RAIL CONSEILS
ActiveRAIL CONSEILS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency47▼-18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.62 in 2024; short-term debt: 77.9% and cash: 24% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.1%
Return on assets
50.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d early
2022
on the day
2021
4 d early
2020
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 0.2%
2024 · €10k
2020: €5k
2021: €12k
2022: €3k
2023: €3k
2024: €10k
2020 → 2025
Total assets
€47k▲ 80.3%
2024 · €26k
2020: €40k
2021: €52k
2022: €54k
2023: €41k
2024: €26k
2020 → 2025
Net result
€24k▲ 208%
2024 · €8k
2020: €13k
2021: €18k
2022: €20k
2023: €19k
2024: €8k
2020 → 2025
Working capital
€10k▲ 4.5%
2024 · €10k
2020: €-4k
2021: €4k
2022: €-1k
2023: €1k
2024: €10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€3k▼ 78.5%€3k▲ 1.0%€10k▲ 295%€10k▼ 0.2%
Operating result€25k-€27k▲ 8.0%€25k▼ 8.6%€12k▼ 52.1%€33k▲ 174%
Net result€18k-€20k▲ 13.9%€19k▼ 9.5%€8k▼ 58.0%€24k▲ 208%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 174% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€257▼ 64.2%
Current assets
€47k▲ 84.4%
Equity and liabilities €47k
Equity
€10k▼ 0.2%
Debt
€37k▲ 134%
The debt ratio rises from 60.1% to 77.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €12k
Cash flow
€24k▲
2024 · €8k
Solvency
22.1%▼
2024 · 39.9%
Current ratio
1.28▼
2024 · 1.62
Quick ratio
1.28▼
2024 · 1.62
Debt / equity
3.53▲
2024 · 1.51
ROE
230.5%▲
2024 · 74.7%
ROA
50.9%▲
2024 · 29.8%
Interest coverage
203.33▲
2024 · 112.81
Debt
€37k▲
2024 · €16k
Debt ≤ 1 year
€37k▲
2024 · €16k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€47k▲
Fixed assets21/28€716€257▼
Tangible fixed assets22/27€716€257▼
Furniture and vehicles24€716€257▼
Current assets29/58€25k€47k▲
Amounts receivable within one year40/41€17k€35k▲
Trade receivables40€787€0▼
Other amounts receivable41€16k€35k▲
Cash at bank and in hand54/58€7k€11k▲
Deferred charges and accrued income490/1€856€880▲
Equity and liabilities
Total equity and liabilities10/49€26k€47k▲
Equity10/15€10k€10k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€8k€8k▼
Amounts payable17/49€16k€37k▲
Amounts payable within one year42/48€16k€37k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€0€1k▲
Suppliers440/4€0€1k▲
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€16k€12k▼
Other amounts payable47/48€0€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€460€460=
Other operating charges640/8€934€1k▲
Gross operating margin9900€13k€35k▲
Operating profit (loss)9901€12k€33k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€110€164▲
Recurring financial charges65€110€164▲
Profit (loss) for the period before taxes9903€13k€34k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€8k€24k▲
Profit (loss) for the period to be appropriated9905€8k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€32k▲
Profit (loss) brought forward from the previous period14P€137€8k▲
Profit to be distributed694/7€0€24k▲
Return on contributions (dividend)694€0€24k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €24k ▲208%
Operating result €33k, net result €24k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼58%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Broussetaille(BST) 246531 ThuinGround area
682 m²
Building footprint
129 m²
Parcel 56010A0047/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
RAIL CONSEILS
since 20202.298.113.904
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56010A0047/00V000 | Wallonia | 682 m² | 1 · 129 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 3,754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
71209Other technical testing and analysis
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.