SPOELHAL

Active

Public limited companyfounded 1993active for 33 yearsKanaalweg 17, 2430 Laakdal, BelgiumKBO/BCE: BE 0449.217.391

Summary

SPOELHAL has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €575,722 and a net result of €13,707. Equity is shrinking by about 16% per year across the filed financial years. Its solvency ranks better than 68% of 481 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow Report Compare

SPOELHALActiveChecked score 82/100

Risk analysis Report Compare

Activity

Washing and cleaning of motor vehicles

NACE 95316Other cleaning activities NACE 81230

1 site

Size

≈ €1.8mturnover 2025, estimated

Staff: 4.3 FTE
Equity: €575,722
Profit: €13,707

Turnover estimated from the gross margin

Financial health

82 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

Parent: Katoen Natie Group S.A.

Auditor: Emst & Young Bedrijfsrevisoren2025 accounts 18 days early3 of 12 deeds summarised

Why 82raises riskLiquidity: current ratio 0.73, cash €202, halvedSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskFounded in 1993Equity €575,722 (59.5% of total assets)Show the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 43% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 84+2

equity 59.5% of total assets

Liquidity 31+1

short-term debt 39.8% · cash 0.0%

Profitability 71+6

return on assets 1.4%

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,122 companies, NACE 95, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.6%▼ -0.2 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value

Credit of up to €45,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.73, compared with 0.45 in 2024, below 1; short-term debt: 39.8% and cash: 0% of total assets), and 40.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 69% on solvency, 23% on liquidity, 42% on profitability and 39% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.73, cash €202, halved

NBB · annual accounts

Founded in 1993

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €575,722 (59.5% of total assets)

NBB · annual accounts

Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

18 days early

2024

30 days early

2023

1 day early

2022

2 days late

2021

2 days early

2020

2 days early

2019

69 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-07-2026 Reappointment: Emst & Young Bedrijfsrevisoren (statutory…Permanent representatives: Ronald Van den…
13-07-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Back to profitnet €13,707

Key points

Controlled by Katoen Natie Group S.A.known shareholders 100% parent View
Active since 1993founded 02-02-1993 33 years View
Total assets 20256 financial years filed €968,253 View

By topic

Financials

Financial year: 2025
Total assets: €968,253
Profit: €13,707
Solvency: 59.5%

Go to Financials

Board & ownership

Parent: Katoen Natie Group S.A.
Known shareholders: 100%
Auditor: Emst & Young Bedrijfsrevisoren

Go to Board & ownership

Timeline

Events: 39
Since: 1995
Next accounts: by 31-07-2027

29-07-2025Reappointment: Emst & Young Bedrijfsrevisoren (statutory auditor)
01-07-2025Annual accounts filed
31-12-2024Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Washing and cleaning of motor vehiclesNACE 95316
Founded: 02-02-1993
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 13

Annual meeting: First Monday of June at 20:00

Go to Articles of association

Key facts about SPOELHAL

What is the company number of SPOELHAL?: 0449.217.391. In Belgium the VAT number is the company number with BE in front: BE 0449.217.391.
Where is SPOELHAL based?: The registered office is at Kanaalweg 17, 2430 Laakdal.Company details
What does SPOELHAL do?: According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
What is the legal form of SPOELHAL?: Public limited company (NV).
When was SPOELHAL founded?: On 02-02-1993.
Is SPOELHAL still active?: Yes, SPOELHAL is an active enterprise in the KBO register.
How many employees does SPOELHAL have?: On average 4.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SPOELHAL?: €1.4m in financial year 2022, according to the filed annual accounts.
Is SPOELHAL profitable?: In financial year 2025, SPOELHAL made a profit of €13,707.
Where can I find the annual accounts of SPOELHAL?: SPOELHAL filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SPOELHAL due?: By 31-07-2027, for financial year 2026.Timeline