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RAPHAËL LAHAYE

Active
Private limited companyfounded 2013active for 13 yearsStockay(SART) 8D, 4845 Jalhay, BelgiumKBO/BCE: BE 0541.436.281
Summary

RAPHAËL LAHAYE has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,192 and a net result of -€1,885. Equity has been shrinking by about 8.7% per year since 2018. Its solvency ranks better than 15% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 25-10-2013 Normal situation
Activity
Site preparation NACE 43120and 2 others
Establishment unit
2.223.954.434 4845 Jalhay, since 20-11-2013
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Board and ownership

Board

Financial position

79 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Turnover
€0
Loss
€1,885
▼ 84.5%
Equity
€11,192
▼ 14.4%
Total assets
€94,464
▼ 11.0%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €11,192 (11.8% of total assets)lowers riskSize: turnover €0, total assets €94,464Founded in 2013Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 28% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 37=
equity 11.8% of total assets
Liquidity 50-12
short-term debt 27.8% · cash 8.6%
Profitability 66+12
return on assets -2.0%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%▼ -0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▼ -0.2 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.2 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.5%▼ -0.5 percentage points vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.85 (1.03 in 2024), below 1. Short-term debt is 27.8% and cash 8.6% of total assets. 88.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 15% of them on solvency, 42% on liquidity, 32% on profitability and 21% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €0, total assets €94,464
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €11,192 (11.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,885
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 34954 sector peers (2025).
NBB · sector comparison
Position among 34954 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
51 days early
2023
29 days early
2022
24 days early
2021
38 days early
2020
30 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€1,885 View
  • Caution: Lower solvency than 84% of companies in specialised constructionsector median 46.7% · 34,954 companies 11.8% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Change of role: LAHAYE Raphaël, from manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as RAPHAËL LAHAYE: site preparation (NACE 43120). They are comparable in size and age: total assets between €88,900 and €110,000, founded between 2012 and 2014.

CompanyTotal assetsGross margin
RAPHAËL LAHAYE Jalhay€94,464€27,703
MARECHAL F. & FILS Flémalle€105,260€22,913
EMIEDI Zaventem€92,468€27,922
MIRO-ELEC Sint-Agatha-Berchem€88,873€25,006
ARBEMA Brasschaat€100,230€32,540
BURHAN CONSTRUCTION Schaarbeek€110,473€29,118
DANILOS Braine-l'Alleud€105,866€33,989
Full comparison

Key facts about RAPHAËL LAHAYE

What is the company number of RAPHAËL LAHAYE?
The company number of RAPHAËL LAHAYE is 0541.436.281. The VAT number is the same number with BE in front: BE 0541.436.281.
Where is RAPHAËL LAHAYE based?
The registered office is at Stockay(SART) 8D, 4845 Jalhay.Company details
What does RAPHAËL LAHAYE do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of RAPHAËL LAHAYE?
The legal form of RAPHAËL LAHAYE is Private limited company (BV).
When was RAPHAËL LAHAYE founded?
RAPHAËL LAHAYE was founded on 25-10-2013.
Is RAPHAËL LAHAYE still active?
Yes, RAPHAËL LAHAYE is an active enterprise in the KBO register.
What is the turnover of RAPHAËL LAHAYE?
The turnover of RAPHAËL LAHAYE was €0 in financial year 2025, according to the filed annual accounts.Financials
Is RAPHAËL LAHAYE profitable?
In financial year 2025, RAPHAËL LAHAYE made a loss of €1,885.
Where can I find the annual accounts of RAPHAËL LAHAYE?
RAPHAËL LAHAYE filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RAPHAËL LAHAYE due?
RAPHAËL LAHAYE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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