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R.C.S.

Active
Public limited companyfounded 199036 yrs activeMoerelei 16-20, 2610 Antwerpen, BelgiumKBO/BCE: BE 0440.755.330

R.C.S. has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.64M and a net result of €226k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 378 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+4
Solvency100▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.54 in 2024; short-term debt: 18.2% and cash: 4.4% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.2%
Return on assets
11%
Age of the figures
9 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
22 d late
2023
30 d late
2022
11 d early
2021
30 d late
2020
1 d early
2019
56 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€226k▲ 44.9%
2024 · €156k
2018: €182k 2019: €112k 2020: €-74k 2021: €108k 2022: €206k 2023: €131k 2024: €156k
2018 → 2025
Working capital
€-212k▼ 5.4%
2024 · €-201k
2018: €-695k 2019: €-577k 2020: €-603k 2021: €-504k 2022: €-380k 2023: €-354k 2024: €-201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.29M-€1.50M▲ 15.9%€1.53M▲ 2.1%€1.64M▲ 7.4%€1.64M▼ 0.4%
Operating result€160k-€194k▲ 21.3%€76k▼ 60.6%€151k▲ 98.0%€280k▲ 85.2%
Net result€108k-€206k▲ 89.7%€131k▼ 36.2%€156k▲ 19.2%€226k▲ 44.9%
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €160k€160kNet result 2021: €108k€108kOperating result 2022: €194k€194kNet result 2022: €206k€206kOperating result 2023: €76k€76kNet result 2023: €131k€131kOperating result 2024: €151k€151kNet result 2024: €156k€156kOperating result 2025: €280k€280kNet result 2025: €226k€226k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 85% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.07M
Fixed assets €1.90M▼ 3.9%
Current assets €165k▼ 29.3%
Equity and liabilities €2.07M
Equity €1.64M▼ 0.4%
Debt €429k▼ 24.5%
The debt ratio falls from 25.7% to 20.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€447k
2024 · €309k
Cash flow
€394k
2024 · €314k
Solvency
79.2%
2024 · 74.3%
Current ratio
0.44
2024 · 0.54
Quick ratio
0.44
2024 · 0.54
Debt / equity
0.26
2024 · 0.35
ROE
13.8%
2024 · 9.5%
ROA
11.0%
2024 · 7.1%
Interest coverage
28.49
2024 · 14.48
Debt
€429k
2024 · €569k
Debt ≤ 1 year
€377k
2024 · €435k
Debt > 1 year
€52k
2024 · €122k
Income taxes
€85k
2024 · €45k
Staff costs
€300k
2024 · €233k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.21M€2.07M
Fixed assets21/28€1.98M€1.90M
Tangible fixed assets22/27€1.03M€951k
Land and buildings22€830k€761k
Plant, machinery and equipment23€89k€95k
Furniture and vehicles24€110k€95k
Financial fixed assets28€950k€950k=
Current assets29/58€234k€165k
Amounts receivable within one year40/41€113k€69k
Trade receivables40€20k€61k
Other amounts receivable41€93k€9k
Current investments50/53€0€4k
Cash at bank and in hand54/58€121k€91k
Equity and liabilities
Total equity and liabilities10/49€2.21M€2.07M
Equity10/15€1.64M€1.64M
Contributions10/11€298k€298k=
Capital10€298k€298k=
Issued capital100€298k€298k=
Reserves13€1.35M€1.34M
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Tax-exempt reserves132€14k€14k=
Distributable reserves133€1.30M€1.30M
Profit (loss) carried forward14€0€0=
Amounts payable17/49€569k€429k
Amounts payable after more than one year17€122k€52k
Financial debts170/4€122k€52k
Amounts payable within one year42/48€435k€377k
Current portion of amounts payable after more than one year42€122k€110k
Trade debts44€34k€12k
Suppliers440/4€34k€12k
Taxes, remuneration and social security45€74k€25k
Taxes450/3€59k€10k
Remuneration and social security454/9€15k€16k
Other amounts payable47/48€204k€230k
Accrued charges and deferred income492/3€12k€0
Income statement Code20242025
Remuneration, social security and pensions62€233k€300k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€158k€167k
Other operating charges640/8€11k€8k
Non-recurring operating charges66A€0-
Gross operating margin9900€553k€755k
Operating profit (loss)9901€151k€280k
Financial income75/76B€71k€47k
Recurring financial income75€71k€47k
Financial charges65/66B€21k€16k
Recurring financial charges65€21k€16k
Profit (loss) for the period before taxes9903€201k€311k
Income taxes67/77€45k€85k
Profit (loss) for the period9904€156k€226k
Profit (loss) for the period to be appropriated9905€156k€226k
Appropriation of the result
Profit (loss) to be appropriated9906€156k€226k
Transfer from equity791/2€42k€233k
Transfer to equity691/2€156k€226k
To other reserves6921€156k€226k
Profit to be distributed694/7€42k€233k
Return on contributions (dividend)694€42k€233k
Social balance
Average headcount (FTE)90878.27.3

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €226k ▲44.9%
Operating result €280k, net result €226k, both a record.
22-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
20-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial Back to profitnet €108k
Net result €108k after one loss-making year.
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €-74k ▼166%
Net result drops to €-74k, the lowest in the series; recovery starts the following year.
25-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 56 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1990
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Moerelei 16-202610 Antwerpen
Ground area
5,830 m²
Building footprint
1,396 m²
Volume, LiDAR
2,453 m³
2 parcels, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Moerelei 16-20, 2610 Antwerpen
Water transport
since 19902.048.517.957
SUPER CAR WASH
Antwerpsesteenweg 354, 2500 LierWater transport
since 19902.048.518.056
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12392A0348/00H000 Flanders 3,129 m² 1 · 476 m² 6.6 m · 2 fl.
11463D0241/00B000 Flanders 2,701 m² 1 · 920 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,377 companies in sector 95311 we hold annual accounts for 2,957. 1,398 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded28-05-1990
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95316Washing and cleaning of motor vehicles
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.