Losses
-€61,573 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
RAMO
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €525,520 (2006)
€141,922▲ 157%
lowest -€53,619 (2024)
-€7,953▲ €45,666
peak €1.0m (2018)
€933,909▼ 0.8%
€1.6m▲ 22.3%
peak 10.1 FTE (2006)
1 FTEunchanged
Board4 names since 2021
1 director
Documentsfilings and deeds
17-06-202644 days before the deadline
2025abbreviated format
Gross margin from €55,230 to €141,922Loss of €7,953Appointment: (director) 06-03Debts from €1.3m to €1.6mInvestments €843,939Cash from €50,983 to €108,293
Key points
from the 2025 annual accountsTurnover
≈ €500,000 estimated
The abbreviated format states no turnover.
Investments
€855,235 14.2 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 223.0% higher than in 2024.
Staff
1 FTE from 10.1 in 2006
Between 2006 and 2025, 90% of the full-time equivalents disappeared.
Liquidity
1.49 was 2.66 in 2024
Short-term debts rose from €705,400 to €931,395.
Filings
38 annual accounts since 1988
The last five annual accounts were filed 41 to 56 days before the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as RAMO has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.5%
stopped another way
0.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for RAMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Environmental permit granted
Nieuwbouw of aanleggen · Ravels
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0432497165
Appointment: (director)
Resignation: (director) · Director discharge: · General meeting of 19-12-2024 · Gazette deed
New director
appointed, resigned · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RAMO Ravels | €2.6m | €141,922 | 36.1% | 1 |
| PROVILLAS Zandhoven | €2.0m | €111,141 | 72.9% | 1 |
| VERHULST INVEST Oostrozebeke | €2.0m | €187,409 | 58.4% | 1 |
| VDW PROJECTS Hasselt | €3.3m | €176,720 | 60.0% | 1 |
| TOPLIN Pajottegem | €3.1m | €239,125 | 98.0% | 1.3 |
| ENTREPRISES MICHEL JASPAR Malmedy | €2.0m | €235,552 | 47.0% | 1.4 |
| Bouwwerken Versnel Wijnegem | €3.6m | €175,962 | -11.5% | 1.2 |
These companies have the same main activity as RAMO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €2m and €3.6m, founded between 1970 and 1998.
Official details
Source: KBO- Status
- Active since 10-11-1987Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.031.691.5262381 Ravels, since 02-12-1987
- Financial year end
- 31 December
- Peppol
- Reachable since 09-10-2025
Annual accounts 2025
- €2.6m▲ 12.8%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 17-06-2026, 44 days before the end of the filing period
Insights on RAMO
RAMO files the abbreviated format. That format states no turnover. The gross margin fell from €525,520 in 2006 to €141,922 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RAMO
- What is the company number of RAMO?
- The company number of RAMO is 0432.497.165. The VAT number is the same number with BE in front: BE 0432.497.165.
- Where is RAMO based?
- The registered office is at Weeldestraat 83, 2381 Ravels.Company details
- What does RAMO do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of RAMO?
- RAMO is a private limited company (BV).
- When was RAMO founded?
- RAMO was founded on 10-11-1987.
- Is RAMO still active?
- Yes, RAMO is an active enterprise in the KBO register.
- How many employees does RAMO have?
- RAMO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of RAMO?
- The turnover in financial year 2025 is ≈ €500,000. This figure is estimated from the gross margin of €141,922 and 126 comparable companies (NACE 41001). It probably lies between €340,000 and €780,000.
- Is RAMO profitable?
- In financial year 2025, RAMO made a loss of €7,953.
- Where can I find the annual accounts of RAMO?
- RAMO filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RAMO due?
- RAMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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