Summary
FLORIMAS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.63M and a net result of €204k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 5527 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-12-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
42 d early
2023
47 d early
2022
47 d early
2021
46 d early
2020
2 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.63M▲ 14.3%
2024 · €1.42M
2019: €1.30M
2020: €1.28M
2021: €1.51M
2022: €1.49M
2023: €1.45M
2024: €1.42M
2019 → 2025
Net result
€204k
2024 · €-30k
2019: €-48k
2020: €-25k
2021: €239k
2022: €-29k
2023: €-32k
2024: €-30k
2019 → 2025
Total assets
€1.92M▲ 8.4%
2024 · €1.77M
2019: €1.79M
2020: €1.76M
2021: €2.06M
2022: €1.90M
2023: €1.83M
2024: €1.77M
2019 → 2025
Solvency
84.7%▲ 4.4pp
2024 · 80.3%
2019: 72.8%
2020: 72.5%
2021: 73.5%
2022: 78.3%
2023: 79.6%
2024: 80.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.51M-€1.49M▼ 1.9%€1.45M▼ 2.1%€1.42M▼ 2.1%€1.63M▲ 14.3%
Operating result€-7k-€-13k▼ 98.5%€-13k▲ 1.0%€-14k▼ 5.5%€-13k▲ 2.0%
Net result€239k-€-29k€-32k▼ 9.8%€-30k▲ 4.2%€204k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.92M
Fixed assets
€1.77M ▼ 0.3%
Current assets
€155k ▲ 31,461%
Equity and liabilities €1.92M
Equity
€1.63M ▲ 14.3%
Debt
€295k ▼ 15.7%
Debt's share of the balance-sheet total falls from 19.7% to 15.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
12.5%▲
2024 · -2.1%
ROA
10.6%▲
2024 · -1.7%
Debt ≤ 1 year
€271k▼
2024 · €332k
Income taxes
€375▼
2024 · €385
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.77M€1.92M▲
Fixed assets21/28€1.77M€1.77M▼
Tangible fixed assets22/27€14k€8k▼
Furniture and vehicles24€14k€8k▼
Financial fixed assets28€1.76M€1.76M=
Current assets29/58€493€155k▲
Amounts receivable within one year40/41-€155k
Other amounts receivable41-€155k
Cash at bank and in hand54/58€493€419▼
Equity and liabilities
Total equity and liabilities10/49€1.77M€1.92M▲
Equity10/15€1.42M€1.63M▲
Contributions10/11€1.18M€1.18M=
Reserves13€245k€449k▲
Distributable reserves133€245k€449k▲
Amounts payable17/49€350k€295k▼
Amounts payable within one year42/48€332k€271k▼
Current portion of amounts payable after more than one year42€310k€270k▼
Trade debts44€484€484=
Suppliers440/4€484€484=
Taxes, remuneration and social security45€385€375▼
Taxes450/3€385€375▼
Other amounts payable47/48€21k-
Accrued charges and deferred income492/3€18k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-5k€-4k▲
Operating profit (loss)9901€-14k€-13k▲
Financial income75/76B-€240k
Recurring financial income75-€240k
Financial charges65/66B€17k€23k▲
Recurring financial charges65€17k€23k▲
Profit (loss) for the period before taxes9903€-30k€204k▲
Income taxes67/77€385€375▼
Profit (loss) for the period9904€-30k€204k▲
Profit (loss) for the period to be appropriated9905€-30k€204k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€204k▲
Transfer from equity791/2€30k-
Transfer to equity691/2-€204k
To other reserves6921-€204k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Back to profitnet €204k
Net result €204k after 3 loss-making years.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Liquidity times 14current ratio 26.95
Current ratio from 1.91 to 26.95; short-term debt falls from €140k to €4k.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €239k
Net result €239k after 2 loss-making years.
30-06
Financial
Liquidity times 68current ratio 1.91
Current ratio from 0.03 to 1.91.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lodewijk Dosfellei 562640 MortselGround area
729 m²
Building footprint
178 m²
Volume, LiDAR
858 m³
Parcel 11512B0010/00V006, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lodewijk Dosfellei 56, 2640 Mortsel
since 20142.227.618.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11512B0010/00V006 | Flanders | 729 m² | 1 · 178 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 11,514 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2014
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.