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PROVILLAS

Active Private limited companyfounded 1986active for 40 yearsSint Jozefstraat 16, 2240 ZandhovenKBO/BCE: BE 0428.798.792 #7 company by equity in Zandhoven, Construction sector

Lifetime

19 annual accounts with figures on one time axis, 39 filings since 1986
peak €688,761 (2022)
€111,141▼ 7.3%
lowest -€31,533 (2019)
€30,813▼ 32.0%
peak €1.5m (2025)
€1.5m▲ 2.1%
€550,992▲ 849%
peak 5.6 FTE (2006)
1 FTE▲ 100%
Board3 names since 2015
3 directors and 2 others
Owners
  
Documentsfilings and deeds
03-03-202658 days before the deadline
2025abbreviated format
Result from €45,330 to €30,813Staff from 0.5 FTE to 1 FTEDebts from €58,078 to €550,992

Key points

from the 2025 annual accounts

Equity

€1.5m ▲ 2.1%

PROVILLAS has made a profit without a break since 2021.

Turnover

≈ €390,000 estimated

The abbreviated format states no turnover.

Staff

1 FTE from 5.6 in 2006

Between 2006 and 2025, 82% of the full-time equivalents disappeared.

Liquidity

31.32 was 17.22 in 2024

Short-term debts fell from €58,052 to €50,241.

Filings

39 annual accounts since 1986
deadline1990200020102020

The last five annual accounts were filed 3 to 58 days before the end of the period.

Position in the sector

€1.5m

More equity than 87% of companies in construction of buildings. Sector median €297,028 · 2,642 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,035 companies had the same profile as PROVILLAS has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,035 companies, not a prediction for PROVILLAS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 01-10-2015
Director
Director
Board & ownership

Recent changes

Environmental permit granted Bouwen of herbouwen, Het reliëf van de bodem aanmerkelijk wijzigen, Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Zoersel
Registered in the Peppol Directory Reachable for e-invoices through 0208:0428798792
Environmental permit granted Bouwen of herbouwen, Nieuwbouw of aanleggen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Zoersel
Environmental permit granted Bouwen of herbouwen, Nieuwbouw of aanleggen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Zoersel
All 59 events

Comparable companies

same main activity, similar in size and age
Company
PROVILLAS Zandhoven €2.0m €111,141 72.9% 1
RAMO Ravels €2.6m €141,922 36.1% 1
GROUP EMJAY Zandhoven €1.7m €97,510 -13.3% 1.5
Kookon Deerlijk €1.4m €119,204 16.8% 1
VIJVERHOEK Waregem €2.0m €68,032 70.4% 1
VERHULST INVEST Oostrozebeke €2.0m €187,409 58.4% 1
HETOBO Antwerp €2.4m €135,869 80.7% 2.1

These companies have the same main activity as PROVILLAS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.4m and €2.6m, founded between 1969 and 1992.

Official details

Source: KBO
Status
Active since 07-04-1986Normal situation
Activity
General construction of residential buildingsNACE 41001and 2 others
Joint committees
124Construction
200Auxiliary committee for white-collar workers · annual accounts 30-09-2024
Establishment units
2.036.793.0332240 Zandhoven, since 25-06-1986
2.328.472.7262980 Zoersel, since 04-10-2021
Financial year end
30 September
Peppol
Reachable since 13-11-2025
Company details

Annual accounts to 30-09-2025

€2.0m▲ 34.6%
Employeeson 30-09-2025
2▲ 100%
Filing
Filed on 03-03-2026, 58 days before the end of the filing period
Financials

Insights on PROVILLAS

PROVILLAS files the abbreviated format. That format states no turnover. The gross margin fell from €255,746 in 2006 to €111,141 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PROVILLAS

What is the company number of PROVILLAS?
The company number of PROVILLAS is 0428.798.792. The VAT number is the same number with BE in front: BE 0428.798.792.
Where is PROVILLAS based?
The registered office is at Sint Jozefstraat 16, 2240 Zandhoven.Company details
What does PROVILLAS do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of PROVILLAS?
PROVILLAS is a private limited company (BV).
When was PROVILLAS founded?
PROVILLAS was founded on 07-04-1986.
Is PROVILLAS still active?
Yes, PROVILLAS is an active enterprise in the KBO register.
How many employees does PROVILLAS have?
PROVILLAS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PROVILLAS fall under?
In its 30-09-2024 annual accounts, PROVILLAS states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of PROVILLAS?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €111,141 and 126 comparable companies (NACE 41001). It probably lies between €270,000 and €610,000.
Is PROVILLAS profitable?
In financial year 2025, PROVILLAS made a profit of €30,813.
Where can I find the annual accounts of PROVILLAS?
PROVILLAS filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PROVILLAS due?
PROVILLAS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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