEN BOER K: Resigned as Manager
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerhoutseweg 392440 GeelGround area
2,439 m²
Building footprint
211 m²
Volume, LiDAR
1,134 m³
Parcel 13008I1920/00Z000, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20132.218.516.989
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008I1920/00Z000 | Flanders | 2,439 m² | 1 · 211 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Ownership & control
1 partyEBF ConsultingBE 0526.809.572
controls
Where this company holds controlthis company sits on their board1
1 location
Acquisitions and mergers
2 transactionsTook over:SOLVR
Took over:SOLVR
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,605 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2013
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0496/287435
E-mail:bartvermeersch@outlook.be