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MARECHAL F. & FILS

Active
Private limited companyfounded 2013active for 13 yearsRue Waraxhe 217, 4400 Flémalle, BelgiumKBO/BCE: BE 0535.908.172
Summary

The computed 12-month bankruptcy probability of MARECHAL F. & FILS is 3.2% (moderate). The 2024 annual accounts show equity of €9,604 and a net result of €9,036. Equity has been growing by about 29% per year since 2018. Its solvency ranks better than 14% of 35,969 sector peers (NACE 43, financial year 2024). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-06-2013 Normal situation
Activity
Site preparation NACE 43120
Establishment unit
2.220.777.584 4400 Flémalle, since 01-07-2013
Financial year end
31 December
Peppol
Reachable since 23-05-2025

Board and ownership

Last known board

Financial position

49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.2%
Annual accounts 2024
Gross margin
€22,913
▼ 32.8%
Turnover
≈ €230,000
estimated
Profit
€9,036
▼ 45.3%
Equity
€9,604
▼ 9.1%
Total assets
€105,260
▼ 10.5%
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 09-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 40 days late; 3 of the last 3 accounts latelowers riskSize: total assets €105,260Founded in 2013Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 26% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Weak
Solvency 34=
equity 9.1% of total assets
Liquidity 12-5
short-term debt 77.3% · cash 3.3%
Profitability 79-7
return on assets 8.6%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 4.9% 01-2025: 6.6%▲ +1.7 percentage points vs 12-2024 02-2025: 6.5%▼ -0.1 percentage points vs 01-2025 03-2025: 6.9%▲ +0.4 percentage points vs 02-2025highest value 04-2025: 5.6%▼ -1.3 percentage points vs 03-2025 05-2025: 5.6%● unchanged vs 04-2025 06-2025: 5.6%● unchanged vs 05-2025 07-2025: 5.6%● unchanged vs 06-2025 08-2025: 3.9%▼ -1.7 percentage points vs 07-2025 09-2025: 4.5%▲ +0.6 percentage points vs 08-2025 10-2025: 1.6%▼ -2.9 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 2.3%▲ +0.3 percentage points vs 08-2026 10-2026: 3.2%▲ +0.9 percentage points vs 09-2026 11-2026: 3.2%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Liquidity is tight, with a current ratio of 1.04 (1.08 in 2023), below the usual 1.5. Short-term debt is 77.3% and cash 3.3% of total assets. 90.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 13% of them on solvency, 7% on liquidity, 58% on profitability and 25% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 09-09-2025)
NBB · annual accounts
lowers risk · Size: total assets €105,260
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 40 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 35969 sector peers (2024).
NBB · sector comparison
Position among 35969 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 40 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-09-2025, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
40 days late
2023
344 days late
2022
31 days late
2021
29 days late
2020
108 days late
2019
101 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 109 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 86% of companies in specialised constructionsector median 46.6% · 35,969 companies 9.1% View
  • A director leftlatest change 09-10-2026 · 0 in office 1 left View

Recent changes

  1. · Gazette deed Change of role: MARÉCHAL Grégory Lambert David, from manager to director
  2. · Gazette deed Resignation: D'Hoey Manuel (director)
  3. · Gazette deed Appointment: D'Hoey Manuel (director)
All 20 events

Comparable companies

These companies have the same main activity as MARECHAL F. & FILS: site preparation (NACE 43120). They are comparable in size and age: total assets between €92,500 and €116,000, founded between 2011 and 2014.

CompanyTotal assetsGross margin
MARECHAL F. & FILS Flémalle€105,260€22,913
RAPHAËL LAHAYE Jalhay€94,464€27,703
JILKA Dendermonde€113,745€23,324
DULCO Herk-de-Stad€115,506€20,871
A&B Service Zele€106,503€21,113
EMIEDI Zaventem€92,468€27,922
BURHAN CONSTRUCTION Schaarbeek€110,473€29,118
Full comparison

Key facts about MARECHAL F. & FILS

What is the company number of MARECHAL F. & FILS?
The company number of MARECHAL F. & FILS is 0535.908.172. The VAT number is the same number with BE in front: BE 0535.908.172.
Where is MARECHAL F. & FILS based?
The registered office is at Rue Waraxhe 217, 4400 Flémalle.Company details
What does MARECHAL F. & FILS do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of MARECHAL F. & FILS?
The legal form of MARECHAL F. & FILS is Private limited company (BV).
When was MARECHAL F. & FILS founded?
MARECHAL F. & FILS was founded on 24-06-2013.
Is MARECHAL F. & FILS still active?
Yes, MARECHAL F. & FILS is an active enterprise in the KBO register.
How many employees does MARECHAL F. & FILS have?
MARECHAL F. & FILS had an average of 0.2 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of MARECHAL F. & FILS?
The turnover in financial year 2024 is ≈ €230,000. This figure is estimated from the gross margin of €22,913 and 31 comparable companies (NACE 43120). It probably lies between €100,000 and €330,000. It is a rough estimate. In financial year 2018 turnover was €162,852.
Is MARECHAL F. & FILS profitable?
In financial year 2024, MARECHAL F. & FILS made a profit of €9,036.
Where can I find the annual accounts of MARECHAL F. & FILS?
MARECHAL F. & FILS filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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