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RCOOP

Active
Cooperative companyfounded 2018active for 8 yearsCharleroise Steenweg 112, 1060 Sint-Gillis (bij-Brussel), Belgium30 active companies are registered at this addressKBO/BCE: BE 0695.456.940
Summary

The computed 12-month bankruptcy probability of RCOOP is 14.1% (high). The 2024 annual accounts show equity of €11,185 and a net result of -€10,998. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 22% of 3,516 sector peers (NACE 95, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Repair and maintenance of other personal and household goods
NACE 95290
10 sites
Size
€247,625total assets 2024
Staff
1.3 FTE
Equity
€11,185
Loss
-€10,998
Financial health
27 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
14.1%
Structure
Accounts 78 days overdue1 of 7 deeds read
Why 27raises riskFigures for financial year 2024 (filed 03-10-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 59 days late; 3 of the last 3 late10 establishment unitsShow the evidence

Checked score

Score 2024
27 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 12% of its sector peers (NACE 95, micro)
Financial strength · tick = 2023
Weak
Solvency 30-5
equity 4.5% of total assets
Liquidity 1-6
short-term debt 95.5% · cash 1.2%
Profitability 13-58
return on assets -4.4%
Bankruptcy probability, 12 months
14.1% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,127 companies, NACE 95, micro)
Last 24 months 11-2024: 4.6% 12-2024: 4.6%● unchanged vs 11-2024 01-2025: 4.5%▼ -0.1 percentage points vs 12-2024 02-2025: 4.5%● unchanged vs 01-2025 03-2025: 4.5%● unchanged vs 02-2025 04-2025: 4.6%▲ +0.1 percentage points vs 03-2025 05-2025: 4.6%● unchanged vs 04-2025 06-2025: 4.4%▼ -0.2 percentage points vs 05-2025 07-2025: 4.4%● unchanged vs 06-2025 08-2025: 5.3%▲ +0.9 percentage points vs 07-2025 09-2025: 5.4%▲ +0.1 percentage points vs 08-2025 10-2025: 7.5%▲ +2.1 percentage points vs 09-2025 11-2025: 5.3%▼ -2.2 percentage points vs 10-2025 12-2025: 5.1%▼ -0.2 percentage points vs 11-2025 01-2026: 5.0%▼ -0.1 percentage points vs 12-2025 02-2026: 4.9%▼ -0.1 percentage points vs 01-2026 03-2026: 4.9%● unchanged vs 02-2026 04-2026: 5.0%▲ +0.1 percentage points vs 03-2026 05-2026: 4.7%▼ -0.3 percentage points vs 04-2026 06-2026: 4.2%▼ -0.5 percentage points vs 05-2026 07-2026: 4.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 4.9%▲ +0.8 percentage points vs 07-2026 09-2026: 5.4%▲ +0.5 percentage points vs 08-2026 10-2026: 14.1%▲ +8.7 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.01, compared with 1.06 in 2023, below the usual 1.5; short-term debt: 95.5% and cash: 1.2% of total assets), and 95.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 19% on solvency, 2% on liquidity, 15% on profitability and 10% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Figures for financial year 2024 (filed 03-10-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 59 days late; 3 of the last 3 late
NBB · filings
raises risk · 10 establishment units
KBO · seat and establishments
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 3516 sector peers (2024).
NBB · sector comparison
Position among 3516 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 6 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
not filed
2024
59 days late
2023
70 days late
2022
44 days late
2021
409 days late
2020
87 days late
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 126 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€10,998

Key points

  • Caution: Among the weakest 14% on net resultsector median €7,401 · 3,508 companies -€10,998 View
  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Total assets 20246 financial years filed €247,625 View

By topic

Financials

Financial year
2024
Total assets
€247,625
Loss
-€10,998
Solvency
4.5%
Total assets▲ 8.1%
Net result
20192024
Go to Financials

Timeline

Events
9
Since
2020
  1. 09-10-2024Annual accounts filed
  2. 13-09-2023Annual accounts filed
  3. 13-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
10
Legal form
Cooperative company
Activity
Repair and maintenance of other personal and household…NACE 95290
Founded
25-04-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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